# Allot: Zero-Based Budget — YNAB without the subscription.

> Zero-based budgeting app with a one-time purchase for all features. (iPhone/iPad app by Stive Hassan.)

- Source: https://appshunter.io/ios/app/allot-zero-based-budget/id6772062316 (this page in markdown: same URL + `.md`)
- Developer: [Stive Hassan](https://appshunter.io/developer/1793332962)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 40 MB
- Languages: American English
- Released: 2026-05-28
- Data updated: 2026-09-08
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/allot-zero-based-budget/id6772062316/reviews.md

## What is Allot?

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever.

Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party.

Family Sharing is included — your spouse downloads, you pay $11.99 once for the household.

WHY ALLOT?
— Free download. $11.99 one-time unlocks every feature, forever.
— No bank login. You categorize manually so your data stays on-device.
— Zero-based budgeting — every dollar of income gets assigned a job.
— Goals, debt-paydown plan, recurring-charges tracker built in.
— Family Sharing — one purchase covers your whole household.

WHAT YOU GET
— Build a monthly budget where every dollar has a job
— Track net worth and cash flow at a glance
— Set goals (emergency fund, trip, anything) and watch progress
— Plan debt-free dates with snowball/avalanche math
— See every recurring charge in one place
— Multiple budgets supported

WHAT YOU DON'T GET
— No subscription
— No bank login required
— No social features
— No ads
— No analytics
— No Android (yet)

Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.

## Key features

- Zero-based budgeting
- No bank login required
- One-time purchase for all features
- Family Sharing included
- Goal setting and tracking
- Debt-paydown planner
- Recurring charge tracker

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Allot Pro | $11.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/allot-zero-based-budget/id6772062316/reviews.md

### 1/5 — Dysfunctional app design

*2026-07-30*

Not possible to delete category groups or update allocated budgets to different categories. Will request a refund... not worth it until they make major updates.

## Frequently asked questions about Allot

### What is the pricing for Allot?

Allot is free to download and offers a one-time purchase of $11.99 to unlock all features permanently. This one-time payment covers the entire household through Family Sharing.

### Does Allot require bank logins?

No, Allot does not require bank logins. All data categorization is done manually, ensuring your financial data stays on your device for enhanced privacy.

### How does Allot compare to YNAB?

Allot is designed for users who prefer YNAB's zero-based budgeting but want to avoid its annual subscription fee. It offers similar envelope-style budgeting without a monthly bill.

### Can multiple family members use Allot with one purchase?

Yes, Allot includes Family Sharing. A single $11.99 purchase unlocks all features for your entire household, allowing multiple users to benefit from the app.

### What financial planning tools are included in Allot?

Allot includes tools for building a monthly budget where every dollar has a job, tracking net worth and cash flow, setting financial goals, planning debt-free dates with snowball/avalanche methods, and tracking recurring charges.

### Is Allot available on Android devices?

Currently, Allot is not available on Android devices. It is built for iPhone and iPod users, with plans for Android support in the future.

### How often is Allot updated?

The latest version of Allot is 1.0.2, and it was last updated on August 16, 2026. Updates are released to improve functionality and add features.

### Does Allot have ads?

No, Allot is ad-free. The app does not contain advertisements, nor does it collect analytics data, prioritizing a clean user experience.

## Version history (last 3 releases)

### 1.0.2 — 2026-08-16

Allot 1.0.2 is a correctness release. Thank you to everyone who wrote in  one review in particular drove most of this list.

EDITING YOUR BUDGET
• Rename and delete category groups
• Move a category from one group to another
• Archiving a category now returns its money to Ready to Assign instead of stranding it
• Edit an account after you create it  name, starting balance, APR, minimum payment  and close accounts you no longer use

NUMBERS YOU CAN TRUST
• Fixed amounts being read incorrectly when your keyboard uses a comma as the decimal separator
• Moving money to a loan or asset account now correctly reduces Ready to Assign
• Closed accounts no longer count toward Ready to Assign
• Refunds on a credit card now release the money that was set aside to pay it
• Reconciling a credit card or loan now asks what you owe, and confirms the adjustment before applying it
• The debt planner tells you when your budget does not cover your minimum payments, instead of quietly assuming you will find the difference

CLEARER ABOUT WHAT IS HAPPENING
• Allot no longer says "all money assigned" while a category is overspent  it shows the amount overspent and takes you straight to covering it
• Coming back after a while now asks before adding a backlog of recurring transactions, and shows how much they change your balances
• CSV import skips rows you already have, handles day-first (DD/MM) dates, and reports exactly what was added and skipped

FIXES
• Fixed a hang that could occur after importing a CSV containing unusual dates
• Fixed a crash on the Goals tab when a target date could not be read
• Fixed backups not including savings goals
• Fixed a recurring transaction being added twice when it was first created

### 1.0.1 — 2026-06-09

Listing refresh — clearer subtitle, sharper description, refreshed keywords. Same Allot, same free download, $11.99 once for everything forever.

### 1.0 — 2026-05-28

No release notes.

## Apps similar to Allot

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Finance and Expense](https://appshunter.io/ios/app/finance-and-expense/id6746896554) | — | Free | Finance |
| [AI Expense Tracker: Spent](https://appshunter.io/ios/app/ai-expense-tracker-spent/id6774441653) | 5.0 (2) | Free | Finance |
| [Savings goal - Budget Planner](https://appshunter.io/ios/app/savings-goal-budget-planner/id6761291590) | — | Free | Finance |
| [Allotted: Budget Planner](https://appshunter.io/ios/app/allotted-budget-planner/id6780240293) | 5.0 (8) | Free | Finance |
| [LivyFlow- Zero-Based Budgeting](https://appshunter.io/ios/app/livyflow-zero-based-budgeting/id6755669004) | — | Free | Finance |
| [Budget Zero: Envelope Planner](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006) | 5.0 (4) | Free | Finance |

## More apps by Stive Hassan

- [Pull Espresso Log](https://appshunter.io/ios/app/pull-espresso-log/id6766970981)
- [Sprout: Watering Reminder](https://appshunter.io/ios/app/sprout-watering-reminder/id6771654046)
- [Flipfolio: Reseller Tracker](https://appshunter.io/ios/app/flipfolio-reseller-tracker/id6778452098)
- [Endshift: Tip & Wage Tracker](https://appshunter.io/ios/app/endshift-tip-and-wage-tracker/id6798150464)

All apps by Stive Hassan: https://appshunter.io/developer/1793332962

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*