# Ally: Bank, Auto & Invest — The app for all things money

> All-in-one financial app for banking, investing, and auto management. (iPhone/iPad app by Ally Financial Inc..)

- Source: https://appshunter.io/ios/app/ally-bank-auto-and-invest/id514374715 (this page in markdown: same URL + `.md`)
- Developer: [Ally Financial Inc.](https://appshunter.io/developer/513064664)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 112,030 App Store ratings · 1,705 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 257 MB
- Languages: American English, French (France), European Spanish
- Released: 2012-04-27
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ally-bank-auto-and-invest/id514374715/reviews.md

## What is Ally?

Making your financial life simple and secure has always been our thing. Easily manage your bank, invest and auto accounts on the go — all in one app.
 
Ally Auto 

·	Make one-time vehicle payments or use Auto Pay to schedule future payments
·	Manage multiple vehicles from your Snapshot
·	Stay on top of your financial health with free FICO® Score updates
 
Ally Bank 

·	Save more with smart savings tools: buckets and boosters
·	Our Spending Account is a checking account packed with money management tools
·	Add cash to your Spending Account at any Walmart near you
·	Get paid up to two days sooner with early direct deposit
·	Avoid monthly maintenance fees and hidden fees
·	Your deposits are insured by the FDIC up to the maximum allowed by law
  

Ally Invest 

·	With Robo Portfolio, choose one strategy, then select cash enhanced for no advisory fee, or invest more money in the market with a fee-based, market-focused portfolio
·	For the more hands-on investor, trade commission free on eligible U.S. stocks and funds with Self-Directed Trading
·	With Personal Advice, start with a $100,000 minimum in assets under care and receive guidance from an advisor for all your assets — even ones we don’t manage




We’re serious about security 


·	We never store personal or account information on your phone
·	Our security codes provide extra protection when you log in from a computer or device we don’t recognize
·	Our online and mobile security guarantee protects you against fraudulent transactions
 
You should know 

·	The Ally app is free — your mobile carrier’s message and data rates may apply
·	FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries
·	Deposit products are offered by Ally Bank, Member FDIC
·	Savings buckets and boosters are features of the Ally Bank Savings Account. Spending buckets are a feature of the Ally Bank Spending Account
·	Early direct deposit, a feature of Ally Bank’s Spending Account, offers eligible direct deposits up to two days sooner 
·	Ally Bank Spending Accounts include access to an add cash feature utilizing VanillaDirect Pay provided by InComm Financial Services California, Inc. and by InComm Financial Services, Inc. (NMLS# 912772), which is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply.

·	Securities products and services offered through Ally Invest Securities LLC, member finra.org/#/ / sipc.org. For background on Ally Invest Securities go to brokercheck.finra.org/firm/summary/136131. Advisory services offered through Ally Invest Advisors Inc., a registered investment adviser. Ally Bank, Ally Invest Advisors, and Ally Invest Securities are wholly owned subsidiaries of Ally Financial Inc. ally.com/invest/disclosures/. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE
·	Ally Invest doesn't charge commissions for stocks and ETFs priced $2 and higher. Stocks priced less than $2 are charged a base commission up to $4.95 plus 1 cent per share on the entire order. See ally.com/invest/commissions-and-fees/ for more information
·	Get access to cash at 75,000+ no-fee Allpoint® and MoneyPass® ATMs nationwide with reimbursement of other ATM fees nationwide, up to $10 per statement cycle.

## Key features

- Manage bank, auto, and investment accounts
- Schedule vehicle payments and use Auto Pay
- Smart savings tools like buckets and boosters
- Commission-free trading for stocks and funds
- Robo Portfolio and Personal Advice investment options
- Free FICO® Score updates
- Early direct deposit up to two days sooner

## Chart rankings

- #76 in Top Free · Finance (US App Store)

## What do users think of Ally?

Overall sentiment: neutral

**Pros**

- 🚀 Reliable app performance
- 👍 Helpful customer service
- 💡 Useful savings buckets feature
- 🚀 Immediate fund transfers

**Cons**

- 🐛 Frequent app crashes and bugs
- 🕰️ Slow mobile check deposit processing
- 🔒 Lack of VPN compatibility
- 🤖 Unhelpful automated customer support
- 💰 Unexpected fees and account holds

**Commonly reported bugs**

- Login issues and account access problems
- Disappearing transaction history
- Unreliable app performance during market volatility
- Inconsistent mobile check deposit processing

**Most requested features**

- Dark mode option
- Improved transaction history and balance tracking
- Seamless integration with external accounts
- More customization options for savings buckets

