# AlloFi: Money Tracker — Insights and financial health

> AI-powered PDF statement analysis for personal finance tracking and expense splitting. (iPhone/iPad app by Prosentia Financials LLC.)

- Source: https://appshunter.io/ios/app/allofi-money-tracker/id6781026293 (this page in markdown: same URL + `.md`)
- Developer: [Prosentia Financials LLC](https://appshunter.io/developer/6781026295)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 5 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 67 MB
- Languages: American English
- Released: 2026-08-03
- Data updated: 2026-09-02
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/allofi-money-tracker/id6781026293/reviews.md

## What is AlloFi?

AlloFi gives you a complete picture of your finances — without linking your bank account.

Upload any PDF statement and AlloFi's AI extracts every transaction automatically. You get spending insights, a Financial Health Score that shows exactly where you stand, and built-in expense splitting for groups, roommates, and shared bills.

Your data stays in your control.

IMPORT STATEMENTS IN SECONDS

Upload any bank or credit card statement as a PDF and AlloFi's AI reads it automatically. Every transaction is extracted, categorized, and organized — along with your statement period, starting and ending balances, credit limit, interest charges, and due dates. No manual typing required.

BUILT TO BE CUSTOMIZED

Your finances aren't generic, so your app shouldn't treat them that way. Tag spending as Core Essential or Fixed Obligation, override merchant categories, build your own category hierarchies, and shape the inputs behind your Financial Health Score so it actually reflects your life — not a one-size-fits-all template.

YOUR FINANCIAL HEALTH SCORE

AlloFi calculates a real Financial Health Score (0–100) from your actual data — not generic advice. It measures four pillars: Cash Flow, Liquidity, Debt Health, and Fixed Obligations. Track your score over time and see exactly which habits are helping or hurting.

SPLIT EXPENSES WITH FRIENDS

Going in on rent, a trip, or dinner? Create a group, add members, and split any expense by percentage, fixed amount, or item. A live activity feed keeps everyone in sync, and Settle Up lets you log payments through Venmo, Cash App, Zelle, or Apple Cash.

NEVER MISS A BILL

AlloFi's dashboard shows every upcoming bill and credit card due date in a visual timeline. Recurring subscriptions and fixed expenses are detected automatically. When you import a statement, the due date is pulled directly from the document — nothing to configure.

ANALYTICS THAT GO DEEPER

Monthly snapshots show where your money went by category, merchant, and trend. See your savings rate, income vs. spending, and month-over-month changes at a glance. Filter by account, date, merchant, or category to drill into exactly what you want to know, with a level of detail built for people who actually want to understand their money.

ALLOFI ELITE
• Unlimited account connections
• AI-powered PDF statement imports
• Financial Health Score & trajectory tracking
• Advanced spending and income analytics
• Smart bill reminders and credit card due dates
• Priority in-app support

Elite is $4.99/month — start with a free 30-day trial, no commitment.
Expense splitting feature is free for all users, no elite subscription necessary.

Whether you're paying down debt, building savings, or just trying to understand where your paycheck goes — AlloFi gives you the clarity, control, and depth to actually take charge of your money.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy: https://allofi.app/privacy

## Key features

- AI-powered PDF statement import
- Automatic transaction extraction and categorization
- Customizable spending categories
- Financial Health Score tracking
- Group expense splitting
- Bill and due date reminders
- Detailed spending analytics

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| AlloFi Elite | $4.99 | per month |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/allofi-money-tracker/id6781026293/reviews.md

### 5/5 — Extremely functional for the financially detail-oriented

*2026-08-25*

Best app for someone looking to track their spending and analyze personal finances! Contains useful features and privacy benefits that I haven’t been able to find in the other personal finances apps

### 5/5 — Excellent budgeting app!!

*2026-08-24*

I have an app for my bank that I used to manage my expenses but it wasn’t detailed enough for me.  AlloFi has an analytics section that breaks down everything I need.  Once you upload all of your statements into the app, it keeps budgeting so streamlined and simple to track.  I really like that you can also add friends on the app to split expenses (this is especially helpful when you have roommates and have to split multiple bills).

## Frequently asked questions about AlloFi

### How does AlloFi extract my financial data?

AlloFi uses AI to automatically extract all transaction details, balances, and due dates by analyzing uploaded PDF statements from your bank or credit card. This eliminates the need for manual data entry.

### What is the Financial Health Score in AlloFi?

The Financial Health Score is a metric from 0-100 calculated by AlloFi based on your actual financial data, assessing your Cash Flow, Liquidity, Debt Health, and Fixed Obligations. It helps you understand your financial standing and track improvements.

### Is the expense splitting feature free in AlloFi?

Yes, the expense splitting feature in AlloFi is completely free for all users and does not require an Elite subscription. You can create groups, add members, and split expenses by percentage, fixed amount, or item.

### What are the benefits of AlloFi Elite?

AlloFi Elite offers unlimited account connections, AI-powered PDF imports, Financial Health Score trajectory tracking, advanced analytics, smart bill reminders, and priority support. It is available for $4.99/month with a free 30-day trial.

### How secure is my financial data with AlloFi?

AlloFi emphasizes data privacy and control, stating that your data stays in your control. The app does not require linking bank accounts, reducing the risk associated with direct connections.

### How often is AlloFi updated?

AlloFi was last updated on August 31, 2026, with version 1.2.4. This indicates a recent update, suggesting ongoing development and maintenance.

### What devices does AlloFi support?

AlloFi is available for iPhone, iPad, and iPod, as indicated by its supported devices list. It is designed for Apple's ecosystem.

### What is the age rating for AlloFi?

AlloFi has an age rating of 4+, making it suitable for a wide range of users, including younger individuals learning about finances.

## Version history (last 5 releases)

### 1.2.4 — 2026-08-31

Big fixes and updates

### 1.2.3 — 2026-08-25

Bug fixes and layout updates

### 1.2.1 — 2026-08-23

Bug fixes

### 1.1.0 — 2026-08-19

Bug fixes and subscription improvements

### 1.0 — 2026-08-04

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
