# Aktia Wallet

> Digital wallet for payments, finance management, and smart loan applications. (iPhone/iPad app by Aktia Bank Abp.)

- Source: https://appshunter.io/ios/app/aktia-wallet/id1154413529 (this page in markdown: same URL + `.md`)
- Developer: [Aktia Bank Abp](https://appshunter.io/developer/1100143566)
- Category: Finance
- Price: Free
- Rating: 4.86/5 from 7 App Store ratings
- Age rating: 4+
- Requires: iOS 12.0 · 51 MB
- Languages: English, Finnish, Swedish
- Released: 2016-10-27
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/aktia-wallet/id1154413529/reviews.md

## What is Aktia Wallet?

Aktia Wallet is a digital wallet that removes friction from payments and enables you to take control of your finances, the way it should work. Download the Aktia Wallet app, get a Mastercard, activate Apple Pay and experience easier payments!

FEATURES & PRODUCTS
•	Apple Pay – Make quick and easy payments using your Apple devices in stores, online and in apps
•	Garmin Pay - leave your wallet and phone at home and do all your shopping with your supported Garmin smartwatch
•	Full card details – No need to get up from your bed while shopping, you have everything you need in the app
•	Your balances and transactions - follow up in real time
•	Smart financing - you can easily apply for consumer loan via the Wallet
•	Card settings – Lock your card, enable payments online or abroad and set withdrawal and payment limits

SAFETY & SECURITY
•	Your transactions are 3D Secure for additional authentication and fraud protection using Wallet Verification
•	Register Aktia Wallet by using your Finnish banking credentials, regardless of bank

Read more: https://www.aktia.fi/fi/paivittaiset-raha-asiat/aktia-wallet

## Key features

- Apple Pay and Garmin Pay integration
- Real-time balance and transaction tracking
- Smart consumer loan applications
- Card settings: lock, online/abroad payments, limits
- 3D Secure for transaction authentication
- Full card details access


## Frequently asked questions about Aktia Wallet

### What payment methods does Aktia Wallet support?

Aktia Wallet supports payments via Apple Pay and Garmin Pay. This allows for quick and easy transactions in stores, online, and within apps using your compatible devices.

### How does Aktia Wallet help manage finances?

Aktia Wallet provides real-time tracking of your balances and transactions. You can also apply for consumer loans directly through the app and manage your card settings.

### What security features are included in Aktia Wallet?

Transactions are protected with 3D Secure for additional authentication and fraud prevention using Wallet Verification. You can also lock your card and set payment limits for enhanced security.

### Can I use Aktia Wallet with any bank?

Yes, you can register Aktia Wallet using your Finnish banking credentials, regardless of which bank you use. This offers flexibility for users across different financial institutions.

### What devices are compatible with Aktia Wallet?

Aktia Wallet is available for iPhone and iPod devices. It also integrates with supported Garmin smartwatches for payments.

### How often is Aktia Wallet updated?

The latest version of Aktia Wallet is 6.12.5, last updated on August 25, 2025. Updates typically include new features, performance improvements, and security enhancements.

### What is the user rating for Aktia Wallet?

Aktia Wallet has a high user rating of 4.9 stars based on 7 ratings, indicating strong user satisfaction with its features and performance.

### Does Aktia Wallet have ads?

No, Aktia Wallet does not contain advertisements. It provides an ad-free experience for managing your finances and making payments.

## Version history (last 5 releases)

### 6.12.5 — 2025-08-25

Minor improvements

### 6.12.4 — 2025-07-14

Minor improvements

### 6.12.3 — 2025-05-21

Minor improvements

### 6.12.2 — 2024-06-17

Minor improvements

### 6.12.1 — 2024-05-15

Minor improvements.

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## More apps by Aktia Bank Abp

- [Aktia Mobile bank](https://appshunter.io/ios/app/aktia-mobile-bank/id1247457393)
- [Aktia ID](https://appshunter.io/ios/app/aktia-id/id1596273271)
- [Finnair Visa](https://appshunter.io/ios/app/finnair-visa/id1617781132)

All apps by Aktia Bank Abp: https://appshunter.io/developer/1100143566

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*