## Recent user reviews (10 of 1,705)

All indexed reviews: https://appshunter.io/ios/app/ally-bank-auto-and-invest/id514374715/reviews.md

### 1/5 — Transfer page

*2026-08-25, version 26.15.0*

Hard to tell which account you’re transferring from and transferring to

### 1/5 — Need to fire your app team

*2026-08-24, version 26.15.0*

For weeks the app would throw the error “Something went wrong, but we are on it.” when attempting to get a payoff quote for my automobile loan. Apparently, they weren’t on it. 
Then, after using the IVR to get a payoff quote, the app throws an error saying the amount I entered is higher than the total outstanding balance. Well, of course it is because the payoff quote is always higher due to daily interest charges.
Finally paid off the loan via the website. Good riddance to Ally Bank. I should refer them to my attorney general’s office for creating friction in an attempt to gain additional daily interest charges from consumers.

### 5/5 — Red

*2026-08-24, version 26.15.0*

It’s amazing!! Love it

### 1/5 — Six Months and Still No Resolution

*2026-08-23, version 26.15.0*

I’ve called several times over the past six months because the mobile app stopped accepting check deposits. Each representative says they will escalate it, but no one follows up or resolves the issue.

It worked for years, and now I’m left wondering: what’s the point of customer service if no one takes ownership and actually fixes the problem?

Please have someone take ownership of this issue and get it resolved.

### 1/5 — Awful

*2026-08-23, version 26.15.0*

Awful app. Can’t make payments easily and always have to call. Can’t schedule a payment either. Hate this app.

### 1/5 — App broken since IOS UPDATE

*2026-08-22, version 26.15.0*

Doesn’t login just spins and spins and spins since the last update, you guys need to get it together

### 1/5 — Zero support

*2026-08-22, version 26.15.0*

This bank should have better support considering it saves on buildings.

### 5/5 — T

*2026-08-21, version 26.15.0*

Loving this app so far.

### 3/5 — transfers

*2026-08-21, version 26.15.0*

transfers take to long

### 1/5 — What happened?

*2026-08-21, version 26.15.0*

This app used to work fine but I’ve literally not been able to get past the home screen and log on for over 3 months. I assumed it was just a temporary bug,but its never been fixed. Deleting

## Frequently asked questions about Ally

### What does the Ally app do?

The Ally app allows you to manage your banking, investments, and auto accounts all in one place. You can make vehicle payments, utilize smart savings tools, trade stocks and funds commission-free, and access personalized investment advice.

### What are the key features of the Ally app?

Key features include managing multiple vehicles and making payments, smart savings tools like buckets and boosters, commission-free trading on eligible U.S. stocks and funds, Robo Portfolios, Personal Advice for investments, and free FICO® Score updates. It also offers early direct deposit and the ability to add cash at Walmart locations.

### Is the Ally app free to use?

Yes, the Ally app is free to download and use. However, your mobile carrier's message and data rates may apply. There are no monthly maintenance fees or hidden fees associated with Ally Bank accounts.

### What kind of accounts can I manage with Ally?

You can manage Ally Bank accounts, including savings and spending accounts, as well as Ally Auto accounts for vehicle payments. Additionally, you can manage your investments through Ally Invest, including Robo Portfolios and Self-Directed Trading.

### How does Ally ensure security?

The app is designed with security in mind, never storing personal or account information on your phone. It uses security codes for login protection from unrecognized devices and offers an online and mobile security guarantee against fraudulent transactions.

## Version history (last 5 releases)

### 26.16.0 — 2026-08-27

Various updates and bug fixes

### 26.15.0 — 2026-08-13

Various updates and bug fixes

### 26.14.0 — 2026-08-04

Various updates and bug fixes

### 26.13.0 — 2026-07-20

Various updates and bug fixes

### 26.12.0 — 2026-07-08

Various updates and bug fixes

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## More apps by Ally Financial Inc.

- [Ally Auto Finance](https://appshunter.io/ios/app/ally-auto-finance/id738421938)
- [Ally iConnect](https://appshunter.io/ios/app/ally-iconnect/id845216914)
- [Ally Invest Forex](https://appshunter.io/ios/app/ally-invest-forex/id1385692078)
- [Adventures with Zeee Bucks](https://appshunter.io/ios/app/adventures-with-zeee-bucks/id1551703703)
- [Ally Racer](https://appshunter.io/ios/app/ally-racer/id1580603904)

All apps by Ally Financial Inc.: https://appshunter.io/developer/513064664

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
