# Allica Bank — user reviews > 31 indexed App Store user reviews of Allica Bank by Allica Limited, rated 5.00/5 from 3 ratings. - Source: https://appshunter.io/ios/app/allica-bank/id1489138340/reviews - App overview in markdown: https://appshunter.io/ios/app/allica-bank/id1489138340.md - Rating breakdown: 5★ 3 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 0 ## What do users think of Allica Bank? Overall sentiment: positive **Pros** - 👍 Super user friendly - 🚀 Simple and easy to use - 🚀 Great app and new features coming all the time - 👍 Really enjoying my banking experience - 👍 Great product set and rewards - 👍 Helpful staff - 👍 Intuitive & Simple To Use - 👍 Easy to operate and clear details - 👍 Straightforward and easy to use **Cons** - 🐛 Rubbish app and APR rates are lies - 🐛 Cannot search for transactions - 🐛 Online services are not very good - 🐛 Very limited options and hard to navigate - 🐛 Not able to access account for over a week - 🐛 No CSV for accounting software - 🐛 Annoying password resets **Commonly reported bugs** - App stuck with spinning wheel after latest update - No option for withdrawals **Most requested features** - Add transaction search functionality - Improve online banking services and navigation ## Newest reviews (10 of 31) ### 2/5 — One time codes not working *2026-06-05, version 1.0.438* Approvals not working thru the app ### 2/5 — Headline interest rates rarely achieved *2025-12-01, version 1.0.391* The app and bank promise high rates of interest. But if your balance drops below the threshold , even when you bring it back up above the threshold , you receive 0% interest the whole next month. So this is a mechanism which works in the banks favour and means that for many accounts , for many months, they get away with paying 0% interest , even though the balance is above the threshold for the whole month. Be careful. Other banks exist which offer straightforward accounts without such tricks. ### 3/5 — Good interest rates, no CSV for accounting software *2024-02-22, version 1.0.106* Sadly despite the app having the button to download CSV, it does not work and the ça team cannot say when it will be enabled. This makes inputting transactions into your accounting software a bit problematic. If I had know this before hand, I would have found a different bank. ### 5/5 — Love it! *2023-11-14, version 1.0.79* Just opened our new Allica account - really smooth sign up and the team were so helpful. It’s been amazingly quick to get sorted and everything just works - makes a nice change! ### 5/5 — Great no nonsense service *2023-11-01, version 1.0.77* Having dealt with the team at Allica in the past month I have found them very efficient and communicative with a no nonsense approach with really suits me. Dani and Luke have been great and set my accounts up in less than a week after I provided the relevant information for them. Five stars from me. ### 4/5 — Good so far! *2023-10-13, version 1.0.75* Fast setup! ### 5/5 — Nice family *2023-07-17, version 1.0.65* It’s just amazing ### 5/5 — Intuitive & Simple To Use *2023-06-07, version 1.0.58* The app design is simple and straightforward which makes is very intuitive to use! ### 5/5 — Great app more reliable and easy to use *2022-08-23, version 1.0.17* Set up on the app was very easy .App is very easy to operate and all the details are very clear .It’s more handy to view the statements .Great app to have well done ! ### 3/5 — No option for withdrawals? *2022-07-16, version 1.0.16* Functional app that shows recent transactions and balances but missing the functionality to process withdrawals which is pretty standard with other banking apps. Also strange you have to click on existing customer each time you open the app before face id logs you in. ## Most critical reviews (10 lowest-rated) ### 1/5 — Bad Credit *2026-02-02, version 1.0.404* If you don’t put regular monthly payments into bank account you will receive a default on your credit file ( Experian). Also can’t login to close account and they won’t accept a email to close it plus charged me £25 for not putting money in. ### 1/5 — Can’t login *2026-01-14, version 1.0.399* “Something went wrong” every time I try but I can hilariously still approve website logins form the app. ### 1/5 — I can’t even login *2025-10-25, version 1.0.380* Can’t even login on the app, I input user and pass and