# ALLY: Save, Invest & Protect — Save, Invest, Earn & Protect > Mobile financial ecosystem for savings, investments, and protection. (iPhone/iPad app by BAS Tech.) - Source: https://appshunter.io/ios/app/ally-save-invest-and-protect/id6744375532 (this page in markdown: same URL + `.md`) - Developer: [BAS Tech](https://appshunter.io/developer/1807417224) - Category: Finance, Health & Fitness - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed - Age rating: 9+ - Requires: iOS 14.0 · 79 MB - Languages: American English - Released: 2025-05-16 - Data updated: 2026-07-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ally-save-invest-and-protect/id6744375532/reviews.md ## What is ALLY? ALLY is a mobile-first savings, investment and protection ecosystem that helps you build wealth while staying protected — seamlessly. With every money you save & invest, you earn competitive returns and also get access to income protection, kids education cover and premium healthcare. How It Works Flexible & Purposeful Investments & Savings Whether you’re saving for emergencies, personal milestones, or a big project, ALLY offers smart tools that match your goals and lifestyle: 1. Safe & Structured Investment Grow your money with professionally managed portfolios earning up to 23% per annum. ALLYCare is licensed by the Securities and Exchange Commission as a Fund and Portfolio Manager, ensuring your investments are secure, regulated, and expertly managed. 2. PadiLock – Lock your funds securely for a fixed period. Think of it as a digital savings box that keeps your money safe and untouched while earning higher interest. Great for building financial discipline or saving without distractions. 3. Goalpost – Set a target and save toward it gradually. Whether it’s rent, school fees, travel, or group savings with friends or colleagues, Goalpost helps you stay consistent with flexible contributions and clear progress tracking. 4. Stash – A flexible savings plan that lets you access your funds anytime—while still earning interest. Ideal for daily or emergency savings. Returns: Earn 15–20% annually, depending on your selected plan and savings duration. Health Insurance, Built In With ALLY, saving isn’t just about growing your money—it’s also about staying secure. As you save, your basic health insurance is automatically covered. No extra signups. No separate payments. Just save—and you’re protected. Need more coverage? You can easily upgrade to broader health plans whenever you’re ready. Bloom Bloom helps you save and invest toward your child’s education while providing kids education protection if something happens to you. Your plan keeps working, so school fees stay covered and your child’s future stays secure. Paycheck Paycheck helps you manage your salary smarter while giving you income protection if you lose your job. If job loss happens, you can receive cover for up to 6 months to help you stay afloat while you get back on your feet. Why ALLY? • Licensed by SEC & NDIC-compliant structures • Secured with bank-grade encryption and full NDPR alignment • Real-time tracking of savings, returns & insurance coverage • No deposit fees. No monthly charges. No hidden terms. Customer Support, Always Whether it’s investments, saving, switching plans, or withdrawing funds, ALLY offers responsive human support every step of the way—through chat channels and a robust self-help center. ALLY Download now to experience the future of investments, savings and our safety nets —all in one app ## Key features - Flexible and purposeful investments - Secure fund locking with PadiLock - Goal-based savings with Goalpost - Interest-earning flexible savings with Stash - Integrated health insurance coverage - Child education savings and protection - Income protection for job loss ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/ally-save-invest-and-protect/id6744375532/reviews.md ### 5/5 — Kay *2025-07-04* It’s the best in Africa. Insured and get the rest of mind, let your money work for you. **Developer response:** Thank you, Kay! We’re thrilled to be part of your journey to peace of mind. Here’s to your money working smartly and safely for you. ### 5/5 — Unarguably the best savings + insurance app *2025-06-09* Genuinely pleased by a savings app. I love the fact that I get my interest upfront!!!! Thank you, really. **Developer response:** Sophie, thank you! Upfront interest is just one of the ways we show appreciation for your trust. We’re so glad you’re enjoying the experience. ## Frequently asked questions about ALLY ### What is ALLY? ALLY is a mobile-first financial ecosystem designed to help users save, invest, and protect their wealth. It offers features like flexible investments, secure savings options, and integrated insurance plans for health and income. ### How does ALLY help me save money? ALLY offers several savings tools, including PadiLock for fixed-term secure savings, Goalpost for goal-oriented saving, and Stash for flexible savings with interest. These features are designed to encourage financial discipline and help you reach your savings goals. ### What kind of investments does ALLY offer? ALLY provides professionally managed investment portfolios that can earn up to 23% per annum. The platform is licensed by the Securities and Exchange Commission, ensuring your investments are secure and regulated. ### Does ALLY offer insurance coverage? Yes, ALLY integrates health insurance coverage automatically as you save, with options to upgrade to broader plans. It also offers Bloom for child education protection and Paycheck for income protection in case of job loss. ### Is ALLY safe to use? ALLY is secured with bank-grade encryption and is NDPR compliant. It is licensed by the SEC and uses NDIC-compliant structures, ensuring a high level of security and regulatory adherence for your financial data and assets. ### What are the fees associated with ALLY? ALLY states there are no deposit fees, no monthly charges, and no hidden terms. The app is free to download and use, with the primary focus on earning returns from savings and investments. ### What devices is ALLY available on? ALLY is available on iPhone, iPad, and iPod devices, indicating strong compatibility within the Apple ecosystem for users to manage their finances on the go. ### How often is ALLY updated? ALLY was last updated on March 19, 2026, with version 1.2.7.12. This indicates a commitment to ongoing development and feature enhancements for the application. ## Version history (last 5 releases) ### 1.2.7.3.1 — 2026-07-14 Improved UI. Bug Fixes ### 1.2.7.2.16 — 2026-06-06 Bug fixes ### 1.2.7.15 — 2026-06-03 UI Updates ### 1.2.7.14 — 2026-05-28 UI/UX Updates. Bug Fixes ### 1.2.7.13 — 2026-05-27 Improved UI/UX. New Features ## Apps similar to ALLY | App | Rating | Price | Category | | --- | --- | --- | --- | | [ARM One: Invest. 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