# Almie: Budget by Paycheck — Weekly, Biweekly, Monthly > Paycheck-first budgeting app that tracks safe-to-spend money and pre-funds bills. (iPhone/iPad app by PANDI FINANCE LLC.) - Source: https://appshunter.io/ios/app/almie-budget-by-paycheck/id6760430623 (this page in markdown: same URL + `.md`) - Developer: [PANDI FINANCE LLC](https://appshunter.io/developer/1412252358) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 26.0 · 25 MB - Languages: American English - Released: 2026-09-22 - Data updated: 2026-10-02 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/almie-budget-by-paycheck/id6760430623/reviews.md ## What is Almie? Almie is the paycheck-first budgeting app. Instead of forcing your life into calendar months, Almie budgets the way you're actually paid — weekly, biweekly, or monthly — and keeps one number front and centre: what's safe to spend right now. SAFE TO SPEND You set the limits for your spending categories; Almie adds them up and counts them down as you spend, so the number on your home screen is what's genuinely left for the rest of the pay period. Bills and the money reserved for them are tracked separately, so they're never quietly funding a night out. RESERVES — YOUR BILLS, PRE-FUNDED Almie detects your recurring bills and reserves a slice of each pay period for every one, automatically. By the time the bill lands, the money has been set aside — and if a period comes up short, Almie tells you exactly how much to top up. SPENDING PACE Once you've set your limits, a live pace line shows whether today's spending fits the days left in your pay period — catch the overshoot on day 4, not day 13. LINK A BANK, OR DON'T Connect your banks with Plaid and Almie fills in transactions and finds your recurring bills for you. Prefer not to? Skip it — you can add transactions, bills, budgets and goals by hand and use Almie exactly the same way. EVERYTHING ELSE YOU'D EXPECT • Recurring & subscription tracking with a bill calendar • Savings goals funded alongside your bills at a rate you choose • Net worth, account balances, and 2 years of history • A period-in-review recap each time a pay period closes • Debt paydown simulator (avalanche vs. snowball) • Budgets that follow your pay cycle — weekly and biweekly periods start on your payday, monthly follows the calendar month PRIVATE BY DESIGN Bank connections are read-only via Plaid. Almie cannot move your money. No ads, no selling your data, no tracking SDKs. Delete your account and its data any time, right in the app. FREE AND PREMIUM Almie is free to use with up to 3 connected banks. Almie Premium connects up to 8 banks: $4.99/month or $49.99/year. Payment is charged to your Apple Account at confirmation of purchase. The subscription auto-renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings › Apple Account › Subscriptions. Terms of Use: https://www.almie.money/terms-of-service Privacy Policy: https://www.almie.money/privacy-policy Questions or ideas? We're listening: https://www.almie.money/ideas ## Key features - Paycheck-based budgeting - Safe-to-spend calculation - Automatic bill reservation - Spending pace visualization - Optional bank linking - Savings goals - Net worth tracking ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Almie Premium (Monthly) | $4.99 | per month | | Almie Premium (Annual) | $49.99 | per year | ## Is Almie safe? Not enough ratings yet to assess Almie. ## Is Almie legit? Almie: Budget by Paycheck has limited verification signals. The AppsHunter Legitimacy Score for Almie is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/almie-budget-by-paycheck/id6760430623/reviews.md ### 5/5 — Simple, Intuitive, and Perfect for Budgeting Rookies! *2026-09-24* Finding the right budgeting app can feel overwhelming, especially if you’re like me and struggle to keep your finances organized in one big spreadsheet. Almie has been the perfect fix! It pulls info from all my financial platforms, so it tracks my subscriptions, keeps an eye on my spending, and divides my income into the budgets I’ve set up. The guided onboarding is what made it click for me. It walks you through a checklist to confirm your subscriptions, set aside money for recurring bills, choose your