# Americor

> Finance app for debt management, payment tracking, and settlement progress. (iPhone/iPad app by Americor Funding, Inc.)

- Source: https://appshunter.io/ios/app/americor/id1399559299 (this page in markdown: same URL + `.md`)
- Developer: [Americor Funding, Inc](https://appshunter.io/developer/1399559298)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 1,275 App Store ratings · 82 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 235 MB
- Languages: American English, European Spanish
- Released: 2018-07-24
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/americor/id1399559299/reviews.md

## What is Americor?

Americor Clients can now easily manage their accounts through the app.

Our app makes it easy to:

• View your upcoming payments and your payment history
• Simply upload documents via the app (Improved)
• View settlement progress with creditors
• View settlement offers
• Receive notifications about your account

Americor is a next generation finance technology company. Our proprietary platform was designed from the ground up with one goal in mind: help consumers get out of debt. Our technology allows consumers to restructure their debt and provide them with lower cost debt consolidation loans.

## Key features

- View upcoming payments and history
- Upload documents
- Track settlement progress
- View settlement offers
- Receive account notifications

## What do users think of Americor?

Overall sentiment: negative

**Pros**

- 🙌 Changed my life
- 💰 Saved money
- 👍 Great company

**Cons**

- 💸 Expensive fees
- 🤯 Stressful experience
- 🚨 Untrustworthy
- 🤬 Poor customer service

**Commonly reported bugs**

- App crashes and freezes
- Login issues
- Compatibility problems with iOS 18.1

**Most requested features**

- Provide clear fee information upfront
- Improve communication and transparency
- Offer better debt settlement options

## Recent user reviews (10 of 82)

All indexed reviews: https://appshunter.io/ios/app/americor/id1399559299/reviews.md

### 1/5 — Scammer company stay away

*2026-06-06, version 7.4.0*

They stole from me 1500$ stay away from this scammer horrible people

### 1/5 — Scammers

*2026-04-15, version 7.3.0*

Be careful never trust them
U can settle your own just call your bank

### 1/5 — Bad Bad Bad

*2026-03-05*

Debt Settlement is bad for your credit you pay them the program fees read fine print! you save very little money over all your creditors hate you and can send you to court and just by following program. Messes with your credit for 7 years very bad.

**Developer response:** Air Force JJ,

Thank you for sharing your feedback. Debt settlement programs can impact credit, and we strive to be transparent about the process, including potential risks, timelines, and program fees, so clients can make informed decisions about their financial options. If you would like us to review your situation or address any concerns, please contact us at officeofthepresident@americor.com
 so we can assist you further.

-Americor

### 1/5 — Americor Is A Heartless & Deceptive Operation

*2026-01-30, version 7.1.0*

Americor was NOT a Finance company when I was a client. They were a debt relief program. They claimed that they were a debit negotiations company!
Yes I signed up because of my debit to income ratio. But what Americor doesn’t want you to know can hurt you. Today 1/30/26  I received a 1099c form from SYNCHRONY BANK. They funded my Lowes credit card. I reached out to Americor customer support about this.  I asked why someone didn’t inform me about this? I was told that I should have read page three. I said if someone had disclosed this upfront I wouldn’t have used this service.I said that I signed the documents online. The agent said that I should have been adult enough to read all the documents. 
My wife passed away in October 2025. I don’t know how long I’m going to be able to survive financially. This has also set me back emotionally as well!

### 5/5 — Great app

*2026-01-27, version 7.1.0*

Love this app

### 1/5 — Waiting

*2026-01-21*

I was told this company would pay my debt off once I signed up. Well I have made SIX PAYMENTS TO THIS COMPANY and they still haven’t paid my credit cards off. I have NEVER been late in paying my creditors and now Americor has ruined my credit score and still have not paid my debts!! Don’t sign up with this company. My next call will be to my attorney!!!!!! Very dissatisfied!!

**Developer response:** We’re sorry to hear about your experience and understand how frustrating this situation can feel. Americor is a debt resolution program, not a debt payoff service payments are first accumulated in a dedicated account so negotiations can be made with creditors for reduced settlements once sufficient funds are available.

We take your concerns seriously and would like the opportunity to review your account and address expectations, timing, and next steps. Please contact our Office of the President at officeofthepresident@americor.com
, and a senior team member will follow up directly.

Thank you for bringing this to our attention.

### 4/5 — Fee

*2026-01-21*

How much do I pay
I would like to know how much you are going to charge me when I am out of debt? Am I going back into debt just to pay you? Dollar amount please.

