# Alterac Worth — AI Net Worth Tracking

> AI-powered net worth tracker for visualizing financial progress and planning. (iPhone/iPad app by Alterac Software LLC.)

- Source: https://appshunter.io/ios/app/alterac-worth/id6773828749 (this page in markdown: same URL + `.md`)
- Developer: [Alterac Software LLC](https://appshunter.io/developer/1761913388)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.5 · 7 MB
- Languages: English
- Released: 2026-06-02
- Data updated: 2026-07-06
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/alterac-worth/id6773828749/reviews.md

## What is Alterac Worth?

Alterac Worth is a net worth tracker built to help you understand your financial progress over time. Add your assets, debts, and notes, then turn your history into charts, statistics, projections, goals, achievements, AI reviews, and annual reports.

It is designed for people who want the benefits of a personal finance spreadsheet without having to maintain one. Track your net worth regularly, review how it changes, and see a clearer picture of where you stand.

*** AI-powered insight ***
Users can generate an AI Net Worth Review that analyzes their entry history and turns the numbers into an easy-to-read report. Use it to spot momentum, understand recent changes, and get practical next steps based on the data you have entered.

*** Why it feels better ***
• See your full financial picture - track assets, liabilities, and total net worth in one place
• Understand your progress - charts and statistics help you see growth, volatility, and trends
• Plan ahead - projection tools estimate where your net worth could be in the future
• Work toward goals - set a target net worth amount and track progress over time
• Group related accounts - use asset and liability tags for categories like Investments, Debt, Cash, or Real Estate
• Stay motivated - achievements reward consistency, recovery, growth streaks, goals, backups, and milestones
• Keep your data useful - import history, export backups, and monitor backup health

*** Track what matters ***
Each entry can include:
• Entry date
• Optional notes
• Assets, such as cash, investments, home equity, vehicles, or custom categories
• Liabilities, such as loans, credit cards, mortgage debt, or custom categories

You can make a quick simple entry or add detailed assets and liabilities when you want deeper charts and reports.

*** Insights beyond the basics ***
Alterac Worth helps you understand your numbers from multiple angles:
• Net worth change over time
• Asset and liability breakdowns
• Tag-based charts
• Advanced statistics
• Average and compound growth rates
• Standard deviation
• R-squared trend fit
• Entry-to-entry change
• Asset mix over time
• Interactive chart values

Users can also generate annual PDF reports with yearly highlights, net worth movement, achievements, goals, and detailed asset and liability context.

*** System features ***
Use Home Screen widgets, Lock Screen widgets, Shortcuts, Siri, Spotlight, and quick actions to keep Alterac Worth close to your everyday workflow.

*** Free and Premium ***
Alterac Worth includes free net worth tracking for up to 12 entries.

Upgrade to Premium to unlock:
• AI net worth reviews
• Annual PDF reports
• Net worth projections
• Advanced statistics
• Projection confidence with R-squared
• Unlimited net worth entries
• Asset and liability tracking charts
• Asset and liability tags
• Tag-based charts
• Entry-to-entry change charts
• Asset mix charts
• Interactive chart values
• Default chart date ranges
• Custom Home sections
• Import history
• Export backups
• Backup health tracking
• Premium achievements
• A 7-day free trial

Premium is available as a monthly or yearly subscription.

*** Who it is for ***
• People who track net worth monthly or quarterly
• Spreadsheet users who want something simpler on their phone
• Anyone working toward financial independence
• People paying down debt and building assets
• Anyone who wants to understand their financial trend over time

*** Legal ***
Terms of Use: https://alteracsoftware.com/alterac-worth/terms-of-use
Privacy Policy: https://alteracsoftware.com/alterac-worth/privacy-policy
EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- AI Net Worth Reviews
- Net Worth Projections
- Goal Setting
- Asset and Liability Tracking
- Annual PDF Reports
- Customizable Charts and Statistics
- Home Screen Widgets

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Yearly | $79.99 | per year |
| Premium Monthly | $8.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/alterac-worth/id6773828749/reviews.md

### 5/5 — Excellent app!

*2026-06-19*

This is the app I always wanted to make! Great tool for keeping your net worth goals on track. Very easy to use and full of helpful information. Recommend it to anyone with personal finance goals.

