# American Credit — The bank in your pocket

> Fintech provider for small and medium business loans, specializing in equipment and working capital. (iPhone/iPad app by American Credit, Inc.)

- Source: https://appshunter.io/ios/app/american-credit/id1489544972 (this page in markdown: same URL + `.md`)
- Developer: [American Credit, Inc](https://appshunter.io/developer/1387751438)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 17 MB
- Languages: English
- Released: 2019-12-06
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/american-credit/id1489544972/reviews.md

## What is American Credit?

American Credit® is a leading fintech asset-based business loans provider for small and medium enterprises. We focus on equipment financing, invoice (accounts receivable) financing, and working capital. The loan size ranges $20K - $5M, and the terms are up to 8 years. Furthermore, we also provide loans for equipment sales & lease backs, commercial real estates, bridge loans, loans for upgrading and renovations, opening new branches, working capitals, and furniture.  

We are your fast, simple, and convenient funding source. Apply in minutes, approved in 2 hours , once the onsite verification is complete fund reaches borrower's bank account within 24 hours.

American Credit (amcredit.com), the bank in your pocket!

## Key features

- Asset-based business loans
- Equipment financing
- Invoice financing
- Working capital loans
- Loan sizes $20K - $5M
- Fast application and funding

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/american-credit/id1489544972/reviews.md

### 1/5 — Not worth downloading

*2025-09-28*

I thought by having this app I could make my card payment through this app and I quickly found out that i can’t pay anything through this app but with the way technology is today and 
I can make my car insurance payment 
through their app
I don’t know why I can’t make my car payment through their app!

## Frequently asked questions about American Credit

### What types of business loans does American Credit offer?

American Credit offers asset-based business loans including equipment financing, invoice (accounts receivable) financing, and working capital. They also provide loans for commercial real estate, bridge loans, renovations, and furniture.

### What is the loan size and term for American Credit loans?

Loan sizes range from $20,000 to $5,000,000, with terms extending up to 8 years. This allows for flexible financing options for businesses of various sizes.

### How fast is the funding process with American Credit?

The application process is designed to be fast, with approval often within 2 hours. Once onsite verification is complete, funds can reach the borrower's bank account within 24 hours.

### What devices is American Credit available on?

American Credit is available on iPhone, iPad, and iPod devices, making it accessible for users on the go.

### What is the age rating for American Credit?

American Credit has an age rating of 4+, indicating it is suitable for a wide audience and does not contain mature content.

### How often is American Credit updated?

The app was last updated on January 10, 2025, with version 5.9.8. This indicates regular maintenance and potential feature additions.

### Does American Credit have ads?

No, American Credit does not contain advertisements, providing an uninterrupted user experience.

### What is the user sentiment for American Credit?

Based on the available data, American Credit has a perfect 5.0-star rating from 1 review, suggesting a highly positive user experience.

## Version history (last 5 releases)

### 5.9.8 — 2025-01-10

Sign up page refined and minor bugs fixed

### 5.9.7 — 2024-06-18

Customer now can apply for 2nd Mortgage Loan

### 5.8.2 — 2023-06-05

Minor issues smoothed out.

### 5.8.0 — 2023-05-02

Minor bug fix

### 5.7.4 — 2023-04-05

1. Added working capital term loan application
2. Optimized the application process

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## Related topics

[american credit acceptance](https://appshunter.io/ios/topics/american-credit-acceptance) · [amcredit](https://appshunter.io/ios/topics/amcredit) · [american credit](https://appshunter.io/ios/topics/american-credit) · [american acceptance](https://appshunter.io/ios/topics/american-acceptance) · [america credit](https://appshunter.io/ios/topics/america-credit) · [the lending hub](https://appshunter.io/ios/topics/the-lending-hub)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*