# Amartha - Pendanaan UMKM — user reviews

> 6 indexed App Store user reviews of Amartha by AMARTHA MIKRO FINTEK, PT, rated 4.19/5 from 16 ratings.

- Source: https://appshunter.io/ios/app/amartha-pendanaan-umkm/id1473584695/reviews
- App overview in markdown: https://appshunter.io/ios/app/amartha-pendanaan-umkm/id1473584695.md
- Rating breakdown: 5★ 12 · 4★ 0 · 3★ 1 · 2★ 1 · 1★ 2

## Most critical reviews (6 lowest-rated)

### 1/5 — Data tidak transparan dan sering salah

*2021-11-06*

Saya sangat kecewa dengan sistem IT dan pengelolaan data Amartha yg sangat buruk. Sangat sering terjadi kesalahan pencatatan (nasabah bayar tp dianggap telat, nilai yg di debet tidak sama, jumlah data di portfolio tidak transparan). Padahal kunci dari sebuah fintech dan investasi adalah keamanan. Kalo ngurus data aja ga bener, saya sangat tidak yakin mereka mempunyai sistem yg baik untuk mengelola risiko operasional lainnya. 

Sangat kecewa

### 1/5 — Business Ethics, a far cry

*2020-04-14*

Ini tho fintech peer to peer lending yg ngerayu para camat sak Indonesia tuk kerja sama. Aji mumpung lah.

### 2/5 — App always crashed

*2021-02-02*

The app always crashed when i open marketplace. Hope will fix soon :)

### 3/5 — Crashed and timed out in iOS

*2020-12-28*

I don’t know what happens but I am new to this app. I just installed, applied, and check on marketplace, but it was suddenly crashed and closed without notification. Could you check the app for iOS version?

### 5/5 — Semakin baik

*2021-07-23*

Versi baru semakin baik, keep update and inovated. Thank you for making the app more improve.

### 5/5 — Do good feel good

*2020-08-12*

Well, whereelse you can get a good return and feel good at the same time because you are helping villagers. 😍😍😍
Dont forget to always pick insurance option! Well worth it, especially so during this time.
Happy funding!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*