**Developer response:** Molly,

We’re sorry to hear about your experience and understand how frustrating this situation can feel. Please contact our Office of the President at officeofthepresident@americor.com as we cannot locate your account to provide that information, and a team member will follow up directly. Thank you for bringing this to our attention.

### 1/5 — Don’t do this

*2026-01-11, version 7.1.0*

They charged 17000$ fee stay away from this

### 2/5 — I was told

*2026-01-08*

When I started in the beginning I was told that I am in control of my account. I asked if I could skip a payment and was told I was good to go and congratulation’s your next payment will be on February fifth and my January payment will be skipped. I needed to skip that payment because of a financial situation I was in. The  one of only problem is Americor took the payment from my bank for January putting my bank in the hole. Now, I have lost any confidence in Americor. I read a response from one of your customers that he was basically raked over the coals when he tried to get the loan you told us about to help get him out of debt sooner. The only problem with that was the interest rate was higher than the loan interest was way higher than regular credit card rates which is totally unacceptable. This doesn’t sound like a company that I would have trusted to handle such an important matter. Now I am in a situation where it seems I should have gone with someone else to handle my credit situation. Not sure if I made the right decision. Shame on you.

**Developer response:** We’re truly sorry to hear about your experience and understand how upsetting and stressful this situation must have been—especially when it impacted your bank account. We regret that your expectations around skipping a payment were not met, and we understand how this affected your confidence in our services.Please contact officeofthepresident@americor.com
 so our leadership team can look into this matter directly and follow up with you. Your feedback is important and helps us improve communication and client support.

### 1/5 — Do not recommended

*2025-12-04*

Did not tell me about such high fees when it comes to settling offers, put them in the back of my paper work. Doesn’t feel like such a big settle after the big percent they charge for doing it!! Might as well and negotiate yourself

**Developer response:** We’re sorry to hear about your concerns and appreciate your feedback. We strive to provide clear information regarding fees and settlement processes, and we regret if this was not communicated effectively in your case.

We would like the opportunity to review your account and address any questions or concerns you may have. Please reach out to us directly at Officeofthepresident@americor.com
 so we can assist you.

–Americor

## Frequently asked questions about Americor

### What does this app do?

This app helps consumers manage their debt and financial accounts. It allows users to view upcoming payments and payment history, upload important documents, and track their progress with creditors and settlement offers.

### What are the key features of the app?

Key features include the ability to view upcoming payments and payment history, upload documents directly through the app, monitor settlement progress with creditors, review settlement offers, and receive important account notifications.

### Is this app free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, in-app purchases, or advertisements.

### Who is this app designed for?

This app is designed for consumers who are looking for tools to help them get out of debt. It's particularly useful for individuals seeking to restructure their debt, find lower-cost debt consolidation loans, and manage their financial accounts efficiently.

### How does this app help with debt?

The app facilitates debt management by allowing users to track their payments, view settlement offers from creditors, and monitor their overall progress towards becoming debt-free. It's part of a platform designed to help consumers restructure their debt.

## Version history (last 5 releases)

### 7.7.1 — 2026-08-26

Thank you for using Americor!
This update includes performance improvements and bug fixes to enhance your experience and make tracking your Americor program even smoother.
Enjoying the app? We’d love your feedback!

### 7.7.0 — 2026-07-30

We've enhanced the Creditors section to give you a clearer view of your progress and make it easier to track the status of each enrolled account. This update also includes general performance improvements and bug fixes to deliver a smoother, more reliable experience throughout the app.

### 7.6.0 — 2026-06-25

Exclusive Member Savings are now available in the Americor app! Unlock limited-time discounts on everyday essentials, shopping, entertainment, and more. As you work toward becoming debt-free with Americor, enjoy exclusive savings designed to help you keep more money in your pocket. Additionally, it introduces new community moderation features, allowing users to report and block content from community members who violate platform guidelines.

### 7.5.0 — 2026-06-08

This release brings new ways to personalize your Community experience with custom profile photos, new avatar styles, and enhanced profile management. Stay up to date with important announcements, resources, and discussions highlighted through Featured Posts and Carousel functionality. We've also improved the Help Center and delivered performance enhancements and bug fixes for a smoother experience.

### 7.4.0 — 2026-05-05

This release includes performance improvements and enhanced system stability. It also introduces improved access to your webinars and community for a smoother, more streamlined experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
