# Alto - Budget by Paycheck — Budget by paycheck, not month > Paycheck-based budgeting app to manage finances between pay periods. (iPhone/iPad app by Polygon Digital LLC.) - Source: https://appshunter.io/ios/app/alto-budget-by-paycheck/id6782104791 (this page in markdown: same URL + `.md`) - Developer: [Polygon Digital LLC](https://appshunter.io/developer/6782104794) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 18.0 · 34 MB - Languages: American English - Released: 2026-09-14 - Data updated: 2026-10-08 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/alto-budget-by-paycheck/id6782104791/reviews.md ## What is Alto? Budget around your paycheck, not the calendar month. Alto is for people who already budget — but whose money doesn't show up on the 1st. Most apps ask for monthly income. If you're paid weekly or biweekly, that assumption breaks everything. Alto answers the question that actually matters: will I have enough money between now and my next paycheck? WHY ALTO • Budget by paycheck Plan every paycheck when it arrives — weekly, biweekly, twice a month, or monthly. Your budget follows payday, not the calendar. • Look ahead across pay periods See which bills land in this paycheck vs. the next ones. Heavy periods look heavy. Light ones look light — before they surprise you. • Assign money to the future Fund upcoming pay periods now. Reserve money today for a bill due two paychecks from now so you're covered when it hits (not scrambling). • Know what's safe to spend Ready to Assign shows money you have that still needs a job. Expected income stays separate — plan ahead without spending money you don't have yet. • Envelope-style categories Assigned, spent, and available in each category. Bills with due dates, flexible spending, savings goals, and credit cards/loans in one plan. • Web + iPhone One Alto account. Bank sync with Pro (Plaid), or stay manual / CSV on Free. ALTO PRO Unlock automatic bank syncing and unlimited transactions. • Monthly: $4.99/month • Yearly: $44.99/year New accounts get 14 days of Pro at signup — no purchase required. This is an Alto account trial, not an App Store introductory offer. Start free: https://altobudgeting.com Terms of Use: https://www.altobudgeting.com/terms Privacy Policy: https://www.altobudgeting.com/privacy ## Key features - Budget by paycheck - Plan across pay periods - Assign money to the future - Know what's safe to spend - Envelope-style categories - Web and iPhone support ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Alto Pro Annual | $44.99 | per year | | Alto Pro Monthly | $4.99 | per month | ## Is Alto safe? Not enough ratings yet to assess Alto. ## Is Alto legit? Alto - Budget by Paycheck has limited verification signals. The AppsHunter Legitimacy Score for Alto is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/alto-budget-by-paycheck/id6782104791/reviews.md ### 5/5 — Great app *2026-10-01* I’ve been looking for an app that stays consistent with uploaded transactions and this quick easy and effortless to use. Highly recommend using this app! ## Frequently asked questions about Alto ### How does Alto handle budgeting for different pay frequencies? Alto allows you to budget by paycheck, supporting weekly, bi-weekly, twice a month, or monthly pay schedules. Your budget is designed to follow your payday, not the standard calendar month. ### Can I see my financial outlook for future pay periods with Alto? Yes, Alto enables you to look ahead across pay periods. You can see which bills are due in your current paycheck versus upcoming ones, giving you a clear view of your financial flow. ### What is Alto Pro and how much does it cost? Alto Pro unlocks automatic bank syncing and unlimited transactions. It is available for $4.99 per month or $44.99 per year. New users receive a 14-day Pro trial upon signup. ### Does Alto have ads? No, Alto does not contain advertisements. The app is free to start, with an optional Pro subscription for advanced features. ### What devices can I use Alto on? Alto is currently available on iPhone. A web version is also accessible, allowing for a unified Alto account across platforms. ### How does Alto ensure the security of my financial data? For automatic bank syncing, Alto Pro utilizes Plaid, a secure third-party service. Manual entry and CSV uploads are also options for users who prefer not to link bank accounts. ### What are the key differences between the free and Pro versions of Alto? The free version of Alto allows for manual budgeting and CSV uploads. Alto Pro enhances this by providing automatic bank syncing through Plaid and supporting an unlimited number of transactions. ### How often is Alto updated? The latest version of Alto is 1.17.4, which was last updated on October 3, 2026. Updates typically address bug fixes and feature enhancements to improve user experience. ## Version history (last 5 releases) ### 1.17.4 — 2026-10-03 Get started with a new welcome video that explains Alto’s budgeting system before setup. Move money into or out of savings goals from a convenient drawer, with quick amounts and a preview of your new balance. This update also fixes a freeze when saving a savings deposit or withdrawal and adds Cancel beside Done above the savings keyboard. ### 1.17.3 — 2026-09-30 Budget cards now have consistent spacing, corners, and backgrounds. Income and Expenses expand and collapse smoothly, and the date selector compacts as you scroll. Future Assigned fades into view when calculated and returns when you scroll up. Credit-card budget items show the payment due date while collapsed and the transaction date range when expanded. Swiping a budget expense now moves the entire card, including its progress bar and details. ### 1.17.2 — 2026-09-29 We fixed an issue that could create duplicate budget envelopes and show incorrect negative balances. Bills, credit cards, spending categories, and one-time expenses now use consistent balances across monthly and pay-period views. This update also improves budget readability and reliability. ### 1.17.1 — 2026-09-26 Now supports iOS 18. We fixed an issue where budget items or transaction details could briefly appear under the wrong pay-period dates. This update also improves reliability. ### 1.17 — 2026-09-18 Improved link handling and strengthened privacy protections for analytics identity. This update also includes stability and reliability improvements. ## Apps similar to Alto | App | Rating | Price | Category | | --- | --- | --- | --- | | [Spendsy: Flexible Budgeting](https://appshunter.io/ios/app/spendsy-flexible-budgeting/id6780885285) | — | Free | Finance | | [Pebble - Paycheck Budget](https://appshunter.io/ios/app/pebble-paycheck-budget/id6763922179) | 5.0 (9) | Free | Finance | | [Vera - The Super Sui Wallet](https://appshunter.io/ios/app/vera-the-super-sui-wallet/id6745800179) | 4.8 (18) | Free | Finance | | [PayCheck Budget](https://appshunter.io/ios/app/paycheck-budget/id6755057631) | 4.4 (11) | Free | Finance | | [Acorn Finance](https://appshunter.io/ios/app/acorn-finance/id6760651877) | — | Free | Finance | | [Bitbase: Buy Bitcoin & Crypto](https://appshunter.io/ios/app/bitbase-buy-bitcoin-and-crypto/id6756995014) | 4.5 (13) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*