# American Federal Bank

> Secure mobile banking for account management, deposits, bill pay, and alerts. (iPhone/iPad app by American Federal Bank.)

- Source: https://appshunter.io/ios/app/american-federal-bank/id991403260 (this page in markdown: same URL + `.md`)
- Developer: [American Federal Bank](https://appshunter.io/developer/991403259)
- Category: Finance, Business
- Price: Free
- Rating: 4.60/5 from 325 App Store ratings · 79 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 105 MB
- Languages: American English, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Taiwan)
- Released: 2015-05-18
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/american-federal-bank/id991403260/reviews.md

## What is American Federal Bank?

American Federal's mobile banking application is convenient, secure and free. American Federal Bankers have been providing trusted advice and solutions to help their clients reach their goals for 125 years. Now you can take our mobile banking solution with you wherever you go to manage your finances right from your mobile device. It is available 24/7 to all American Federal-enrolled Online Banking customers using your eBanking Login ID and Password.  Download the American Federal mobile banking app at no cost. Your security is our priority. American Federal mobile banking provides secure access to your accounts. Easy, intuitive navigation gets you where you need to go using a few taps of your finger with the help of streamlined menus. 

MANAGE YOUR ACCOUNTS
- Check your account balance and transaction activity in your checking, savings and loan accounts.
- View check and deposit images in your checking and savings accounts.
- Search and sort to find the transaction you're looking for in just a few keystrokes.
- View the date, amount and other information for a transaction on a single page in a detailed transaction list, just like Online Banking.
- Transfer funds to accounts.
- Make payments to your accounts.
- View your account statement. MOBILE DEPOSITS
- Deposit checks directly into your eligible American Federal checking and savings accounts, avoiding a trip to the bank or ATM.

BILL PAY
- Pay bills, schedule payments in advance, view payments and create new payees right from your mobile device.
- Your family, friends or people who do work for you can receive money easily using a mobile number or email address. 

ALERTS
- Set up alerts to remind you of important account events, warn you about the status of your accounts and notify you when transactions occur to stay on top of your finances.

* SALES OFFICE & ATM LOCATOR
- Quickly locate a nearby American Federal sales office or the nearest MoneyPass_ ATM. 

MOBILE BANKING SECURITY
- Receive a secure access code to register your mobile device.
- Set additional security preferences to maximize and customize your device security.
- Industry standard data encryption is used to protect your banking transactions.
- No confidential information or account numbers are stored on your mobile device.
- Session timeouts are designed to protect the security of your financial information.
- Only the last part of your account number appears for your security.
- Send and receive secure messages to American Federal.

AG & BUSINESS BANKING
- Create one-time payments or templates to automate routine payments to pay vendors and suppliers and collect from customers.
** - Establish user rights to control what each user can do. - Draft, approve and cancel ACH originations and wire transfers.
- Make tax payments. Anytime. Anywhere. Any Device. 

* Delivery of alerts is subject to when they are processed each day and could be delayed for various reasons, including service outages, technology failures and system capability limitations.

** Subject to eligibility. Your mobile wireless carrier may impose data charges depending on your individual plan. Data and messages rates may apply. Check with your carrier on specific fees and charges.

Regular account charges apply. Mobile check deposit is subject to eligibility. Deposit limits and other account restrictions apply.

Anytime you review your balance, keep in mind, it may not reflect all transactions, including checks you have written or debit card transactions.

Member FDIC. Equal Housing Lender.

