# Amigo AI - Expense Tracker — Split, Budget, Bills & Debt

> AI-powered personal finance assistant for expense tracking, budgeting, and bill management. (iPhone/iPad app by Tirupati Balan.)

- Source: https://appshunter.io/ios/app/amigo-ai-expense-tracker/id6450652473 (this page in markdown: same URL + `.md`)
- Developer: [Tirupati Balan](https://appshunter.io/developer/545914111)
- Category: Finance, Productivity
- Price: $6.99 with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 92 MB
- Languages: American English, Arabic, Danish, Dutch, French (France), German (Germany), Gujarati, Hindi, Italian, Japanese and 10 more
- Released: 2023-06-27
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/amigo-ai-expense-tracker/id6450652473/reviews.md

## What is Amigo AI?

Amigo AI is your intelligent personal finance assistant, designed to simplify financial management on iOS. Whether you're tracking transactions, creating budgets, managing bills, or seeking personalized advice, Amigo AI combines the power of AI with secure data handling to provide clear, actionable insights.

Key Features:
- Automated Transaction Logging: Syncs transactions and categorizes them automatically, so you don't have to worry about manual entry.
- Dynamic Budgeting: Real-time budget adjustments based on spending patterns help you stay on track with your financial goals.
- Split Expenses: Easily divide costs with friends, family, or roommates and track who owes what.
- Debt Management: Monitor and manage your debts with smart repayment strategies and progress tracking.
- Bills Management: Never miss a payment with automated bill tracking, reminders, and payment scheduling.
- Currency Converter: Access real-time exchange rates and convert between currencies instantly for international transactions.
- Smart Calculator: Built-in calculator with integrated currency conversion for quick financial calculations on the go.
- Personalized Financial Guidance: Tailored advice on budgeting, spending, and investing supports your long-term financial health.
- Privacy & Security: Your data is safely stored in iCloud using CloudKit, giving you full control and ensuring only you have access.
- Customizable Experience: Amigo AI adapts to your unique needs, offering options to personalize with your own OpenAI key, tone, and more.

PERFECT FOR:
- Couples sharing household expenses and tracking joint budgets
- Students managing limited budgets and splitting costs with roommates
- Freelancers tracking business expenses and tax deductions
- Travelers converting currencies and tracking international spending
- Anyone seeking a Mint alternative with enhanced AI capabilities

WHAT MAKES US DIFFERENT:
Unlike traditional budget apps, Amigo AI learns your unique spending habits and provides proactive insights. Our AI assistant anticipates your needs, suggests savings opportunities, and helps you avoid overdrafts before they happen.

LOVED BY OUR USERS:
***** "App for the AI era!! Voice Siri to add expenses enables lazy people like me to track easily" - Eesansiva
***** "The financial insights section is amazing, helped me track my expenses and keep watch" - Avnish S.
***** "Made a significant change in my expense tracking and helps me follow budget goals" - Nadz04
***** "User friendly design and AI driven insights make tracking expenses a breeze" - Nikitarao

NEW IN 2025:
- Smart Debt Management - Track multiple debts with snowball & avalanche calculators
- Advanced Bills Tracker - Never miss payments with intelligent reminders & auto-scheduling
- Real-time Currency Converter - Live exchange rates for 150+ currencies
- Financial Calculator Pro - Built-in currency conversion for instant international calculations
- Gmail Receipt Scanner - Auto-import and categorize email receipts from any bank
- Bank Statement Import - Upload CSV/PDF files for instant AI categorization
- Expense Splitting - Divide costs with friends and track who owes what
- Voice Commands - Add expenses hands-free with Siri integration

Why Amigo AI?
Founded by indie developer Tirupati Balan, Amigo AI was created to address the challenges of managing finances on iOS without SMS synchronization or manual logging. With an intuitive design and advanced machine learning, Amigo AI turns financial management into an effortless experience.

Secure and Private
Amigo AI prioritizes your privacy, ensuring compliance with GDPR standards, routine audits, and secure access through Apple's DeviceCheck API. From end-to-end encryption to customizable financial insights, your security is at the forefront of everything we do.

For inquiries, reach out to Tirupati Balan at hello@amigo.finance.

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Automated transaction logging
- Dynamic budgeting
- Split expenses
- Debt management
- Bills management
- Personalized financial guidance
- Currency converter

## Pricing and in-app purchases

Base price: $6.99.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| All Access | $0.99 | per month |
| All Access | $9.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Free | $24.99 | one-time |


## Recent user reviews (10 of 30)

All indexed reviews: https://appshunter.io/ios/app/amigo-ai-expense-tracker/id6450652473/reviews.md

### 1/5 — Frequent app crashes !Incorrect Language Display for Indian Rupee in Currency Selection

*2025-08-27*

After purchasing i go to change currency it was preset on USD. When selecting a currency, the Indian Rupee is displayed in Urdu script (پَن٘دُسْتانی رُوپَے) instead of English (“Indian Rupee”). This causes confusion for users in India who expect the currency name to be shown in Hindi or English.