it always says there was an error. ### 1/5 — I have no idea how think bank survives *2025-06-06, version 1.0.322* Honestly - the basic functionality of trying to enter the app or access certain features is appalling. Instead of going after awards in the papers and shiny LinkedIn stories - developers should be working to actually make the app usable. Can’t login, forces you to update on App Store to use it (I don’t mind but after updating it should work). Imagine having to pay people on time and not being able to log in to perform a simple action??? To everyone reading - I’m going to open up a bank account with an established bank - all of the things these new banks think they’ve fixed… they haven’t. It’s still simpler logging on to HSBC, Lloyds, NatWest for business banking and pay someone, rather than these unusable bank apps. ### 1/5 — Rubbish Bank *2025-03-25, version 1.0.295* APR RATES ARE ALL LIES AND THE APP IS RUBBISH TO OPERATE. STAY AWAY FROM THIS BAN AT ALL CLOSTS. ### 1/5 — Cannot search for transactions *2025-02-27, version 1.0.287* I have unfortunately had to mark this app as 1 star, a basic feature of being able to search for a transaction does not exist and has not existed ever despite me raising this multiple times through several channels within the organisation, once this changes I will update my review. When you run a business and have to manually scroll through transactions to find if you have been paid or paid an invoice is tedious and not acceptable. This is not a review of the bank however. ### 1/5 — Not as good as other banks *2024-05-30, version 1.0.136* The online services are not very good. Very limited options. Hard to navigate. And not so clear. Sorry to say, hopefully they will improve. ### 1/5 — Terrible!!! *2024-05-22, version 1.0.136* Terrible bank. Not been able to access account for over a week!!! ### 1/5 — Login *2024-01-24, version 1.0.102* Annoyed that every time I login I have been asked to reset my password! Whilst I understand security is paramount this is taking it to another level and very annoying ### 1/5 — Doesn’t work since latest update *2022-07-28, version 1.0.17* Just stuck with the spinning wheel since the latest update. Useless! ## Most praised reviews (10 highest-rated) ### 5/5 — Mr Robert Page *2026-08-23, version 1.0.457* Very new to Allica but so far looks an easy app to use for my companies banking ### 5/5 — Great business bank *2026-08-01, version 1.0.452* Got introduced via Investec Bank. Really good online bank. App works well ### 5/5 — Service *2026-01-21, version 1.0.399* A excellently app which is back up by good management and it support . ### 5/5 — Great app and even better service *2025-06-06, version 1.0.322* Really simple to use app which does everything I need it to do. I’ve spoken to their customer support and they’ve been really friendly too. ### 5/5 — Super user friendly *2025-03-28, version 1.0.297* Such an easy app to use. And the bank is also extremely client-focused. ### 5/5 — Simple and easy to use *2025-02-07, version 1.0.276* Great app and new features coming all the time ### 5/5 — Our Business Banking should be done! *2025-01-14, version 1.0.263* Having run a small business for the last 25 years and banked with some of the most well-known High Street names, this bank cropped up purely by accident on an unrelated Google search. To begin with I thought there must be a payback somewhere; no one would provide free banking to a business without one! Having opened a savings account with them followed by a current and reward savings account I cannot be better pleased. The service is amazing! Everyone goes out of their way to do what they can for you whenever you ring and problems are solved very efficiently and rapidly. I cannot recommend the team highly enough. I would suggest if you own a small business like me this is the place to take your money. Happy banking!! ### 5/5 — Great Bank, Great App *2024-10-18, version 1.0.182* Really enjoying my banking experience with Allica Bank. They offer a great product set and their current account offers great rewards I’ve already reached £500. App is pretty good and keeps getting better ### 5/5 — Great bank so far *2024-07-23, version 1.0.160* Olvia was really helpful ### 5/5 — Best bank so far *2024-02-05, version 1.0.103* East to use app --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*