# America's Christian CU — user reviews > 176 indexed App Store user reviews of America's Christian CU by AMERICA'S CHRISTIAN CREDIT UNION, rated 4.50/5 from 504 ratings. - Source: https://appshunter.io/ios/app/americas-christian-cu/id1046068909/reviews - App overview in markdown: https://appshunter.io/ios/app/americas-christian-cu/id1046068909.md - Rating breakdown: 5★ 396 · 4★ 44 · 3★ 31 · 2★ 10 · 1★ 23 ## What do users think of America's Christian CU? Overall sentiment: positive **Pros** - 👍 Easy to use - 👍 User-friendly - 👍 Convenient - 👍 Responsive - 👍 Smooth operation - 🚀 Fast and efficient - 🔒 Secure - 👍 Great customer service **Cons** - 🐛 Glitchy mobile deposit - 🐛 Inconsistent account ordering - 🐛 Sluggish performance - 🐛 Outdated UI - 🐛 Difficult to navigate **Commonly reported bugs** - Login screen freezes - Incompatible with older devices - Deposit process issues **Most requested features** - Ability to lock/unlock debit card - Change card numbers - Request new card - More detailed pending transaction information - Customizable debit card designs - Integrated Zelle support - Daily interest earnings tracker ## Newest reviews (16 of 176) ### 3/5 — Not user friendly. *2026-07-07, version 4.0.251200* Not easy to find auto payments from other banks ### 4/5 — Basic + *2026-04-10, version 4.0.251200* Does all but in moment chat ### 3/5 — App is ok but could be better, *2026-04-04, version 4.0.251200* Well they finally added the Zelle service.. The App is ok, but needs a fresh and modern look... ### 3/5 — Major update on the UI *2026-03-17, version 4.0.251200* App is okay just need to feel more smooth and update it ### 4/5 — Good Website *2026-02-28, version 4.0.251200* This is a good website. It could be a little more robust. However, it is comparable to other Credit Union websites. ### 3/5 — Barely adequate *2026-02-23, version 4.0.251200* It is very difficult to find things and the transfer menu doesn’t function at all. ### 5/5 — Easy to Use *2026-02-21, version 4.0.251200* I love the ACCU app, it’s easy to use and has great functionality. ### 5/5 — Jolie De Galicia *2026-02-21, version 4.0.251200* I love my bank and all the beautiful Christian people that work there ..❤️ ### 5/5 — Easy to Use *2026-02-19, version 4.0.251200* Nice app. Great features. ### 4/5 — User Friendly *2026-02-17, version 4.0.251200* Easy to navigate. Would like to see more details of pending transactions ### 5/5 — Great app, very user-friendly! *2026-02-16, version 4.0.251200* I’ve never had any issues with this app going back to 2018 or 2019. It’s great! ### 5/5 — Excellent Customer Service *2026-02-13, version 4.0.251200* Left Navy Federal Credit Union for a better banking institution. Zero regrets! Thank you ACCU! ### 4/5 — A little small *2026-02-13, version 4.0.251200* On the home page, the smallest type needs to be larger and darker on the white background. Other than that, it’s a great App. ### 5/5 — Admin Pastor *2026-02-13, version 4.0.251200* Great app ### 5/5 — Review *2026-02-13, version 4.0.251200* Great service thank you all!! ### 5/5 — Steve Steingraeber *2026-02-12, version 4.0.251200* ACCU APP is most user friendly and owns great security I’m happy! ## Most critical reviews (10 lowest-rated) ### 1/5 — Direct deposit system horrible *2026-02-19, version 4.0.251200* The accounts are fine. But it doesn’t deposit all the types of checks. ### 1/5 — What’s Up?!!! *2026-02-16, version 4.0.251200* The app shows Point of Sale Withdrawal for $6.48 on Tuesday, February 17, 2026 but today is Monday, February 16th, so what in the world is up with that (a prophecy)?!!! If that’s a bug in your database, that needs to be corrected a.s.a.p.!!! Also, it seems to me that sometimes I get updated checking acct balances delayed, which would have one think there’s additional money in the acct (this can trigger overspending and overdraft balances). Is that a way to collect $$ if the unpaid balance goes into overdraft? And then if you do have a balance in overdraft, you can’t even transfer it (you have to call Customer Service to make the transfer). The app should be designed to automatically pay off any accumulated interest. ### 1/5 — Near Perfect *2026-02-14, version 4.0.251200* Could use a few improvements, maybe, but so good already, I hope they leave it alone. ### 1/5 — Not ready for prime time *2025-12-09, version 4.0.250500* Lacks many basic functions available with other banking app. Have to call to transfer money from outside bank, then it didn’t even get done, which makes the app useless and inconvenient for internet banking since there are no branches ### 1/5 — No pending transaction shows *2025-09-22, version 4.0.250500* We need to be able to see pending transactions. Also Credit Card does not even show current transactions ### 1/5 — They don’t keep their promises *2025-02-20, version 4.0.5910* We signed up when they had a new account bonus. We did everything we were supposed to, except apparently we were like $20 off on one of the deposits which we didn’t realize. We spent hours and hours on hold and talking to people and were promised over and over again that they would still honor the deal. But they never did. Worst customer service I’ve ever experienced and they definitely don’t act like Christians ### 1/5 — Glitchy mobile deposit *2024-03-08, version iOS 4.0.5814* When I make a deposit, I have to close out between each check because the last check I deposited shows up when I’m trying to deposit the next one. It’s very frustrating! I have tried to report this and I was told that someone would get back to me but no one has responded. I hope someone can fix this glitch! Also, my different accounts keep moving around in the app… I put them in the order I want them, but they move anyway. It’s very frustrating!! ### 1/5 — Glitchy mobile deposit *2022-11-14, version 4.0.5724* When I make a deposit, I have to close out between each check because the last check I deposited shows up when I’m trying to deposit the next one. It’s very frustrating! I have tried to report this and I was told that someone would get back to me but no one has responded. I hope someone can fix this glitch! ### 2/5 — ACCU app *2026-02-12, version 4.0.251200* The app doesn’t have Zelle ### 2/5 — Hit and miss *2024-03-27, version iOS 4.0.5814* Far too unreliable. ## Most praised reviews (10 highest-rated) ### 5/5 — Prize Banking! *2026-06-25, version 4.0.251200* ACCU is the best Credit Union. We have been members since we pastored our first church in New Albany, OH. All staff members work so hard to provide excellent service for all members! ### 5/5 — Great app *2026-05-22, version 4.0.251200* Awesome ### 5/5 — Great Credit Union *2026-04-29, version 4.0.251200* ACCU is a great banking institution, the app is easy to use and gets the job done! Recomendable this financial institution and the app. ### 5/5 — Easy to use *2026-03-25, version 4.0.251200* The ACCU app is an easy app to use and is convenient for handling some transactions and to check my accounts at any time. ### 5/5 — Great App *2026-03-16, version 4.0.251200* Easy to use! ### 5/5 — Peace of mind *2026-03-10, version 4.0.251200* I have been banking with ACCU for over 15 years and love their friendly and easy service. When I have an issue and I can, It feels like I am heard. ### 5/5 — Easy banking *2026-03-06, version 4.0.251200* I can do everything I need to ### 5/5 — Great Service *2026-02-26, version 4.0.251200* Always helpful service and a pleasant person to talk to instead of a chatbot. Really helpful to have the high yield savings available now. ### 5/5 — Love it *2026-02-26, version 4.0.251200* It’s awesome and convenient ### 5/5 — New features *2026-02-21, version 4.0.251200* I love this app! ACCU always has new features and now they have Zelle! And it is very easy to set up transfers. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*