# Amortization Calculator - Calc — Loan Payment Schedule - Emi

> Loan payment and amortization schedule calculator with charts. (iPhone/iPad app by Phan Nhat Đang.)

- Source: https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010 (this page in markdown: same URL + `.md`)
- Developer: [Phan Nhat Đang](https://appshunter.io/developer/1437390098)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.60/5 from 796 App Store ratings · 12 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 6 MB
- Languages: American English, Czech, Danish, Dutch, French (France), Indonesian, European Portuguese, Latin American Spanish, Swedish
- Released: 2021-03-03
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010/reviews.md

## What is Amortization Calculator?

Use this app to estimate your monthly loan payment and review an amortization chart. Simply enter the loan amount, loan term, and interest rate, and the app will calculate your monthly payment, total interest, and total payment.

You can also view annual or monthly amortization schedules and charts. The app is intuitive, simple, and easy to use.

DISCLAIMER:
This app is a calculation tool and does not provide financial, investment, legal, or tax advice. Results are for reference only and should not be used as the sole basis for financial decisions. Users should evaluate information independently and exercise caution before making any decisions.

SUBSCRIPTION INFORMATION:
This subscription gives users unlimited access to all app features during the active subscription period.

• Payment will be charged to your iTunes Account at confirmation of purchase.
• The subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period.
• Your account will be charged for renewal within 24 hours before the end of the current period, and the renewal cost will be shown.
• Subscriptions may be managed by the user, and auto-renewal may be turned off in the user's Account Settings after purchase.
• Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription, where applicable.

Privacy Policy: https://13520178.github.io/amortizationCalc/policy.html
Terms of Use: https://13520178.github.io/amortizationCalc/terms.html

We are happy to serve you. If you have any requests, don’t hesitate to contact us.
- phannhatd@gmail.com

## Key features

- Monthly loan payment estimation
- Amortization chart generation
- Total interest calculation
- Total payment calculation
- Annual amortization schedule
- Monthly amortization schedule

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Premium Package | $12.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Unlock all features | $4.99 | one-time |


## What do users think of Amortization Calculator?

Overall sentiment: negative

**Pros**

- 🚀 Easy to use
- 🚀 Super fast and inexpensive
- 👍 Beautiful design

**Cons**

- 🐛 Unable to input decimal values
- 💰 Paid subscription required
- 🐛 Incorrect monthly payment calculations
- 🔍 Infested with ads despite paid subscription

**Commonly reported bugs**

- Incorrect monthly payment calculations
- Crashes and freezes

**Most requested features**

- Extra payment calculation options (e.g., extra monthly, yearly, or one-time payment)
- Amortization schedule

## Recent user reviews (10 of 12)

All indexed reviews: https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010/reviews.md

### 5/5 — Very good

*2026-03-07*

Very good app. Easy to use. Super fast and inexpensive. Thanks

### 1/5 — Terrible

*2025-03-12*

Unable to put in anything but whole numbers. No decimal point like 6.35 just 6

### 1/5 — Never signed up. Wouldn’t have w/o an amortization schedule

*2024-06-06*

Why not just include everything that should be? I’d take amortization over an extra payment option.

### 1/5 — 0 development yet charge money?????

*2024-04-27*

They’ve made an app that could’ve been a student project. There has been 0 development on the app, and despite being infested with ads they also want you to pay a subscription? Ridiculous and embarrassing

### 1/5 — Paid Subscription?

*2024-02-06*

I used this app all the time, now they want $9.99 a year !! Have they lost their mind, especially w all the free apps out there.  I’ll pass on this, use to be my favorite app now, forget about it

### 1/5 — Terrible app

*2023-11-26*

I paid for a subscription. I still have advertisements I'm only able to calculate at a high-level not a true amortization schedule.

### 3/5 — Beautiful app but….

*2023-11-09*

This is a beautifully designed app but I wish it had an extra payment calculator option as well. Ex. Extra yearly, extra monthly, or one extra payment.

### 5/5 — Easy to Use!

*2023-03-06*

I use this app all the time for a variety of interest questions. It’s great for comparisons and knowing what you can afford.

### 1/5 — The monthly payments are consistently incorrect

*2022-09-20*

Horribly incorrect regularly

### 5/5 — OMG

*2022-05-02*

Ok

## Frequently asked questions about Amortization Calculator

### What does this app do?

This app helps you estimate your monthly loan payments and provides detailed amortization schedules and charts. You can input your loan amount, interest rate, and loan term to see your monthly payment, the total interest you'll pay, and the total amount repaid.

### What are the key features of the amortization calculator?

Key features include the ability to calculate monthly loan payments, generate amortization charts, and display annual or monthly amortization schedules. It also calculates the total interest and total payment for your loan.

### Is this app free to use?

The app offers a free version with in-app purchases for a subscription. The subscription provides unlimited access to all app features. Payment is handled through your iTunes Account, and subscriptions automatically renew unless turned off.

### What information do I need to use the app?

To use the app, you need to enter the Loan Amount, the Time (loan term), and the Interest Rate. With these details, the app can calculate your monthly payment, total interest, and total payment.

### Who would benefit from using this app?

This app is beneficial for anyone taking out a loan, such as a mortgage, car loan, or personal loan. It helps users understand the financial implications of their loan and plan their repayments effectively.

## Version history (last 5 releases)

### 2.3.0 — 2026-08-06

Bug fixes and performance improvements.

### 2.2.0 — 2026-06-17

Bug fixes and performance improvements.

### 2.0.1 — 2026-04-19

Bug fixes and performance improvements.

### 2.0.0 — 2024-01-27

Optimizing user experience.

### 1.2.0 — 2023-07-24

Bug fixes and performance improvements.

## Apps similar to Amortization Calculator

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All apps by Phan Nhat Đang: https://appshunter.io/developer/1437390098

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*