# Allo Bank — Finance > Digital banking app for transactions, savings, and installments with high interest and cashback. (iPhone/iPad app by allobank.) - Source: https://appshunter.io/ios/app/allo-bank/id1591223632 (this page in markdown: same URL + `.md`) - Developer: [allobank](https://appshunter.io/developer/1591223634) - Category: Finance - Price: Free - Rating: 3.60/5 from 8 App Store ratings · 59 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 123 MB - Languages: American English - Released: 2022-03-22 - Data updated: 2026-07-31 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/allo-bank/id1591223632/reviews.md ## What is Allo Bank? Build your financial future with Allo Bank, Indonesia’s digital banking app that makes transactions, savings, and installments easier than ever. Enjoy high interest rates, instant withdrawals, 0% installments, and daily cashback. All your financial needs: secure, fast, and supervised by OJK, all in one app. ENJOY THESE BENEFITS WITH ALLO BANK - Savings interest up to 8% p.a. - Allo PayLater: flexible installments, high limit, and 0% interest for the first month - QRIS payments with Allo Prime & Allo PayLater at thousands of merchants - Unlimited free interbank transfers via BI-FAST - Instant withdrawals in real time - Virtual Debit Card & Virtual Account for online transactions anywhere FLEXIBLE & TERM SAVINGS IN ONE APP Grow your money with Allo Grow: earn up to 6.5% p.a., interest paid daily, no lock-in period, and withdraw anytime without losing interest. Secure your future with Allo Deposito: earn up to 8% p.a. with fixed returns for maximum savings growth. ALLO PAYLATER: EASY INSTALLMENTS & HIGH LIMITS A fast, flexible, collateral-free installment solution. - Limit up to Rp100 million - 0% installments for the first month - Tenors from 90 days to 36 months - Monthly fees from 0.1% (APR 1.2%–76%)* - Instant Cash Withdrawals anytime, anywhere - Shop with QRIS Allo PayLater and enjoy hundreds of promos - Perfect for daily needs, emergencies, and big purchases QRIS Simulation – Rp1,000,000 - 3 months: Rp349,798 - 6 months: Rp181,247 - 12 months: Rp97,192 Instant Withdrawal Simulation – Rp3,000,000 - 3 months: Rp1,039,251 - 6 months: Rp534,674 - 12 months: Rp282,808 - 24 months: Rp157,716 *Estimated; may vary based on credit history, customer profile, and bank policy. EASILY INCREASE YOUR LIMIT The Limit Up feature helps you grow your Allo PayLater limit through routine transactions and on-time payments. Build your credit profile more easily: useful for future financing needs like vehicle loans or mortgages. CASHBACK, DISCOUNTS & DAILY PROMOS Save more at top merchants such as: Indomaret, VIVO, Metro, Transmart, Wendy’s, Baskin Robbins, The Coffee Bean & Tea Leaf, and many more. Popular promos: - Rabu Serbu: Deposito up to 8% p.a. - Allo Grow Bonus Rp100K - Everyday 50% discount at Trans F&B SAFE, TRUSTED, SUPERVISED BY OJK Allo Bank is operated by PT Allo Bank Indonesia Tbk, a licensed digital bank supervised by the Financial Services Authority (OJK) and a member of LPS deposit insurance. Your transactions, data, and funds are protected. SHOP ONLINE EASILY With the Virtual Debit Card, you can: - Shop online from anywhere in the world - Access global streaming & subscription services - Transact securely with extra protection - Enjoy cashback & discounts on e-commerce, transport, and travel Allo Bank always has exciting promos to boost your savings and benefits! CONTACT US PT Allo Bank Indonesia Tbk Menara Bank Mega Lt. 5 & 6 Jl. Kapten P. Tendean No. Kav. 12–14A South Jakarta, DKI Jakarta 12790 Allo Care: 080 4110 4110 WhatsApp: 0822 0822 4110 Follow us: Instagram: @AlloBank X: @AlloBankID YouTube: @AlloBankIndonesia TikTok: @AlloBankID ## Key features - High interest savings accounts - Flexible 0% installments - QRIS payments - Free interbank transfers - Virtual debit and account cards - Daily cashback and promos ## Recent user reviews (10 of 59) All indexed reviews: https://appshunter.io/ios/app/allo-bank/id1591223632/reviews.md ### 5/5 — Review jujur *2026-03-10, version 1.52.23* Verifikasi Digital (Liveness Detection): Kamu cuma perlu scan KTP dan foto selfie. Sistem mereka biasanya cepat banget memproses data, jadi akun Allo Prime bisa aktif dalam hitungan menit saja. Mau top up jam 2 pagi buat bayar ojek online atau tengah malam buat belanja flash sale? Bisa banget! Layanan ini aktif 24 jam penuh tanpa ada jam "offline" yang kaku. ### 5/5 — aloo *2026-03-04, version 1.51.36* Aplikasi Allo PayLater fleksibel, QRIS Allo bisa di mana saja, banyak pilihan tenor sampai 36 bulan, gratis transfer Allo, Allo Grow/kantong buat budgeting, deposito Allo mudah & bisa buka banyak sekaligus Memiliki Bunga deposito Allo tinggi sampai 7.5%, bunga tabungan tetap jalan meski saldo diam, cicilan 0%, cashback & diskon, promo Allo PayLater CS Allo responsif, proses cepat, cocok buat budgeting, nabung receh, simpan uang dingin, simulasi bunga jelas, limit awal lumayan & bisa naik ### 1/5 — apk tai *2026-02-26, version 1.51.36* hati2 jangan tergiur top up di aplikasi ini untuk naik limit nantii ujung2nya uang kita jadi tagihann sendiri HATI HATI ### 5/5 — Digital bank *2026-02-26, version 1.51.36* Nice ### 5/5 — allobank *2026-02-25, version 1.51.36* Aplikasi Allo sangat membantu! Proses upgrade cepat dan pendaftarannya nggak ribet. Transaksi selalu lancar dan tarik dana juga praktis. Fitur PayLater fleksibel dengan pilihan tenor yang banyak, cocok untuk kebutuhan mendadak maupun bulanan. QRIS bisa dipakai hampir di semua tempat jadi makin gampang bayar apa saja. ### 5/5 — review *2026-02-17, version 1.51.36* setelah menggunakan aplikasi ini 2 tahun, yang saya dapatkan adalah upgrade Allo berlangsung cepat, pendaftaran sangat mudah, aplikasi dapat dilakukan segera, penarikan dana juga cepat, dan transaksi di Allo selalu lancar. Allo PayLater menawarkan fleksibilitas, QRIS Allo dapat digunakan di berbagai lokasi, dengan pilihan tenor hingga 36 bulan, transfer gratis setiap hari melalui Allo, serta adanya fitur Allo Grow/kantong untuk mengatur anggaran. Pembukaan deposito Allo pun mudah dan dapat dilakukan secara bersamaan. Suku bunga deposito Allo mencapai 7,5%, sementara bunga tabungan tetap berjalan meskipun saldo tidak digunakan, dengan cicilan 0% serta adanya cashback dan diskon dari promo Allo PayLater. Layanan pelanggan Allo sangat responsif dan prosesnya cepat, membuatnya ideal untuk pengelolaan anggaran, menabung sedikit-sedikit, menyimpan uang cadangan, serta memberikan simulasi bunga yang jelas. Limit awalnya cukup menarik dan bisa meningkat. Digunakan di berbagai platform, mulai dari e-commerce hingga warung, QRIS Allo tersedia hampir di mana saja, memberikan kemudahan transfer gratis setiap hari, dan Allo PayLater sangat bermanfaat untuk kebutuhan sehari-hari serta acara besar. ### 1/5 — scam dan penipuan *2026-02-15, version 1.51.36* allobank membuka freelance cara dpt cuan cuma dg download app, dan disuruh ngasih bintang 5 dan ulasan terbaik. hati-hati buat kalian semua ### 5/5 — suka banget *2026-02-12, version 1.51.36* aplikasinya bagus banget, daftarnya juga gampang, ada paylatter nya juga, transaksinya juga ga ribett ### 1/5 — Penipuan *2026-02-08, version 1.51.36* Gak jelas uang kita sendiri di suruh cicil ### 5/5 — Bagus *2026-02-06, version 1.51.36* User journey-nya bagus ## Frequently asked questions about Allo Bank ### What is the savings interest rate with Allo Bank? Allo Bank offers savings interest rates up to 7.5% p.a. for Allo Deposito and up to 6.5% p.a. for Allo Grow, with interest paid daily. ### How does Allo PayLater work? Allo PayLater provides flexible, collateral-free installments with limits up to Rp100 million. It offers 0% interest for the first month and tenors from 90 days to 36 months, with monthly fees starting from 0.1%. ### Is Allo Bank secure and supervised? Yes, Allo Bank is operated by PT Allo Bank Indonesia Tbk, a licensed digital bank supervised by OJK and a member of LPS deposit insurance, ensuring your transactions, data, and funds are protected. ### Can I make free interbank transfers with Allo Bank? Yes, Allo Bank offers unlimited free interbank transfers via BI-FAST, allowing for real-time transactions without additional charges. ### What are the benefits of using the Virtual Debit Card with Allo Bank? The Virtual Debit Card allows you to shop online securely from anywhere in the world, access global services, and enjoy cashback and discounts on various online platforms. ### Does Allo Bank have ads? Yes, Allo Bank contains advertisements within the application. ### What devices does Allo Bank support? Allo Bank is available on iPhone, iPad, and iPod devices. ### How often is Allo Bank updated? The latest version of Allo Bank is 1.52.23, and it was last updated on March 9, 2026. ## Version history (last 5 releases) ### 1.53.64 — 2026-07-28 Allo Deposit interest increases up to 8% p.a.! Enjoy interest of 6% p.a. for terms of 3, 6 and 12 months. Earn interest bonus up to 2% p.a. for your first Deposit on Wednesdays! Earn Stamps from your daily transactions in Allo Bank and redeem them for exciting rewards: * Discount vouchers at your favorite merchants * Cashback Terms and conditions apply. See app for more details. ### 1.53.52 — 2026-07-10 Allo Deposit interest increases up to 8% p.a.! Enjoy interest of 6% p.a. for terms of 3, 6 and 12 months. Earn interest bonus up to 2% p.a. for your first Deposit on Wednesdays! Earn Stamps from your daily transactions in Allo Bank and redeem them for exciting rewards: * Discount vouchers at your favorite merchants * Cashback Terms and conditions apply. See app for more details. ### 1.53.31 — 2026-06-13 A new exciting gamification feature is here! Earn Stamps from your daily transactions in Allo Bank and redeem them for exciting rewards: * Allo Bank Festival 2026 Tickets & Red Carpet Experience Access * ⁠Discount vouchers at your favorite merchants * ⁠Cashback Terms and conditions apply. See app for more details. ### 1.53.12 — 2026-05-25 A new exciting gamification feature is here! Earn Stamps from your daily transactions in Allo Bank and redeem them for exciting rewards: * Allo Bank Festival 2026 Tickets & Red Carpet Experience Access * ⁠Discount vouchers at your favorite merchants * ⁠Cashback Terms and conditions apply. See app for more details. ### 1.52.55 — 2026-05-14 Bug fixes and performance improvements. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-31.*