# Allegacy Financial — user reviews

> 112 indexed App Store user reviews of Allegacy Financial by Allegacy Federal Credit Union, rated 4.82/5 from 2,718 ratings.

- Source: https://appshunter.io/ios/app/allegacy-financial/id470170471/reviews
- App overview in markdown: https://appshunter.io/ios/app/allegacy-financial/id470170471.md
- Rating breakdown: 5★ 7,625 · 4★ 519 · 3★ 133 · 2★ 38 · 1★ 138

## Newest reviews (10 of 112)

### 3/5 — IPAD FUNCTIONALITY

*2026-08-28, version 2026.4.0*

YOU HAVE TO TURN AN IPAD TO THE SIDE (90 DEGREES TO MY KEYBOARD) TO GET CERTAIN PROMPTS, SUCH AS CHECK DEPOSIT, TO BE VIEWABLE. IT TOOK AWHILE TO FIGURE OUT THAT WAS THE TRICK TO DEPOSIT A CHECK.

### 3/5 — Online changes

*2026-04-15, version 2026.1.7*

Have to say it’s taking me some getting use to. I miss the simplicity of the older system.

### 4/5 — Very helpful, areas to improve

*2026-01-09, version 2026.1.7*

Love the app, way better than working with through-browser website, boots up quickly, well laid out, the revamp is nice as well.

There is a whole line of things in the settings area that can take you to a website, it seems bulky an odd to send someone to a website for any function while they are in the very app from that company.

That said all in all a great app, very functional.

### 4/5 — Private

*2025-11-19, version 2026.1.7*

Very convenient

### 4/5 — Love the app, but this new verify thing is not working

*2025-11-06, version 2026.1.7*

Have had no issues with the app until today. Whatever this new digital verification screen is will not verify me. I check the box, it spins, then the verification box pops back up.

### 5/5 — Improving

*2025-10-10, version 2026.1.7*

AFCU original app was great.  It was changed a few months back and I wasn’t very happy with the updates.  Latest version, as of 10/07/25, has been much better.  I have been an AFCU member for more than 25 years and have been a very satisfied member/customer.

### 5/5 — Member

*2025-10-10*

It was super easy to download and beginning to new app.

**Developer response:** We're so glad to hear you're enjoying the Allegacy app! Your satisfaction means the world to us. Thank you for being part of the Allegacy community and for taking the time to share your experience. If you ever have feedback or ideas, we’re always listening!

### 1/5 — Worst bank ever

*2025-10-09, version 2026.1.7*

Nothing ever works for this bank I can never get ahold of anyone and everyone is super rude!

### 1/5 — New update

*2025-10-08, version 2026.1.7*

The new update looks completely awful

### 2/5 — Tap, tap, tap, tap, tap

*2025-10-08*

After the new update today, you now have to click “See All” followed by “Show More” multiple times just to see transactions from a couple days ago. Revealing only a few transactions at a time, sometimes it even partially hides a single day’s transactions, displaying the rest after another “Show More” click… Irritating experience. Prefer the simpler long list display like the previous version had. This is tedious and clunky.

**Developer response:** We're sorry to hear you're experiencing issues with the Allegacy app. Your feedback is not just important, it's crucial to us, and we’d love the opportunity to make things right. Please get in touch with our Digital Support Team at 800.782.4670 so we can look into this further and assist you directly. Thank you for helping us improve!

## Most critical reviews (10 lowest-rated)

### 1/5 — Widget doesn’t update

*2026-08-04, version 2026.4.0*

Loved the old Allegacy app. it just worked. This app. Horrible. The quick view widget NEVER updates. Constantly have to sign in to see your balance. This deserves zero stars. I hate it. I hate it. I HATE IT!!! Give me back the app that worked and place this one where light doesn’t shine.

### 1/5 — Problem with new app

*2026-05-20, version 2026.4.0*

I haven’t been to open the app for 2 days. Never had a problem with the old app.

