# Algbra — Finance, Made for Humans > Ethical finance platform for spending, saving, and managing money responsibly. (iPhone/iPad app by Algbra FS UK Limited.) - Source: https://appshunter.io/ios/app/algbra/id1610109395 (this page in markdown: same URL + `.md`) - Developer: [Algbra FS UK Limited](https://appshunter.io/developer/1610109637) - Category: Finance, Shopping - Price: Free - Rating: 5.00/5 from 19 App Store ratings · 73 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 122 MB - Languages: American English - Released: 2022-06-20 - Data updated: 2026-09-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/algbra/id1610109395/reviews.md ## What is Algbra? Algbra is the ethical finance platform designed to help you spend, save, and manage money in a way that puts people and the planet first. Open an account with ease, manage multiple currencies, grow your savings, and support causes that matter, all from within one app. Finance, made for humans. Your money should work for you without compromising your values. When we hold your money, we ensure that it’s protected from harmful industries such as arms, tobacco, fossil fuels, and gambling, helping to create a more responsible financial system. Ethical Saver Cubes Grow your savings while helping to support sustainable development globally. Create dedicated saving goals and earn competitive fixed returns in just a few taps. • Competitive returns • Choose fixed terms that suit you • Create multiple saving goals • FSCS protection up to £120,000 (T&Cs apply) • Sharia-compliant and Ethical One app. Multiple currencies Hold, send, receive, and convert money across currencies without juggling multiple apps. • Hold multiple currencies in one place • Send money to 20+ countries • Convert currencies with clear, competitive exchange rates Borderless accounts Open a UK account from wherever you call home. • Get an Algbra account with IBANs for GBP, USD, EUR and other supported currencies • Make international transfers • Enhanced fee-free allowances • Spend abroad with ease Algbra’s Borderless Account allows eligible customers to access UK financial services globally, making it easier to manage money internationally. T&Cs apply. Donate with a tap Support the causes that matter to you directly from the app. With Algbra Donations, you can make a difference in seconds. • Donate to trusted charities • Set up recurring or one-off donations 100% of your donation goes directly to the charity. Planet impact tracking Discover how your spending impacts the planet. Track your estimated carbon footprint and offset your impact to take meaningful steps towards a more sustainable world. Everything else you'd expect • Fast signup, no credit score impact • Contactless & virtual debit cards • Add to Apple Wallet • Instant top-ups via Open Banking • Spending analytics • Secure Biometric login (Face ID & fingerprint) Algbra FS UK Limited is authorised as an Electronic Money Institution by the UK Financial Conduct Authority (FCA) (FRN: 952360). Algbra FS UK Limited is registered in England and Wales (Company No. 12629086). Funds held in your Ethical Saver Cubes are protected by the FSCS up to £120,000. T&Cs apply. The Algbra card is issued pursuant to licence by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. IMPORTANT: This content is provided for informational purposes only and is not intended as marketing or solicitation in jurisdictions where we are not licensed or authorised to operate. ## Key features - Ethical savings with competitive returns - Multi-currency accounts and transfers - Borderless UK accounts - Donate to charities directly - Track and offset carbon footprint - Contactless and virtual debit cards ## What do users think of Algbra? Overall sentiment: mixed **Pros** - 👍 Clean and straightforward UI - 🚀 Speedy ecosystem - 🔒 Safe and essential banking - 👍 Easy to use - ✨ Ethical and sustainable values - 💡 Innovative features - 💰 Cashback rewards - 💳 Smooth app experience - 🎨 Beautiful app design - 📈 Track spending - 🌍 Track carbon footprint - ✅ Intuitive UX - 🚀 Smooth onboarding - 👨‍👩‍👧‍👦 Community feel - 💯 Game changer - 🌟 Best banking app - ✅ User-friendly app - 🚀 Futuristic app - ✅ Seamless user experience - 🚀 Great design - 👍 Honest and no charge - ✨ Fresh and fluid experience - ✅ Modern UI **Cons** - 😞 No response after applying - ⚠️ Account blocked for no reason - 🆘 Unable to spend/send - 🚫 Not for NI residents - 😥 Withholding funds - ❌ Horrible app - 💥 App crashing constantly - 🔒 Account closed randomly - 📞 No customer support - 🚫 Do not use this app - 🐌 Slow customer support replies - ❌ Bank account closed with no reason - ⏳ Long wait for money return - ❌ Flawed application process - 🐌 Pathetic customer service - 🐛 Update bug preventing access - ⏳ Slow verification process - ⏳ Refusing to return money - ❌ Bad customer support - 🚫 Stay away - 📉 Limited benefits - 🤷‍♀️ Support agents can't answer questions - 🚫 No FSCS protection - cluttered cashback receipts - 🚫 Closed account for no reason - 💸 They like to steal your money - 😡 Horrid customer service - 😠 Unable to access funds - 📉 Climate change is a scam - 🤔 Account on hold, asked for personal details - 🗑️ Absolute garbage service - ✋ Stay away from this app - 👎 Wouldn't suggest - 💸 Value your money & sanity, avoid this bank - 🐌 Terrible customer care - ⏳ Funds not returned promptly **Commonly reported bugs** - App keeps telling to update even after update - Account frozen and restricted - Account blocked randomly - App crashing non-stop - Balance not showing - Cube not showing - No transactions showing - Account closed on Christmas Eve - Account closed randomly - Account closed with money in it - Account closed without reason - Account closed while abroad - Money not returned within 28 days - Passport picture flare causing rejection - Card blocked randomly - Account on hold - Account blocked after wages paid in - Account blocked after receiving payment - Account blocked before Christmas - Account blocked after sending payslip and bank statement - Account closed without explanation - Account on hold with no explanation - Card declining - Account closed without reason given - Account closed with rent money in it - Account closed without valid reason - Account blocked each time making a transfer - Account blocked after receiving wages - Account blocked after sending documents - Account blocked after sending proof - Account blocked after sending ID/selfie - Account blocked after sending nominated account - Account blocked after sending bank transfers - Account blocked after receiving a payment over £50 **Most requested features** - Ability to delete bank contacts - Apple Pay - Debit card top ups - Subscription plan for cashback/credit score - Interest on balances - Disposable cards - Savings Pots - Dark mode - Apply Pay - Option to update personal details ## Recent user reviews (10 of 73) All indexed reviews: https://appshunter.io/ios/app/algbra/id1610109395/reviews.md ### 5/5 — Service *2026-08-10, version 0.321.17* Thank you for great service and effective customer service!! ### 1/5 — They take your money *2026-06-03, version 0.314.8* I sent some money to this account and have no access to it, ive been trying to get it back for weeks and all they are doing is asking how im going to fund this account. Why does that matter. ### 5/5 — Quick - Reliable - Easy *2026-01-08, version 0.294.2* Clean and straightforward user interface, for a great product that is reliable and everything within the ecosystem is speedy. ### 1/5 — No response *2025-08-17, version 0.274.3* Applied and heard absolutely nothing even though you have all my details and information. Doesn’t seem trustworthy, wouldn’t bother applying ### 2/5 — Overall Good - ANNOYING System. *2025-06-10, version 0.259.0* This app over the years has been good to me however they have some issues where every so often they just put some sort of block on your card for no apparent reason where in turn you’re unable to spend/send or even send between savings accounts which leaves people and myself in a rut when we use this account on a day to day basis. Wouldn’t recommend for daily use. Maybe as a secondary or back up account/card. Disappointed. ### 1/5 — Not for NI residents *2025-05-12, version 0.250.5* 👆 ### 1/5 — Disappointed *2025-05-06, version 0.250.5* I have had this bank for 2 years now I don’t make much money and I am struggling with mental health. This bank decided to withhold the last 150 pound I had left to my name and will not let me access it causing me to starve abs not be able to afford my medication I am very upset and in a desperate situation ### 3/5 — Bank Contracts *2025-02-09, version 0.236.4* Why