# AmeriCU Credit Union > Mobile banking for account management, payments, and financial tools. (iPhone/iPad app by AmeriCU Credit Union.) - Source: https://appshunter.io/ios/app/americu-credit-union/id903051488 (this page in markdown: same URL + `.md`) - Developer: [AmeriCU Credit Union](https://appshunter.io/developer/472848548) - Category: Finance, Productivity - Price: Free - Rating: 4.78/5 from 8,859 App Store ratings · 86 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 147 MB - Languages: English, Chinese - Released: 2014-10-31 - Data updated: 2026-08-30 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/americu-credit-union/id903051488/reviews.md ## What is AmeriCU Credit Union? Connect wherever life takes you with AmeriCU Credit Union's mobile banking! Members can log into mobile banking to view account balances and recent transactions, transfer funds, deposit checks, send secure messages, pay bills or send money to friends and family, check their credit score, find an ATM near their current location, and more. Apply for a new loan, open a new account, manage accounts and loans in one place, and get access to budgeting and card management tools you need. Plus, there are added cash management features specific to business members that make running your business easier, allowing you more time to connect with your customers. ## Key features - View account balances and transactions - Transfer funds between accounts - Mobile check deposit - Bill payment and person-to-person payments - Credit score monitoring - ATM locator - Loan applications and account opening ## What do users think of AmeriCU Credit Union? Overall sentiment: neutral **Pros** - 👍 Great app overall - 🚀 Convenient mobile banking features - 💳 Useful credit card management - 🔒 Secure login options - ⭐ Satisfied customers **Cons** - 🐛 Frequent app crashes and bugs - ⏱️ Slow transaction processing - 💰 Excessive overdraft fees - 🤔 Confusing or unintuitive UI - 🔄 Issues with mobile check deposit **Commonly reported bugs** - Login issues with long passwords - Pending charges not showing in app - Mobile check deposit not working - Credit card transaction history missing - Scheduled payments disappearing from view **Most requested features** - Add account number transfer for Zelle-like functionality - Improve credit card transaction visibility - Implement advanced reporting and analytics - Restore quick account balance widget - Bring back certified check ATM option ## Recent user reviews (10 of 86) All indexed reviews: https://appshunter.io/ios/app/americu-credit-union/id903051488/reviews.md ### 1/5 — Removing features *2026-07-10, version 2026.04.02* They got rid of the external account loan payment feature which is the only reason why I even downloaded the app. Thanks guys :/ ### 5/5 — Love the services *2026-06-24, version 2026.01* A great way to bank. Love everything about it. ### 5/5 — Great *2026-06-14, version 2026.01* Great ### 2/5 — Apps not working *2026-06-13, version 2026.01* The app isn’t working. It won’t even download again ### 2/5 — Garb *2026-06-10, version 2026.01* Trying to connect my Cash App via my card and through the app of AmeriCU and still won’t work trash ### 4/5 — Joint account *2026-06-08, version 2026.01* My wife and I have a joint checking and savings accounts and only one of us can see the information on the app and the other can only see the names of the accounts. Kind of annoying that this problem isn’t fixed yet. We don’t have this problem at our other credit union. ### 5/5 — Stop with the review requests *2026-05-30, version 2026.01* Love the credit union but can’t stand being asked to write a review every time I visit the site 😡 ### 1/5 — Faulty app misapplies funds for mortgage *2026-05-18, version 2026.01* App repeatedly misapplied funds for mortgage payments resulting in multiple payments being sent instead of a single payment applied to the principle. ### 5/5 — To make this damn pop up go away *2026-05-15, version 2026.01* It’s great ### 1/5 — App used to be great *2026-04-03, version 2025.10.1.2* The app no longer shows your changes in real time. They don’t show your pending transactions yet they deduct the amount from your balance. Even transfers, they deduct the amount from the balance but do not show the transaction. It is ridiculous that they do “upgrades” that are nothing but downgrades and this is coming from someone who has been with them for YEARS and loves them.. but their app, stinks!! ## Frequently asked questions about AmeriCU Credit Union ### What can I do with the AmeriCU Credit Union mobile app? The app allows members to view account balances and recent transactions, transfer funds, deposit checks, pay bills, send money to friends and family, check their credit score, and find nearby ATMs. It also facilitates applying for loans, opening new accounts, and managing existing accounts and loans. ### Are there any special features for business members? Yes, the app includes added cash management features specifically designed for business members. These tools aim to simplify running a business, allowing business owners more time to focus on their customers. ### Is this app free to use? Based on the provided information, the app is free to download and use. There are no in-app purchases mentioned, and the monetization model is listed as 'free'. ### What are the main benefits of using this mobile banking app? The primary benefits include convenient access to your accounts from anywhere, the ability to perform essential banking tasks like transfers and deposits on the go, and tools for managing your finances, such as budgeting and card management. Business members also gain access to efficient cash management solutions. ## Version history (last 5 releases) ### 2026.04.02 — 2026-07-07 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2026.01 — 2026-04-07 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.10.1.2 — 2025-12-09 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.7.2.1 — 2025-09-15 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.5.0.1 — 2025-07-08 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ## More apps by AmeriCU Credit Union - [AmeriCU Cards](https://appshunter.io/ios/app/americu-cards/id919235384) - [AmeriCU Credit Union Business](https://appshunter.io/ios/app/americu-credit-union-business/id1568809020) - [AmeriCU Mortgage App](https://appshunter.io/ios/app/americu-mortgage-app/id1659955585) All apps by AmeriCU Credit Union: https://appshunter.io/developer/472848548 ## Related topics [uofm credit union](https://appshunter.io/ios/topics/uofm-credit-union) · [5point credit union](https://appshunter.io/ios/topics/5point-credit-union) · [sharon credit union app](https://appshunter.io/ios/topics/sharon-credit-union-app) · [lenco credit union](https://appshunter.io/ios/topics/lenco-credit-union) · [amfirst credit union](https://appshunter.io/ios/topics/amfirst-credit-union) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*