# America First Credit Union — Mobile Banking > Mobile banking app for managing accounts, transfers, deposits, loans, and spending. (iPhone/iPad app by America First Credit Union.) - Source: https://appshunter.io/ios/app/america-first-credit-union/id450324535 (this page in markdown: same URL + `.md`) - Developer: [America First Credit Union](https://appshunter.io/developer/450324552) - Category: Finance - Price: Free - Rating: 4.80/5 from 68,462 App Store ratings · 541 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 117 MB - Languages: American English, Korean, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Hong Kong SAR China) - Released: 2011-08-27 - Data updated: 2026-08-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/america-first-credit-union/id450324535/reviews.md ## What is America First Credit Union? Having America First mobile banking on your device is like having a personal branch in your pocket. It enables you to manage your finances 24 hours a day, seven days a week. With this helpful app, you can quickly & securely monitor transactions, transfer funds, deposit checks, apply for loans, and more. Dashboard The intuitive interface makes this app very easy to use. Plus, you can customize your dashboard to present the information you want when the app is opened, making it even more user friendly. Mobile Deposits There’s no need to deposit checks at branches. Simply upload a picture of the front and back of the endorsed check to securely place the funds in your account. Financial Tools Transactions are automatically categorized so you can track spending and create detailed reports, making maintaining your budget a snap. Transfers Swiftly move funds between America First checking & savings accounts or make loan payments. You can also use the app to send money to external accounts, if needed. Account Aggregation You can easily add accounts and cards from other financial institutions into America First mobile banking so you can safely monitor all your finances in one place. Loans No matter where you may be, you can apply for auto loans, ask to increase your Visa® credit card limit, open a new line of credit, and more with just a few clicks. Card Guard® Take control of how, where, and when your America First Visa is used. With Card Guard, you can set geographical or spending limits and receive alerts whenever a transaction takes place. ## Key features - Customizable dashboard - Mobile check deposit - Budget and spending tracking - Fund transfers - Account aggregation - Loan applications - Card control features ## What do users think of America First Credit Union? Overall sentiment: positive **Pros** - 🚀 Quick and easy banking - 🔒 Secure with card guard - 👍 User-friendly interface - 💰 Helps track spending - 🏦 Great credit union overall **Cons** - 🐛 Inconsistent app performance - 🕰️ Slow transaction updates - 🤔 Confusing account management - 🔍 Lack of search/filter options **Commonly reported bugs** - Pending charges not always shown - Login/authentication issues - Incorrect account balance displays **Most requested features** - Customizable budgeting tools - Ability to save payee information for transfers - Chronological sorting for bill pay history - Improved syncing between app and website ## Recent user reviews (10 of 541) All indexed reviews: https://appshunter.io/ios/app/america-first-credit-union/id450324535/reviews.md ### 1/5 — Update is not good *2026-08-25, version 9.0.260601* Have to rotate your phone or click a transaction to see any useful information. The previous version was much better. Please bring it back. ### 1/5 — New update needs to be reversed *2026-08-25, version 9.0.260601* The new update is not great. Please fix app. Go back to what it was. ### 1/5 — Revert the new update *2026-08-25, version 9.0.260601* The AFCU app use to be so intuitive, really it’s what kept me around after 6 years. I would refer people to this credit union mostly because I loved the app so much. It was clean, fast, easy to use. The UI was set up so well. Kiss all of that goodbye with this new update. It’s hideous, ditching the clean white and blue interface with an ugly grey and blue clunkfest. It makes it really hard to track transactions, it won’t even let me transfer money to other AFCU accounts. Not one thing has been improved on with this update, it BLOWS my mind that this got green lit. Who passed this? This had to go through so many people to go live and no one had the gall to say maybe this is a bad idea? Are execs so far up their own butts that they didn’t once think this was a step backwards? Shame on you AFCU. Please revert the app! ### 2/5 — Downgraded Update *2026-08-25, version 9.0.260601* The latest update makes the platform look so messy. Nothing is as comprehensive as it was before. I liked when I could see everything from the main page and if I wanted more detail I would click on it, but now you gotta click into everything just to see what it is. Having the charges in parentheses and the remaining balance right underneath looks awful and confusing. You have to search for the category’s now instead of them just being in a list view; I don’t even know how to do subcategories anymore. I’m sure I could go on but I’m still relearning the platform. I’ve never been more sad to see an app “update”. ### 1/5 — Latest update is horrible *2026-08-25, version 9.0.260601* The new update is awful. You can no longer see the full description of your recent purchases without having to manually select “toggle details” for EVERY. SINGLE. PURCHASE. I really hope they sort this out soon because I have only been dealing with it for a day and I’m already considering switching banks. ### 3/5 — I WANT THE OLD VERSION OF THE APP BACK *2026-08-25, version 9.0.260601* i personally think this new update makes the app less convenient to use and is also slower than the older version of the app. i am not happy with this version. ### 1/5 — Bring back the previous app! *2026-08-25, version 9.0.260601* The new app makes me feel like I’ve taken a time machine back a couple decades. It’s clunky and far less user friendly . I LOVED the previous app and feel the new one is a clear miss. ### 1/5 — Update is horrible! *2026-08-25, version 9.0.260601* Unbelievable Bad Update. If this doesn’t improve soon, I’ll be closing all accounts. Decades long customer. It’s shaking my confidence in America First! I won’t stay long. GET IT TOGETHER! ### 1/5 — Update has ruined