# AmbankWaco — user reviews

> 23 indexed App Store user reviews of AmbankWaco by American Bank, N.A., rated 4.85/5 from 633 ratings.

- Source: https://appshunter.io/ios/app/ambankwaco/id478067911/reviews
- App overview in markdown: https://appshunter.io/ios/app/ambankwaco/id478067911.md
- Rating breakdown: 5★ 516 · 4★ 34 · 3★ 13 · 2★ 1 · 1★ 7

## What do users think of AmbankWaco?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Fast updates
- 👍 Convenient for checking balance
- 👍 Good for transferring funds
- 👍 Saves time
- 👍 Great for bill pay
- 👍 Easy navigation between accounts
- 👍 User-friendly
- 👍 Good customer service (implied by comparison)
- 👍 Accessible 24/7
- 👍 Helpful for tracking spending and saving

**Cons**

- 🐛 Mobile deposit issues
- 🐛 Inconsistent performance
- 🐛 Zelle feature problems
- 🐛 Cash back rewards activation issue

**Commonly reported bugs**

- Mobile deposit picture not accepted
- App freezes on loading screen
- Unable to access anything after update
- Cash back rewards always says needs activation

**Most requested features**

- Make mobile deposit easier
- Link category spending from full site to app

## Newest reviews (8 of 23)

### 5/5 — customer

*2013-07-05, version 3.3.0.0*

I love this app when I'm low on funds I can transfer money from my savings account to my checking 
 it fast and  easy . I would recommend

 this app to anyone that has ambank

### 5/5 — Happy with the App

*2013-04-09, version 3.0.0*

Easy to use. I use daily to track my account and it keeps me from ever over spending. Even been able to start saving more now! Hoping they will link the category spending that's on the full site to the app eventually :-)

### 5/5 — Easy, easy

*2013-01-22, version 3.0.0*

One of the best, fastest and easy to use financial apps.  Every bank should be this easy! Great job !

### 5/5 — Good ap

*2013-01-12, version 3.0.0*

Good ap, easy to use.

### 5/5 — Swoerner

*2012-07-24, version 3.0.0*

Love this app. Use it everyday!

### 5/5 — 123

*2012-07-20, version 3.0.0*

Love it! All apps should be this user friendly!

### 5/5 — AM bank app.

*2012-06-24, version 3.0.0*

The greatest app ever created!!! I can keep up with my finances like never before!!!!

### 5/5 — Been waiting for this!

*2012-03-10, version 2.4.0*

I installed the app. Feb. 6, 2012, so far it works very well. Fast, accurate, nice in-app selections. I'm sure this will be one of my favorite most used apps. Good job!

## Most critical reviews (10 lowest-rated)

### 1/5 — It’s always inconsistent

*2023-11-10, version 2023.05.0.2*

..

### 1/5 — 2021.6.0.37 Update Doesn’t Load

*2021-07-15, version 2021.6.0.37*

Newest update freezes on solid white loading screen.

### 1/5 — One big problem

*2020-01-19, version 6.1.27*

Everything is fine except the cash back rewards always says I need to activate them and I go to it and it’s activated. Need to fix that please

### 3/5 — Mobile deposit

*2024-06-04, version 2024.01.01*

All of a sudden it takes 4-6 tries for the picture to be accepted. Most other things in the app are great.  Please make this easier!

### 4/5 — Zelle

*2023-10-31, version 2023.05.0.2*

I’m having problems with the Zelle feature

### 5/5 — Good bank

*2022-10-31, version 2022.6.0.1*

The only problem I have is that it won’t let me deposit my checks online. Other than that I love this bank

### 5/5 — Latest update 7/15/21

*2021-07-15, version 2021.6.0.37*

This update was horrible. I have been unable to access anything thru the app since this most recent update!!! Please fix the bugs a d release a new update quickly!

### 5/5 — So Easy

*2020-06-19, version 6.1.27*

This app is a major improvement over the Personal account only app. I have multiple commercial Business accounts and having them accessible along with my Personal account information is great.  I appreciate the convenience and the ease to navigate between all accounts.  I wish all app improvements were this good.

### 5/5 — Awesome

*2020-05-01, version 6.1.27*

Lobe the bank and love the people

### 5/5 — American Bank App

*2018-05-08, version 5.8.1.17*

I use this app daily from checking my balance, depositing checks & using bill pay    This app saves me a lot of time since everything is just a click away

## Most praised reviews (5 highest-rated)

### 5/5 — Long Time Customer

*2016-02-02, version 4.6.3.1*

Great app! It is so handy to be able to check my balance and pay bills on my phone since I travel.

### 5/5 — Great app

*2015-02-18, version 4.3.0.0*

Very easy to use. Updates very quickly, I can deposit my check inside the bank and then walk outside to my truck and check my account on my phone and it will show the check I just deposited. And it's so easy to transfer money from one account to another. You just pick which accounts you want to transfer from and the one you want to send it to, and punch in the amount and hit confirm and it's done. Oh, and it's easy to login to just to check any account. The app is great, if you got a smart phone and you bank here, you should download this app NOW.

### 5/5 — Love it!

*2014-08-09, version 4.1.1.0*

This a great app that's very easy to navigate and gives you all the conveniences of a national brand (but with better customer service)!

### 5/5 — Best Bank - Best App

*2013-09-12, version 3.3.0.0*

I Love American Bank and I love them even more with this cool App. I can view my balance 24 hrs a day and even transfer funds and make payments on my loans. I can review account history and know why my balance is up or down. It is sooo easy to use that anyone can do it!
You have gotta try this app. Best move you could make since your smart move to open an account with American  Bank!

### 5/5 — Great app

*2013-09-12, version 3.3.0.0*

A really good app that works very well!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