don’t you all add the ability to delete bank contacts in the transfer section of the app ? It is a good app and the digital bank as well but this issue kills your app ### 5/5 — Excellent banking app *2025-02-08, version 0.236.4* If you are looking for an online bank that does all of the essentials easily, safely and well but without the faff, this is for you. ### 1/5 — Horrible App *2024-12-24, version 0.233.20* I’ve had the app for 2 weeks as I was someone that paid rather frequently I received money £600 suddenly the app stopped working my balance weren’t showing my cube weren’t showing and it said I’ve got 0 transactions on my account I messaged them on the live chat with only for them to reply every 8 hours and they then email me to say they’ve closed my account on Christmas’s Eve with £1600 stuck in the account well Merry Christmas and say no to this horrible app. ## Frequently asked questions about Algbra ### What does Algbra do? Algbra is an ethical finance platform that allows users to spend, save, and manage their money while prioritizing people and the planet. It offers features like ethical savings accounts, multi-currency management, international transfers, and direct charitable donations. ### How can I grow my savings with Algbra? You can grow your savings through Ethical Saver Cubes, which offer competitive fixed returns and support sustainable development. You can create multiple saving goals with fixed terms that suit your needs, and funds are protected by FSCS up to £120,000. ### Is Algbra free to use? Based on the provided information, the app is free to use. There are no mentions of subscription fees, paid features, or in-app purchases for core functionalities. The monetization model is listed as 'free'. ### Can I hold multiple currencies with Algbra? Yes, Algbra allows you to hold, send, receive, and convert money across multiple currencies within a single app. This eliminates the need to juggle multiple applications for international financial management. ### Who is Algbra designed for? Algbra is designed for individuals who want their money to work for them without compromising their values. It's for those who care about ethical investing, environmental impact, and supporting causes they believe in, while also needing convenient tools for everyday finance. ## Version history (last 5 releases) ### 0.324.2 — 2026-09-03 We're always working on improvements to enhance your Algbra experience. This release includes fixes and improvements to bring you an even better Algbra experience. Update now to enjoy the latest version of the Algbra app. ### 0.321.17 — 2026-07-27 We're always working on improvements to enhance your Algbra experience. This release includes fixes and improvements to bring you an even better Algbra experience. Update now to enjoy the latest version of the Algbra app. ### 0.321.3 — 2026-07-07 We're always working on improvements to enhance your Algbra experience. This release includes fixes and improvements to bring you an even better Algbra experience. Update now to enjoy the latest version of the Algbra app. ### 0.319.18 — 2026-06-26 We're always working on improvements to enhance your Algbra experience. This release includes fixes and improvements to bring you an even better Algbra experience. Update now to enjoy the latest version of the Algbra app. ### 0.319.11 — 2026-06-18 We’re always working to improve your Algbra experience. This release adds clear visibility of fees within transactions and statements, along with fixes and improvements to help the app run even better. Update now to enjoy the latest version of the Algbra app. ## Apps similar to Algbra | App | Rating | Price | Category | | --- | --- | --- | --- | | [Co-operative Bank](https://appshunter.io/ios/app/co-operative-bank/id1439204021) | 4.9 (155) | Free | Finance | | [Allica Bank](https://appshunter.io/ios/app/allica-bank/id1489138340) | 5.0 (3) | Free | Finance | | [Zempler Bank](https://appshunter.io/ios/app/zempler-bank/id709473017) | 4.8 (202) | Free | Finance | | [VeloRemit](https://appshunter.io/ios/app/veloremit/id6474479235) | 4.7 (60) | Free | Finance | ## More apps by Algbra FS UK Limited - [Shoal](https://appshunter.io/ios/app/shoal/id6737417897) All apps by Algbra FS UK Limited: https://appshunter.io/developer/1610109637 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*