AltersPlan – Swiss Retirement

AltersPlan helps you plan your retirement in Switzerland. Simple, honest and free. Now in four languages: German, French, Italian and English. MADE FOR SWITZERLAND AHV (state pension), pension fund (2nd pillar), pillar 3a (private pension), lasting power of attorney, will, supplementary benefits: everything under Swiss law, as of 2026. FOUR LANGUAGES The app follows your device language: German, French, Italian or English. Screens, tasks, articles and checklists are translated. Names of authorities, municipalities and addresses stay in the original. TODAY: WHAT IS COMING UP? You choose your age and living situation. AltersPlan shows the key tasks for your stage, from “Build” at 30 to “Enjoy and settle” after retirement. For each task: why it matters, what to do, who can help, and the source at the authority. MONEY: IS IT ENOUGH? A rough guide for one person: AHV, the 13th AHV pension, pension fund and pillar 3a against your needs. Best used with your AHV pension forecast and your pension fund statement. Empty fields do not count as zero. The calculation is explained openly. MUNICIPALITY: WHO CAN HELP? Choose your municipality and see the offices near you: municipal administration, tax office, KESB (child and adult protection authority), AHV offices and Pro Senectute. Every entry with source and date. All Swiss municipalities are in the directory, plus the cantonal offices of all 26 cantons. LEARN Short articles, one screen each: the three pillars, lasting power of attorney, pension or lump sum, contribution gaps, the 13th AHV pension, supplementary benefits and more. Plus an overview “What to do when”. HONEST, NOTHING TO SELL AltersPlan sells nothing and brokers nothing. The content comes from federal and cantonal authorities. The app also tells you when something is missing. YOUR DATA STAYS WITH YOU No account, no server of ours, no ads, no tracking. Your details are stored on your device and, if you wish, in your own cloud storage. That way they sync between your devices. Back up and load your data at any time as a file. EASY TO USE Large type, large buttons, one question per screen. Text size follows your device setting. AltersPlan does not replace personal advice. Binding are the decisions of the compensation office and the rules of your pension fund.