# Alloy Pro — Credit card perks & benefits > Automatically track and use credit card perks and benefits before they expire. (iPhone/iPad app by PHILLIP,PUMJOON KIM.) - Source: https://appshunter.io/ios/app/alloy-pro/id6758889206 (this page in markdown: same URL + `.md`) - Developer: [PHILLIP,PUMJOON KIM](https://appshunter.io/developer/1875547788) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 5.00/5 from 3 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 26.1 · 26 MB - Languages: American English - Released: 2026-07-15 - Data updated: 2026-10-28 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/alloy-pro/id6758889206/reviews.md ## What is Alloy Pro? Alloy Pro is the easiest way to actually use the credit card perks you pay for. Most premium cards come loaded with monthly and annual credits — dining, ride-share, streaming, hotels, statement credits — that quietly expire because nobody remembers them all. Alloy Pro fixes that. WHAT ALLOY PRO DOES • Auto-tracks credits across all your cards (Amex Platinum, Chase Sapphire Reserve, and more) • Detects when you use a credit and updates your dashboard automatically • Reminds you before credits expire — never lose another perk • Shows your remaining benefits at a glance, with countdowns HOW IT WORKS Connect your bank securely through Plaid, and Alloy Pro reads your card transactions to recognize credit usage automatically. We never store your bank login. POINTS Earn points for adding widgets, following us on Instagram, and inviting friends. Use points toward subscription renewals paid through web checkout. Points do not apply to App Store purchases. PRIVACY-FIRST • Phone numbers used to find friends are hashed on your device — names and contacts never leave your phone. • Transactions are encrypted in transit and at rest. SUBSCRIPTION INFORMATION Alloy Pro is an auto-renewable subscription priced at $29.99/year. Available trials and promotional offers are shown in the app before purchase. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Auto-tracks credit card credits - Detects credit usage automatically - Reminds before credits expire - Displays remaining benefits - Secure bank connection via Plaid - Privacy-first design ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Alloy Pro Annual | $29.99 | per year | ## Is Alloy Pro safe? Not enough ratings yet to assess Alloy Pro. ## Is Alloy Pro legit? Alloy Pro has limited verification signals. The AppsHunter Legitimacy Score for Alloy Pro is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/alloy-pro/id6758889206/reviews.md ### 5/5 — The BEST Amex Benefits Tracking app! *2026-09-08* I don’t know what I’ve been doing without this app! I have the widget on my home screen and it shows me exactly all the benefits that are about to expire. Like the Lululemon one I almost missed this quarter. I totally scored during the Labor Day sale! It’s so easy to use and has saved me so much time and energy! Love that I can use all my expiring benefits without losing track of them! I’m not only saving money, I feel like I’m making money! ### 5/5 — Big money saver! *2026-09-07* Helped me maximize the benefits from my amex card. Paid for itself in a week. Great app ### 5/5 — Very *2026-08-30* Nice. ## Frequently asked questions about Alloy Pro ### What is Alloy Pro? Alloy Pro is a finance app designed to help you track and utilize the perks and credits associated with your credit cards. It automatically monitors benefits like dining, ride-share, and streaming credits, reminding you before they expire. ### How does Alloy Pro track credit card benefits? Alloy Pro securely connects to your bank accounts through Plaid. It then analyzes your card transactions to automatically detect when you use a credit and updates your dashboard accordingly. ### Is Alloy Pro secure? Yes, Alloy Pro prioritizes privacy. Phone numbers for friend invites are hashed on your device, and transactions are encrypted both in transit and at rest. Your bank login details are never stored. ### What is the cost of Alloy Pro? Alloy Pro is a subscription-based service priced at $39.99 per year. New subscribers receive a 1-month free trial. ### How can I cancel my Alloy Pro subscription? You can manage or cancel your subscription at any time through your Apple Account settings. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. ### What devices does Alloy Pro support? Currently, Alloy Pro is supported on iPhone devices. ### How often is Alloy Pro updated? The latest version of Alloy Pro is 1.0.9, and it was last updated on September 10, 2026. Updates typically include new features and improvements. ### Does Alloy Pro have ads? No, Alloy Pro is ad-free. The app is monetized through its subscription model. ## Version history (last 5 releases) ### 1.0.15 — 2026-10-26 More reliable bank linking and reconnecting, with clearer recovery when a connection takes too long. Faster dashboard loading and smoother loading states across the app. Clearer subscription pricing, renewal information and signup guidance. Fixes for unexpected alerts when opening Friends. ### 1.0.14 — 2026-10-10 Alloy now starts with a 60-day free trial, no payment details needed. Link a card and Alloy tracks every credit for two months, then you decide. Your price keeps dropping as you earn points, and you can see it any time under Account. Also in this release: twenty supported Amex cards, faster card loading, a redesigned missed-credits summary, and Reconnect now works on any card whose bank connection has lapsed. ### 1.0.13 — 2026-09-20 • Link a card and see a full year of missed benefits before starting a trial • New member offer: $10 off your first year, applied automatically at checkout • Smoother sign-up: your invite code fills in automatically • Bug fixes and performance improvements ### 1.0.12 — 2026-09-18 • Card setup is smoother: unidentified cards now prompt you until they are identified • Your card anniversary is detected automatically from your annual fee • Invite code fills in automatically on the invite screen • Bug fixes and performance improvements ### 1.0.11 — 2026-09-15 • Try Alloy free: link a card and see your unused benefits before starting your trial • New lower annual price • Faster loading throughout the app • Keyboard and layout improvements ## Apps similar to Alloy Pro | App | Rating | Price | Category | | --- | --- | --- | --- | | [Cypress Insurance](https://appshunter.io/ios/app/cypress-insurance/id6677026853) | 1.9 (9) | Free | Finance | | [LottoShield](https://appshunter.io/ios/app/lottoshield/id1598282279) | 5.0 (6) | Free | Finance | | [FV Bank Mobile](https://appshunter.io/ios/app/fv-bank-mobile/id1522034353) | 4.4 (5) | Free | Finance | | [My Financial Advisor -Blueleaf](https://appshunter.io/ios/app/my-financial-advisor-blueleaf/id1521484294) | 3.9 (15) | Free | Finance | | [WalletFlo-Credit Cards & Deals](https://appshunter.io/ios/app/walletflo-credit-cards-and-deals/id1540093145) | 4.7 (157) | Free | Finance | | [Trustworthy - The Family OS®](https://appshunter.io/ios/app/trustworthy-the-family-os/id1544087640) | 4.3 (120) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*