# American 1 Online Banking

> Mobile banking app for managing credit union accounts, transactions, and payments. (iPhone/iPad app by American 1 Credit Union.)

- Source: https://appshunter.io/ios/app/american-1-online-banking/id1540117329 (this page in markdown: same URL + `.md`)
- Developer: [American 1 Credit Union](https://appshunter.io/developer/1178086207)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 5,895 App Store ratings · 29 written reviews indexed
- Age rating: 12+
- Requires: iOS 16.0 · 21 MB
- Languages: American English, French (France), European Spanish
- Released: 2020-12-05
- Data updated: 2026-09-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/american-1-online-banking/id1540117329/reviews.md

## What is American 1 Online Banking?

The American 1 Credit Union Online Banking app allows American 1 members to easily manage their accounts anywhere, anytime.

You can:
-View transaction history
-Check your balances
-Transfer money between accounts or to friends and family
-Deposit checks
-Pay bills
-Make loan payments
-Send secure messages to American 1

If you have any questions about the American 1 Online Banking app, please contact American 1 at 888.213.2848.

American 1 Credit Union – Boldly Generous. Convenient. Uncomplicated.

## Key features

- View transaction history
- Check account balances
- Transfer money
- Deposit checks
- Pay bills
- Make loan payments
- Send secure messages

## What do users think of American 1 Online Banking?

Overall sentiment: neutral

**Pros**

- 👍 Helpful and courteous staff
- 🚀 Efficient app
- 💡 Improved app over old version

**Cons**

- 🐛 Login issues
- 🐛 Mobile deposit not working
- 🐛 Unable to transfer between accounts

**Commonly reported bugs**

- Unable to log in 80% of the time
- Verification code never sent
- User name not saved
- App glitches during registration

**Most requested features**

- Add due dates and amount owed
- Ability to edit name/username in app
- Faster processing of activities during banking hours

## Recent user reviews (10 of 29)

All indexed reviews: https://appshunter.io/ios/app/american-1-online-banking/id1540117329/reviews.md

### 5/5 — American 1 Credit Union

*2026-02-02, version 5.2.0*

Thank you so much for your devotion

### 5/5 — Easy to Use

*2026-01-24, version 5.2.0*

The American 1 app is very intuitive to use. 
If I’ve had an issue the text feature, call in, or going into the credit union are all great and friendly option to receive help.

### 4/5 — Interface Request

*2025-11-02, version 1.6.0*

Great app and easy to navigate. Is it possible to create a spending analysis that breaks down spending? Huntington bank has this and is useful for budgeting.

### 5/5 — So glad for easy access

*2025-04-08, version 1.6.0*

Love how fast and simple the web site makes life simply.

### 5/5 — Banking Made Easy

*2025-04-06, version 1.6.0*

Easy Direct Deposit, Create Checking, Savings and Vacation accounts with easy to do transfers 
between your accounts in One App, A Big Thumbs Up ❣️

### 4/5 — Overall 4/5

*2025-04-06, version 1.6.0*

The only item missing in the app, and maybe it’s a training issue on my part, is the fact that you can’t increase the withdrawal limits for ATM remotely. It would be nice if you could increase from the standard $600 to $1000 or $1500 or more for when you are traveling.

### 5/5 — Great bank

*2025-03-13, version 1.5.0*

I’m from the Jackson area and always have loved American 1. The app is better on iOS than android because it’s more stable. They finally added credit score viewing which is great.  Thank you.

### 1/5 — i cant log in on my new phone

*2024-03-21, version 1.5.0*

i cant log in on my new phone. i have updated my username, password, and contact information so j know everything im typing in is correct and it still says that what i type in doesnt match their records. fed up and switching banks.

### 5/5 — Service & Staff

*2023-04-28, version 1.5.0*

We appreciate all the hard work from the the staff!! Thank you!!

### 4/5 — Rating American 1 Program for Use

*2023-04-28, version 1.5.0*

The program is much improved over the old program, but still has room for improvement.   The time frame for activities to take affect is too slow when the banking hours is In closed status.  Please work on this.  Activities should still be able to be affective digitally.  Accounts that aren’t active should reject activity from anyone and avoid overdraw fees to the customer.  This is a terrible inconvenience.  Thank you.

## Frequently asked questions about American 1 Online Banking

### What can I do with the American 1 Online Banking app?

The app allows you to manage your American 1 Credit Union accounts from anywhere. You can view transaction history, check balances, transfer money between accounts or to others, deposit checks, pay bills, make loan payments, and send secure messages to the credit union.

### Is the American 1 Online Banking app free to use?

Yes, the app is free to download and use for American 1 Credit Union members. There are no charges associated with using the app's banking features.

### How do I get help if I have questions about the app?

If you have any questions about the American 1 Online Banking app, you can contact American 1 directly at 888.213.2848. They will be able to assist you with any inquiries.

### What are the main benefits of using this mobile banking app?

The primary benefit is the convenience of managing your finances anytime, anywhere. It simplifies tasks like checking balances, transferring funds, depositing checks, and paying bills, making banking uncomplicated and accessible.

## Version history (last 5 releases)

### 5.2.0 — 2026-01-22

This new version includes some bug fixes!

### 1.6.0 — 2025-04-04

Misc enhancements & bug fixes

### 1.5.0 — 2023-04-27

End of support for iOS 14 and below

### 1.4.0 — 2022-11-21

Minor fix

### 1.3.0 — 2022-03-17

Bug fix to resolve ‘add external account’ save option

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## Related topics

[american credit union](https://appshunter.io/ios/topics/american-credit-union)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*