## Frequently asked questions about Alterac Worth

### What is Alterac Worth?

Alterac Worth is an AI-powered net worth tracker that helps you monitor your financial progress. It allows you to add assets and debts, visualize your financial picture with charts, and receive AI-driven insights and reports.

### How does Alterac Worth track net worth?

You can add your assets (like cash, investments, property) and liabilities (like loans, credit cards, mortgages) to Alterac Worth. The app then calculates your total net worth and displays its changes over time through various charts and statistics.

### What kind of AI insights does Alterac Worth provide?

Alterac Worth offers AI Net Worth Reviews that analyze your entered financial history. These reviews help you spot trends, understand recent changes, and provide actionable next steps based on your data.

### What are the Premium features in Alterac Worth?

The Premium version unlocks AI net worth reviews, annual PDF reports, net worth projections, advanced statistics, and unlimited entries. It also includes features like asset and liability tags, and import/export capabilities.

### Does Alterac Worth have ads?

No, Alterac Worth does not contain advertisements. The application is free to use with a limited number of entries, and offers an optional Premium subscription for enhanced features.

### What is the pricing for Alterac Worth Premium?

Alterac Worth Premium is available through a monthly subscription for $8.99 or a yearly subscription for $79.99. Both plans offer a 7-day free trial.

### How often is Alterac Worth updated?

The latest version of Alterac Worth is 1.8.1, and it was last updated on June 16, 2026. Updates typically include new features, bug fixes, and performance improvements.

### What devices does Alterac Worth support?

Alterac Worth is currently supported on iPhones. It also offers Home Screen and Lock Screen widgets for quick access and integration into your daily workflow.

## Version history (last 5 releases)

### 1.9.2 — 2026-07-02

- Added clearer guidance when the 'This year' projection option is unavailable, including the specific data needed to enable it.
- Improved 'This year' projection details so growth rates and starting net worth better reflect the beginning-of-year calculation.

### 1.8.1 — 2026-06-16

- Fixed YAML imports so the choose-file button no longer gets stuck.
- Fixed entry editing so switching Simple/Detailed no longer silently clears saved values.
- Added Goal settings for progress measured since start or against the total target.
- Improved goal cards with clearer future-start states and more specific pace labels.
- Fixed 1-year goal timelines to project from the selected start date.
- Improved projections for negative net worth values.
- Tuned AI Review to be more informative and financially grounded.
- Clarified the Home monthly summary.
- Added helper sheets to statistic cards.
- Improved the add flow and validation for assets and liabilities.
- Clarified achievement text.
- Added confirmation if backing out from a new entry was intentional.

(Thanks Nick, Joe, Jacob, and Tom for your feedback)

### 1.7.2 — 2026-06-10

- Improved AI review speed.
- Added a new welcome page to help you quickly import data, add your first entry, or view the demo.
- Made data import free for everyone.

### 1.6.1 — 2026-06-04

- Added AI Net Worth Review for personalized insights from your history.
- Added asset and liability tags to group related accounts.
- Added annual reports with exportable yearly PDFs.
- Added new achievements for recovery and growth streaks.

### 1.5.4 — 2026-06-03

- Added net worth goals to help track progress toward a target.
- Added a backup health card in Settings.
- Added new achievements across goals, backups, entries, and net worth milestones.
- Added Home Screen widgets, Lock Screen widgets, and Shortcuts support.
- Improved accessibility support across the app.

## More apps by Alterac Software LLC

- [Birdie Board](https://appshunter.io/ios/app/birdie-board/id6752656341)

All apps by Alterac Software LLC: https://appshunter.io/developer/1761913388

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*