the app *2026-08-25, version 9.0.260601* A simple, friendly, useful app has been gutted and replaced with trash. It now feels like I’m reading the fine print on a car warranty when I open the app. The app is so much harder to read, with poor color contrast and unclear fonts. Features that I regularly used, like the daily savings automatic transfer, have been removed. It’s harder to scroll through my accounts because it jumps from page one to page three and I have to scroll back to see page two. The app used to have an easy to interpret interface, that gave me an at-a-glance review of my accounts, which is completely lost. Transfers automatically select today’s date, even if the banking hours are over for that day. Previously the app would automatically forward the requested transaction to the next business day. Now the app fails to complete the transfer, and the blob of text telling you that the transfer failed is difficult to read with few clues how to fix it. ### 1/5 — New update is awful *2026-08-25, version 9.0.260601* The UX on the new update is terrible. Why can’t I see a vendors logo to see what the charge was for without clicking into it? Very weird update ## Frequently asked questions about America First Credit Union ### What can I do with the America First mobile banking app? The app allows you to manage your finances on the go. You can transfer funds between accounts, deposit checks by taking pictures, track your spending with automatic categorization, and apply for various loans and credit line increases. It also offers features like account aggregation and card controls. ### How do I deposit a check using the app? Depositing checks is simple. Just take a clear picture of the front and back of your endorsed check within the app and upload it. The funds will be quickly and securely added to your account. ### Is the America First mobile banking app free to use? Yes, the app is free to download and use. There are no additional charges for accessing your accounts or performing transactions through the mobile banking platform. ### Can I see accounts from other banks in this app? Yes, the app features account aggregation. You can easily add accounts and cards from other financial institutions to monitor all your finances in one secure place within the America First mobile banking app. ### What are the benefits of using the Card Guard feature? Card Guard provides enhanced control over your America First Visa card. You can set geographical or spending limits, and receive alerts for transactions, giving you peace of mind and helping to prevent unauthorized use. ## Version history (last 5 releases) ### 9.0.260601 — 2026-08-19 This latest release offers a new look and enhanced capabilities, allowing you to do everything you could do with America First digital banking before, plus more. New features include: • Sleek design – We used your feedback to make navigation easier. • Seamless experience — Mobile & online now feel and function the same. • Simplified banking — Transactions are more user-friendly and efficient. • Powerful tools — Manage your money and take control of your financial future. ### 8.14 — 2026-08-06 General bug fixes and enhancements. ### 8.11.1 — 2025-07-09 Bug fixes and general enhancements. ### 8.11 — 2025-06-24 With this latest release of America First mobile banking, we’ve simplified how checking account balances are displayed and used for transactions, making it easier to see how much money is available. Following this enhancement, when you log in to checking, two helpful amounts will be shown: • Available Balance – These are the funds you have available to spend. • Balance – The total funds in your checking account. For both Available Balance and Balance, ACH withdrawals (such as Venmo), bill payments, or the checks you write will not be deducted until they are posted. ### 8.10.0 — 2025-05-14 General enhancements and bug fixes ## Apps similar to America First Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [Capital One Mobile](https://appshunter.io/ios/app/capital-one-mobile/id407558537) | 4.8 (10,976,170) | Free | Finance | | [Navy Federal Credit Union](https://appshunter.io/ios/app/navy-federal-credit-union/id370811491) | 4.9 (814,841) | Free | Finance | | [AmFirst Digital Banking](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541) | 4.9 (42,121) | Free | Finance | | [Credit Union of America Mobile](https://appshunter.io/ios/app/credit-union-of-america-mobile/id694805166) | 4.8 (20,059) | Free | Finance | | [Goldenwest Mobile Banking](https://appshunter.io/ios/app/goldenwest-mobile-banking/id378564460) | 4.8 (23,846) | Free | Finance | | [American First Mobile](https://appshunter.io/ios/app/american-first-mobile/id987945563) | 4.9 (1,996) | Free | Finance | ## Related topics [america credit](https://appshunter.io/ios/topics/america-credit) · [america first credit union](https://appshunter.io/ios/topics/america-first-credit-union) · [afcu mobile banking](https://appshunter.io/ios/topics/afcu-mobile-banking) · [afcu](https://appshunter.io/ios/topics/afcu) · [afcu mobile](https://appshunter.io/ios/topics/afcu-mobile) · [america first](https://appshunter.io/ios/topics/america-first) · [america first federal credit union](https://appshunter.io/ios/topics/america-first-federal-credit-union) · [america first mobile banking](https://appshunter.io/ios/topics/america-first-mobile-banking) · [america first bank](https://appshunter.io/ios/topics/america-first-bank) · [america first credit](https://appshunter.io/ios/topics/america-first-credit) · [american first credit union](https://appshunter.io/ios/topics/american-first-credit-union) · [utah first credit union](https://appshunter.io/ios/topics/utah-first-credit-union) · [atomic credit union](https://appshunter.io/ios/topics/atomic-credit-union) · [mountain america credit union](https://appshunter.io/ios/topics/mountain-america-credit-union) · [america credit union](https://appshunter.io/ios/topics/america-credit-union) · [gwcfcu mobile banking](https://appshunter.io/ios/topics/gwcfcu-mobile-banking) · [twinstar credit union](https://appshunter.io/ios/topics/twinstar-credit-union) · [american first finance](https://appshunter.io/ios/topics/american-first-finance) · [loyalty credit union](https://appshunter.io/ios/topics/loyalty-credit-union) · [amfirst digital banking](https://appshunter.io/ios/topics/amfirst-digital-banking) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*