### 1/5 — Doesn’t work

*2026-04-27, version 2026.4.0*

Since the update I cannot get the app to work. The cloudware part won’t work.

### 1/5 — New Update

*2026-04-17, version 2026.4.0*

New update broke Apple Watch functionality again, cannot access any info on the watch….

### 1/5 — Can’t access statements

*2026-01-01, version 2026.1.7*

I am unable to access monthly account statements on my iPad Air 3rd gen. A window opens displaying “loading”, but never finishes loading. Wouldn’t it be nice to update the app without screwing something up? Appreciate you fixing this. Thanks.

### 1/5 — Log in

*2025-12-23, version 2026.1.7*

This new app is garbage. I can’t even log into my account. When I try to log in I end up on a screen that says my phone has been detected by a certain cell tower close to me  then asks if this my phone. I click yes then it says there is an error sending the request. That’s as far as I get. 
I’ve talked to customer service and that was a waste of time. 
Time to move my money elsewhere.

### 1/5 — Ruined everything.

*2025-11-05, version 2026.1.7*

Overall the new interface is hideous. The app itself is just all around garbage now. Can’t even use the app properly on my Apple Watch even when I have settings set to show quick balance on my watch and it still does not work.

### 1/5 — The new app is trash

*2025-11-05, version 2026.1.7*

The new app basically lines up with the direction Allegacy has been going in for years. They have has worse and worse customer service, moved customer service to India which they may has well not even have customer service at this point, and they made their app and web baking a disaster. I banked here for over 30 years. I’m happy I’m leaving now. This new app removed features like being able to send money to my parents who are also members. I used to be able to just find their account, now I can’t. This place is going down hill and they’re taking the app with it.

### 1/5 — Bad

*2025-10-26, version 2026.1.7*

They somehow made a bad app even worse with this last big update. The menus are extremely convoluted and take you in circles, and I had to google how to just find my card page, but the menu’s so awful that I already forgot how I did it. The app sent me a notification that it declined my card at a site that I tried to use it on, but gave me no direction on how to approve the transaction, not even a phone number to call, and I still haven’t figured it out. I now end up just going to the browser version of the website on my PC to do anything besides money transfers. Not user friendly at all.

### 1/5 — Please go back to old app

*2025-10-09, version 2026.1.7*

The new app is a serious step backward. Please, please go back to the old app. If not, I seriously may have to change banks.

## Most praised reviews (10 highest-rated)

### 5/5 — Amazing

*2026-08-12, version 2026.4.0*

Amazing banking easy to work Around

### 5/5 — Lynn

*2026-07-22, version 2026.4.0*

Easy to use.
I love the online access and local ATM and office at Mount Airy!
Although recently the ATM has had some problems but the office has helped greatly!

### 5/5 — Easy and Functional

*2026-06-13, version 2026.4.0*

No problem navigating and getting done what needs to be done.  Thanks!

### 5/5 — Very customer service focused credit union

*2026-06-03, version 2026.4.0*

I do not use banks, only credit unions and Allegacy is customer focused and that is why I am their customer!

### 5/5 — Love it!

*2026-04-20, version 2026.4.0*

Easy to use APP.  I love it!

### 5/5 — Allegacy mobile app

*2026-04-03, version 2026.1.7*

Love using Allegacy Fed Union app. All i wish they would show the balance after each transsaction.

### 5/5 — Amazing! Great update!

*2025-12-03, version 2026.1.7*

Really great new app

### 5/5 — Allegacy app

*2025-11-18, version 2026.1.7*

Thank you for the improved app!

### 5/5 — Rating

*2025-11-06, version 2026.1.7*

I can’t get on my Allegacy mobile app. All I get is verify I’m human

### 5/5 — Awesome update!

*2025-10-12*

Thank you for finally updating this app. It is so much more user friendly than before, cleaner, and easy to navigate.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
