# amlak: Personal Finance — up to 1.6 million riyal

> Personal finance app for loans up to 1.6 million SAR with flexible terms. (iPhone/iPad app by Amlak International for Real Estate Finance.)

- Source: https://appshunter.io/ios/app/amlak-personal-finance/id6446032599 (this page in markdown: same URL + `.md`)
- Developer: [Amlak International for Real Estate Finance](https://appshunter.io/developer/1586839457)
- Category: Finance
- Price: Free
- Rating: 4.37/5 from 114 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.4 · 91 MB
- Languages: Arabic, English
- Released: 2024-06-25
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/amlak-personal-finance/id6446032599/reviews.md

## What is amlak?

amlak International app, create your dreams and achieve your goals with amlak. Are you looking for personal financing even if you have another loan?
 
Enjoy a user-friendly and secure app experience as you navigate through our diverse range of products and services.
 
App Features:
• Quick and easy loan approvals for eligible applicants! 
• Up to 1.6 million SAR 
• Paperless 
• For government and private sectors 
• Up to 60 months
• Salaries starting at SAR 3,000
• No guarantor
• Saudis and Expats
• Flexible financing options: We offer competitive rates and customizable loan amounts up to 1.6 Million SAR, repayable within 6 to 60 months. Whether you're seeking personal finance, real estate investments, or SME support, amlak offers a range of solutions that adhere to Islamic finance principles. Enjoy digital convenience with our app, featuring quick approvals, competitive margins, and flexible repayment options.
 
Personal Finance:
• Minimum and maximum period of repayment 6 to 60 months
• Maximum APR: 23.77%
• Administrative fees: 1% of the loan amount or 5,000 SAR
 
Example:
Salary: Less than 10,000 SAR
Loan amount: 100,000 SAR
Financing period: 36 months
APR: 23.77%
Monthly Installment: 4,500 SAR
 
Download amlak app and apply for your financing effortlessly, anytime, anywhere.

## Key features

- Quick loan approvals
- Up to 1.6 million SAR financing
- Paperless application
- Flexible repayment terms (6-60 months)
- Competitive APR up to 23.77%
- Islamic finance principles

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/amlak-personal-finance/id6446032599/reviews.md

### 1/5 — لاتتحمسون كثير

*2025-04-22*

تطبيق لايشمل الجميع رغم وجود خانه طالب و خانة غير موظف لكن لايقبلهم للاسف وش حاجتي لكم اجل اذا ماتقبلوني مثلكم مثل البنوك مافي اي تميز 👎🏼👎🏼

**Developer response:** ياهلا بك، هناك عدة شروط يقوم النظام بتقييمها لقبول أو رفض التمويل، منها التاريخ الائتماني، الراتب وحتى الالتزامات الشهرية، لذلك نعتذر على رفض الطلب ونتمنى أن تجرب مرة أخرى في وقت لاحق بعد استيفاء الشروط

### 1/5 — كلام فاضي

*2025-04-19*

مايقبلون احد

**Developer response:** وآلاف العملاء الذين يقبلون يومياً؟ 😅 شروط التمويل وتقييم الحالات تتم من خلال النظام، ولا يقبل جميع الطلبات إلا إذا كانت موافية للشروط

## Frequently asked questions about amlak

### What is the maximum loan amount amlak offers?

amlak offers financing amounts up to 1.6 million SAR. This allows for significant personal finance, real estate investments, or SME support.

### What is the maximum APR for amlak loans?

The maximum Annual Percentage Rate (APR) for amlak loans is 23.77%. This rate is competitive and applied to the loan amount.

### How long can the repayment period be for amlak financing?

The repayment period for amlak financing is flexible, ranging from a minimum of 6 months to a maximum of 60 months. This allows users to customize their repayment schedule.

### Does amlak require a guarantor for loans?

No, amlak financing does not require a guarantor. This simplifies the application process for eligible applicants.

### Who is eligible to apply for amlak financing?

Eligibility extends to both Saudis and expats working in government and private sectors, with salaries starting at SAR 3,000. The app provides quick approvals for eligible applicants.

### What are the administrative fees for amlak loans?

The administrative fees for amlak loans are 1% of the loan amount or a maximum of 5,000 SAR. This fee is applied to the loan processing.

### On which devices can I use amlak?

amlak is available for iPhone and iPod devices. The app is designed for mobile use on these platforms.

### How often is amlak updated?

The latest version of amlak is 1.3.20, and it was last updated on August 17, 2025. This indicates regular updates to improve the app's functionality and security.

## Version history (last 5 releases)

### 1.3.20 — 2025-08-17

This version brings a streamlined interface, new tools to manage your finances effortlessly. We've also included bug fixes and performance improvements to ensure smoother operations.

### 1.3.19 — 2025-08-07

This version brings a streamlined interface, new tools to manage your finances effortlessly. We've also included bug fixes and performance improvements to ensure smoother operations.

### 1.3.18 — 2025-07-28

This version brings a streamlined interface, new tools to manage your finances effortlessly. We've also included bug fixes and performance improvements to ensure smoother operations.

### 1.3.17 — 2025-07-28

This version brings a streamlined interface, new tools to manage your finances effortlessly. We've also included bug fixes and performance improvements to ensure smoother operations.

### 1.3.16 — 2025-07-04

This version brings a streamlined interface, new tools to manage your finances effortlessly. We've also included bug fixes and performance improvements to ensure smoother operations.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
