# Alfa Personal Finance — Budget & Expense Tracker

> Budget & Expense Tracker (iPhone/iPad app by Bryan Tan.)

- Source: https://appshunter.io/ios/app/alfa-personal-finance/id6776905555 (this page in markdown: same URL + `.md`)
- Developer: [Bryan Tan](https://appshunter.io/developer/6776905557)
- Category: Finance, Productivity
- Price: Free
- Age rating: 17+
- Requires: iOS 15.5 · 79 MB
- Languages: American English
- Released: 2026-06-30
- Data updated: 2026-09-01
- User reviews in markdown: https://appshunter.io/ios/app/alfa-personal-finance/id6776905555/reviews.md

## What is Alfa Personal Finance?

Spend smarter. Keep more of your money. Alfa is the free money app built for Malaysians.

Most finance apps stop at tracking. Alfa is where the tracking starts to pay off.

Stop typing in every transaction:
Snap a receipt. Upload a bank statement. Alfa reads it and fills it in for you. Maybank, CIMB, UOB, Touch 'n Go and more. All on your phone, nothing uploaded.

Pay the tax you owe, not a cent more:
See your Malaysian income tax in two minutes. Spot the reliefs you are missing. Check what an expense saves you before you spend it.

Find the account that pays you most:
24 banks, ranked by what you would really earn in a year. Not the advertised rate. The one you actually get.

See your whole net worth in one place:
Every account, tracked month by month, so you always know what you are really worth.

A tracker just for your trips:
Holiday spending stays out of your everyday budget. Currency sorted for you. Split the bill so you only cover your share.

Multicurrency handled for you:
Pick major currencies, Alfa converts it, and keeps the original amount beside it.

Saving gets its own space:
Savings sits on its own, not buried in your spending. Put money aside and watch it build.

Everything else you would expect is here too: Custom budget categories, track all transactions, unlimited accounts, recurring bills, clean charts.

Made for Malaysians.

Tax and account finder results are for guidance only, not financial advice.


## Version history (last 4 releases)

### 1.1.2 — 2026-08-26

Improved app experience:
- Savings are simpler. They now lower what's left for the month, so your Accounts total and your Tracker balance always match
- Budget categories can be set month by month, and tapping one keeps you in the month you were viewing
- Close an account or card from this month onwards, leaving your earlier months untouched
- More bank statements import, including HSBC and Standard Chartered
- Press and hold a trip to delete it
- Latest Account finder savings rates for August 2026
- Privacy, speed and security improvements throughout

### 1.1.1 — 2026-08-08

Bug fixes and small improvements. Fixed the account balance shown when you look back at an earlier month, made the savings account conditions easier to follow, and made sure reminders use the currency you picked.

### 1.1 — 2026-08-01

New in this version

Tax estimator: Know your Malaysian income tax in two minutes, and see how much a planned expense could save you before you spend.

Account finder: 24 banks compared and ranked by what you would really earn, not the advertised rate.

Account groups: Bundle your accounts your way, like all your savings or everything at one bank, and see each group's total at a glance.

Payment tracking: Tag which account or card you paid with, then see your spending across each payment method.

In-app helper: A chat assistant on every screen to answer quick questions on the app and your tax reliefs.

Keep the feedback coming, it shapes what we build next. support@alfapersonalfinance.com

### 1.0 — 2026-06-30

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