© 2015 American Federal Bank

## Key features

- Account balance and transaction history
- Mobile check deposit
- Bill payment and scheduling
- Fund transfers
- Account alerts
- ATM and branch locator
- Secure messaging

## What do users think of American Federal Bank?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use and navigate
- 👍 Friendly and helpful staff
- 👍 Quick and easy transactions
- 👍 Good for grouping purchases/payments
- 👍 Security features are great
- 👍 Handy banking 24/7
- 👍 Account at your fingertips
- 👍 Shows pending deposits
- 👍 Integrated Face ID

**Cons**

- 🐛 App doesn't update real-time
- 🐛 Sign-on issues require phone restart
- 🐛 Checks don't go in
- 🐛 No features beyond account balance
- 🐛 Very slow acting app
- 🐛 Poor customer service (after hours)
- 🐛 Not user-friendly
- 🐛 App won't load
- 🐛 Sign-in process is buggy
- 🐛 Account not up to date
- 🐛 Card locks up on vacation
- 🐛 Help line has language barriers
- 🐛 Menu bar obstructs scrolling
- 🐛 Limited online deposit limit
- 🐛 Old version was better (fewer steps)

**Commonly reported bugs**

- App doesn't update real time
- Sign on issues require phone restart
- Checks not processing
- App won't load
- Sign in process is buggy
- Account not up to date
- Menu bar pops up when scrolling transactions
- Mobile deposit does not work
- 3 wrong password attempts lock out user
- Face ID failure treated as wrong passcode

**Most requested features**

- Vacation link for cards
- Ability to increase card limit
- Instant money transfers (weekends/anytime)
- Credit score display
- Ability to create different savings accounts with goals

## Recent user reviews (10 of 79)

All indexed reviews: https://appshunter.io/ios/app/american-federal-bank/id991403260/reviews.md

### 5/5 — Handy banking 24/7

*2026-08-10*

This is a great app for your customers!!

### 5/5 — Great App

*2026-08-10*

Quick, easy, and intuitive

### 4/5 — Wes

*2026-07-24, version 8.0.260601*

You don’t have my cell number for 2 factor authentication

### 5/5 — Great App

*2026-07-20, version 8.0.260601*

Easy to use, Handy

### 5/5 — Client

*2026-07-19*

The folks that are employed at AFB Fergus Falls are very friendly,courteous and very helpful with my all my banking needs and issues

### 5/5 — Solid no frills

*2026-07-01, version 8.0.260300*

I use it a lot

### 1/5 — App

*2026-05-23, version 8.0.260300*

App doesn’t update real time on my phone

### 5/5 — Great App

*2026-05-17, version 8.0.260300*

I enjoy using the app and grouping my purchases and payments.
Top Shelf!

### 5/5 — C

*2026-05-08*

It works well but I often (weekly) need to turn my phone off/on to get the sign on to work.

### 1/5 — Horrible

*2026-05-04, version 8.0.260300*

Checks never go in

## Frequently asked questions about American Federal Bank

### What can I do with the American Federal mobile banking app?

The app allows you to manage your checking, savings, and loan accounts. You can check balances, view transaction history, deposit checks, transfer funds, pay bills, and set up account alerts. It also provides a locator for sales offices and ATMs, and allows for secure messaging with the bank.

### Is the American Federal mobile banking app secure?

Yes, security is a top priority. The app uses industry-standard data encryption, provides secure access codes for device registration, and allows for additional security preferences. Confidential information and account numbers are not stored on your device, and session timeouts protect your financial information.

### Is there a cost to use the American Federal mobile banking app?

No, the American Federal mobile banking application is completely free to download and use for all enrolled Online Banking customers. There are no charges associated with using the app to manage your accounts.

### Who can use the American Federal mobile banking app?

The app is available to all American Federal-enrolled Online Banking customers. You will need your eBanking Login ID and Password to access your accounts through the mobile application.

### Can I deposit checks using the app?

Yes, the app features a mobile deposit function. You can deposit checks directly into your eligible American Federal checking and savings accounts, eliminating the need to visit a bank branch or ATM.

## Version history (last 5 releases)

### 8.0.260800 — 2026-08-20

Feature enhancements and bug fixes.

### 8.0.260700 — 2026-07-23

Feature enhancements and bug fixes.

### 8.0.260601 — 2026-07-01

Feature enhancements and bug fixes.

### 8.0.260300 — 2026-04-09

Feature enhancements and bug fixes.

### 8.0.260100 — 2026-02-25

Feature enhancements and bug fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*