# AmeriaToken

> Secure one-time password authenticator for Ameriabank online banking. (iPhone/iPad app by AmeriaBank CJSC.)

- Source: https://appshunter.io/ios/app/ameriatoken/id859197807 (this page in markdown: same URL + `.md`)
- Developer: [AmeriaBank CJSC](https://appshunter.io/developer/477687451)
- Category: Finance
- Price: Free
- Rating: 1.30/5 from 13 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 12 MB
- Languages: American English
- Released: 2014-05-06
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ameriatoken/id859197807/reviews.md

## What is AmeriaToken?

AmeriaToken is a secure mobile application that provides Ameriabank customers a one-time password authenticators for Ameriabank Online Banking transactions, eliminating the need to carry a hardware token. AmeriaToken increases your mobility and comfort of banking 24/7. Online banking provides you two-layer security of your identity: the first factor is the username/password for online.ameriabank.am; the second one is the one-time password (OTP) that is generated through AmeriaToken app that can be used just once and is valid for a limited time specified on the screen.

## Key features

- One-time password authenticator
- Secure online banking
- Eliminates hardware token
- 24/7 banking access
- Two-layer identity security

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/ameriatoken/id859197807/reviews.md

### 1/5 — this app is made for windows 98

*2022-05-13, version 4.14.1*

This App is a complete disaster.

Let alone bad UI/UX - my problem is that I have two accounts, and as for some weird reason Ameria decided not to use standard authenticator apps but push it’s own.

Now because this App doesn’t support two separate authentications. I am left with the option of using it for my personal account and another physical token (which I obviously don’t carry) for business account.

It ends up always being an issue just to be able to login to my business bank account. As again the token is almost always not with me.

Obviously no one is going to read this let alone fix the issue anytime soon. Why even write this? Just expressing my frustration to the vacuum of metaverse.

### 4/5 — ok

*2021-07-18, version 4.14.1*

seems just okay

### 1/5 — Just rubbish

*2020-05-13, version 4.14.1*

Faceid is not working at all and when you are trying to use passcode it seems to be working but fails again nothing happens!

Կարճ ասած ԶԻԲԻԼ։

Լոգինի ֆունկցիան նորմալ չի աշխատում։

### 2/5 — Թարմացրեք և արագացրեք ծրագիրը pls

*2019-02-15, version 4.14.1*

Ամեն գործարք իրականացնելուց ստիպված ես ամեն անգամ բացել թոկենի ափը, մուտք գործել մատնահետքով և ձեռքով copy անես գեներացված կոդը... այդ ամենը կարող եք ավտոմատացնել և օգտագործողը ստիպված չլինի ձեռքով հավաքել գեներացված կոդը:

## Frequently asked questions about AmeriaToken

### What is AmeriaToken used for?

AmeriaToken is a secure mobile application that generates one-time passwords (OTPs) for Ameriabank Online Banking transactions. This eliminates the need for a physical hardware token, enhancing your mobility and comfort when banking.

### How does AmeriaToken enhance security?

AmeriaToken provides the second layer of security for your online banking identity. After entering your username and password on online.ameriabank.am, the app generates a unique one-time password that is valid for a limited time, ensuring secure transactions.

### Is AmeriaToken free to use?

Yes, AmeriaToken is available for free download and use. It is designed to provide Ameriabank customers with a convenient and secure authentication method without any cost.

### What devices support AmeriaToken?

AmeriaToken is supported on iPhone, iPad, and iPod devices. This ensures that a wide range of Apple users can utilize the app for their banking needs.

### How often is AmeriaToken updated?

The latest version of AmeriaToken is 4.14.1, which was last updated on March 17, 2018. While the app has not been updated recently, it continues to provide essential authentication services.

### What is the user rating for AmeriaToken?

AmeriaToken has a user rating of 1.3 stars based on 13 ratings. This indicates that while the app serves its core function, there may be areas for improvement based on user feedback.

### Does AmeriaToken require an internet connection?

While the app itself is free, it is designed to work with Ameriabank's online banking platform. Therefore, an internet connection is necessary to generate OTPs and complete online banking transactions.

### What age rating does AmeriaToken have?

AmeriaToken has an age rating of 4+. This means it is suitable for users aged 4 and above, indicating no mature content is present within the application.

## Version history (last 5 releases)

### 4.14.1 — 2018-03-17

This app has been updated by Apple to display the Apple Watch app icon.

This update includes bug fixings and minor improvements.

### 4.12.5 — 2017-07-03

This update includes online time synchronization, bug fixings and minor improvements.

### 4.12.4 — 2017-05-26

This update includes bug fixings and minor improvements.

### 4.11.0 — 2016-07-13

This update includes bug fixings and minor improvements.

### 4.7.13 — 2015-12-04

This update includes bug fixings and minor improvements.

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## More apps by AmeriaBank CJSC

- [Ameria Mobile Banking](https://appshunter.io/ios/app/ameria-mobile-banking/id968076227)
- [MyAmeria](https://appshunter.io/ios/app/myameria/id1546373103)
- [MyAmeria Star](https://appshunter.io/ios/app/myameria-star/id6495064858)

All apps by AmeriaBank CJSC: https://appshunter.io/developer/477687451

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