spending limits, and start saving toward a budget. I find myself in the app regularly to recategorize my transactions so my data stays accurate, and gives me peace of mind! Almie has made me feel like a financial tech wizard! ## Frequently asked questions about Almie ### How does Almie handle my bills? Almie detects recurring bills and automatically reserves a portion of each paycheck to pre-fund them. This ensures that by the time a bill is due, the money has already been set aside, preventing unexpected shortfalls. ### Can I link my bank account to Almie? Yes, you can link your bank accounts using Plaid for automatic transaction import and bill detection. If you prefer not to link accounts, Almie also allows manual entry of transactions, bills, and budgets. ### What is the 'safe to spend' feature in Almie? The 'safe to spend' number is the core of Almie's budgeting. It represents the amount of money genuinely left for spending in your current pay period after all your set budgets and reserved bills are accounted for. ### Does Almie have ads? No, Almie is ad-free. The app explicitly states it has no ads, no selling of data, and no tracking SDKs, prioritizing user privacy. ### What are the premium features of Almie? Almie Premium allows you to connect up to 8 banks, compared to the 3 banks included in the free version. It costs $4.99 per month or $49.99 per year. ### How do I cancel my Almie Premium subscription? You can manage or cancel your subscription by going to Settings > Apple Account > Subscriptions. The subscription auto-renews unless cancelled at least 24 hours before the end of the current period. ### What is the update frequency for Almie? The latest version of Almie is 2.0.0, released on September 29, 2026. The app was initially released on September 22, 2026, indicating a recent and potentially active update schedule. ### Is Almie available on Android devices? Based on the provided data, Almie is currently supported only on iPhones. There is no information indicating Android compatibility at this time. ## Version history (last 5 releases) ### 2.0.0 — 2026-09-29 Version 2.0 is here! • A new five-tab layout: Dashboard, Budget, Transactions, Calendar, Accounts • Transactions and Calendar are now their own tabs • Complete redesign! ### 1.2.0 — 2026-09-26 New updates! • Real brand logos for bills, subscriptions and bank accounts • Lock Screen widgets: Safe to Spend, next bill, net worth • Faster onboarding: sign in, pick Free or Premium, connect a bank when you're ready • Clearer plan page • Cleaner header, dismissible setup checklist, bug fixes ### 1.1.0 — 2026-09-25 Almie is on your Home Screen now! Six widgets: Safe to Spend, Spending Pace, Cash Flow, Next Upcoming, Net Worth and Credit Cards. Tap one and Almie opens right there. We also tightened up privacy behind the scenes and fixed an alert that could wrongly say your subscription belonged to another account. Something off? Email support@almie.money. We read every message; hope to talk to you soon! ### 1.0.1 — 2026-09-23 Thanks for being here this early — Almie launched just a few days ago. This is a small update: you can now rate Almie without leaving the app, and we've refreshed how Almie appears on the App Store. Nothing changes about your budget, your accounts, or your data! If something's broken or missing, email support@almie.money. We read every message, and early feedback is shaping what gets built next. ### 1.0 — 2026-09-22 No release notes. ## Apps similar to Almie | App | Rating | Price | Category | | --- | --- | --- | --- | | [Yearn: Paycheck Budget Planner](https://appshunter.io/ios/app/yearn-paycheck-budget-planner/id6797014022) | 4.8 (4) | Free | Finance | | [Otally](https://appshunter.io/ios/app/otally/id6793654296) | — | Free | Finance | | [Defter: Personal Ledger](https://appshunter.io/ios/app/defter-personal-ledger/id6778228890) | 5.0 (1) | Free | Finance | | [Fendu](https://appshunter.io/ios/app/fendu/id6761671193) | — | Free | Finance | | [Salary Lens](https://appshunter.io/ios/app/salary-lens/id6776238153) | — | Free | Finance | | [BBP - Bills By Paycheck](https://appshunter.io/ios/app/bbp-bills-by-paycheck/id6788064222) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*