After one month of use this app crashes all the time, the icloud sync fails everytime 

i like the concept but compatibility is dogsh#t

**Developer response:** Hi,

Extreamly sorry for giving such bad experience. Let me solve this bug as soon as possible. It is known. Try to restart the it will be normal.

### 1/5 — Won’t allow me to go premium

*2025-07-07*

Downloaded off of app advice and it won’t allow me to event subscribe and upgrade. Crashes every time I go into settings

### 1/5 — Why can’t I “go premium”?

*2025-07-07*

There’s no “go premium” and I really wanted to! Why can’t i “go premium”? Why?!

### 1/5 — Multilenguaje inefectivo

*2025-07-06*

A pesar de que la app indica que el idioma español está disponible y que la IA indica que puede responder en español: Nunca respondió las interrogantes en español ni tradujo las respuestas dadas aunque fue solicitada la traducción.
La IA se mofa de las dudas planteadas y más cuando se le indica que respuestas que no sean en español implicarán mala reseña 🤣🤣🤣🤣🤣
Quise usar múltiples divisas para probar y solo pude usar una sola por vez, si cambio la divisa al abrir una cuenta nueva, todas las cuentas cambian a la nueva divisa.

### 1/5 — No 0 offer

*2025-07-06*

No life subscription access.

### 1/5 — I can’t activate premium.

*2025-07-06*

I just downloaded the app and there’s no option to activate premium. Despite is free only today.

### 1/5 — Update deleted my existing data!

*2025-06-16*

The latest update deleted my existing data! In addition there is a forced onboarding screen that I cannot dismiss. Why did you ruin the app???

### 1/5 — Wrong currency format

*2025-06-11*

Dev can’t seem to fix the currency format bug for US Dollar.

### 1/5 — Unusable – Data Loss Makes It Pointless

*2025-05-01*

This app had potential, but it completely fails at the one thing a budget tracker should do: keep track of your money reliably. If you remove the app from the background or it closes unexpectedly, all your transactions vanish. No backup, no autosave—just gone. Imagine logging every expense and then losing it all randomly. It defeats the whole purpose of budgeting. Until this is fixed, I can’t recommend it to anyone serious about managing their finances.

### 3/5 — Prompting Premium User to No Credit Balance to Use the AI server

*2025-04-14*

Despite being an acknowledged active Premium user, the app is prompting that user do not have enough credit balance to use the AI feature tabs. Please fix

## Frequently asked questions about Amigo AI

### What is Amigo AI?

Amigo AI is an intelligent personal finance assistant designed to simplify financial management. It helps users track transactions, create budgets, manage bills, and offers personalized financial advice.

### How does Amigo AI handle my data?

Your data is safely stored in iCloud using CloudKit, ensuring only you have access. This provides full control over your financial information.

### Can Amigo AI help me split expenses?

Yes, Amigo AI allows you to easily divide costs with friends, family, or roommates and keeps track of who owes what.

### Does Amigo AI offer budgeting features?

Yes, Amigo AI features dynamic budgeting that adjusts in real-time based on your spending patterns, helping you stay on track with your financial goals.

### What are the subscription options for Amigo AI?

Amigo AI offers an 'All Access' subscription at $0.99 per month or $9.99 per year, both with a 14-day free trial.

### Is Amigo AI available on multiple devices?

Amigo AI is supported on Apple Watch, iPhone, and iPad, allowing you to manage your finances across your devices.

### How often is Amigo AI updated?

The app was last updated on October 19, 2025, with version 2.0.112. Recent updates include smart debt management and an advanced bills tracker.

### What makes Amigo AI different from other budgeting apps?

Amigo AI uses AI to learn your spending habits and provide proactive insights, anticipating your needs and suggesting savings opportunities.

## Version history (last 5 releases)

### 2.0.112 — 2025-10-19

Optimization which matters the most!!

Love
Amigo

### 2.0.111 — 2025-09-24

Optimization which matters the most!!

Love
Amigo

### 2.0.110 — 2025-09-22

Tab bar experience for iPad with Apple Liquidity.

Love
Amigo

### 2.0.109 — 2025-09-20

Agentic AI and Adopting Liquid Glass!! 

Love
Amigo

### 2.0.108 — 2025-09-10

iCloud sync improvements!!

Love
Amigo

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All apps by Tirupati Balan: https://appshunter.io/developer/545914111

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*