# Amortization Loan Calculator — Amortization Schedule & More

> Loan amortization calculator with repayment schedule generation and extra payment analysis. (iPhone/iPad app by JC Accounting & Innovative Technologies, Inc.)

- Source: https://appshunter.io/ios/app/amortization-loan-calculator/id1436857045 (this page in markdown: same URL + `.md`)
- Developer: [JC Accounting & Innovative Technologies, Inc](https://appshunter.io/developer/1246822420)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.70/5 from 1,080 App Store ratings · 16 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 10 MB
- Languages: American English
- Released: 2018-09-23
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/amortization-loan-calculator/id1436857045/reviews.md

## What is Amortization Loan Calculator?

This a simple yet powerful amortization calculator has the following capabilities:

• Calculate loan payments.
• Generate the loan repayment schedule.
• Share loan repayment schedule via Email.
• Add extra payments.
• Graph repayment schedule.
• Calculate total interest paid.
• Calculate impact of extra payment pay off time.
• Save multiple loans for easy access.

## Key features

- Calculate loan payments
- Generate repayment schedule
- Add extra payments
- Graph repayment schedule
- Calculate total interest
- Save multiple loans

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Amortization Purchase | $2.99 | one-time |


## What do users think of Amortization Loan Calculator?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use and understand
- ✅ Accurate calculations
- 💾 Ability to save loans
- 🎯 Simple and convenient interface
- 📊 Helpful for mortgage planning
- ➕ Can add extra payments to individual months

**Cons**

- 📢 Too many ads cluttering the interface
- 💰 Unexpected payment requests without clear pricing
- 🔧 Limited functionality (30-year mortgages only)
- ⚠️ Calculation accuracy issues reported
- 🐛 App crashes and freezing problems
- ❌ Confusing user interface with unclear controls

**Commonly reported bugs**

- App crashes when editing interest rate field
- Cannot change loan term length from 30 years
- No visible calculate button or calculation trigger
- App becomes unresponsive after entering data
- Incompatibility with iOS 12 and newer versions
- Calculation errors producing incorrect numbers

**Most requested features**

- Add date tracking for loan creation and payment dates
- Support for variable loan terms (not just 30 years)
- Biweekly and accelerated biweekly payment options
- Payment frequency flexibility beyond monthly payments
- Clear calculate button or improved UI guidance

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/amortization-loan-calculator/id1436857045/reviews.md

### 5/5 — Easy to understand

*2026-02-27*

Easy to use, accurate, and you can save your loans.

### 5/5 — Love this amortization

*2026-02-20*

Love the simplicity of this one.

### 4/5 — Very good apt but…..

*2026-01-12, version 1.3*

I like this apt.  It mostly gives me the info I need.  If I could suggest adding a feature, it would be the ability to add dates to when the loan was created and when payments are made.  Now it is only payment #’s.  Dates would give me a better picture of where I’m going & what future moves would do.

### 5/5 — Simple and brilliant

*2025-12-22*

Great app for tracking home loan repayment goals!

### 5/5 — The best

*2025-12-09*

Love everything . Helps me plan out my mortgage in paying off my loan early

### 1/5 — Bob D

*2024-12-29*

Too many ads and enticements!!!

### 5/5 — Very easy and convenient to utilize

*2023-04-12*

Nice

### 1/5 — A jip

*2020-09-24*

It’s asking for a payment when I downloaded this app. WHAT PAYMENT? THERE IS NOTHING ON THE APP FROM THE APPLE STORE THAT STATES HOW MUCH THE PAYMENT IS!

### 1/5 — worthless

*2020-01-26*

adds fill the screen making the app unusable, delete

### 1/5 — What is this math exactly....

*2019-10-12*

Numbers are so off every time. I use it to verify that my payments are right when I show clients numbers. Strike that.... is like to use it, but it’s wrong. Who in the world put this together and why did Apple allow it on the App Store?!?!

## Frequently asked questions about Amortization Loan Calculator

### What does the Amortization Loan Calculator do?

This app calculates your loan payments and generates a comprehensive amortization schedule. It helps you visualize your repayment progress, track total interest paid, and understand the impact of making extra payments towards your loan.

### What are the key features of this loan calculator?

Key features include calculating loan payments, generating detailed repayment schedules, the ability to add extra payments, graphing the repayment progress, calculating total interest, and saving multiple loans for easy access. You can also share your repayment schedule via email.

### Is this app free to use?

The app is free to download and use, but it does contain advertisements. There are also in-app purchases available, which may unlock additional features or remove ads.

### Who is this app designed for?

This app is designed for anyone who needs to manage loans, such as mortgages, car loans, or personal loans. It's particularly useful for individuals who want to understand their repayment timelines, calculate interest, and explore strategies for paying off debt faster.

### Can I save multiple loans in the app?

Yes, the app allows you to save multiple loans for easy access. This is beneficial if you have several loans or want to compare different loan scenarios without having to re-enter all the details each time.

## Version history (last 4 releases)

### 1.3 — 2023-02-02

• Updated UI and improved look & feel.
• Added annual amortization schedule.
• Added pie chart.
• Added interest vs total paid percentage comparison.

### 1.2 — 2019-11-05

Fixed calculation bug when updating the term length.

### 1.1 — 2018-10-06

Add 1 or more (arbitrary) lump sum payments.

### 1.0 — 2018-09-21

No release notes.

## Apps similar to Amortization Loan Calculator

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Loan Calculator‰](https://appshunter.io/ios/app/loan-calculator/id558688927) | 4.9 (104,929) | Free | Finance |
| [Car Loan Calculator,Auto Lease](https://appshunter.io/ios/app/car-loan-calculatorauto-lease/id1155867843) | 4.8 (1,319) | Free | Finance |
| [Loan Calculator - Loan2Me](https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816) | 4.8 (8,234) | Free | Finance |
| [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,434) | Free | Finance |
| [Mortgage Calculator- Home Loan](https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575) | 4.6 (412) | Free | Finance |
| [Loan Calculator - Home Payment](https://appshunter.io/ios/app/loan-calculator-home-payment/id1097378421) | 4.8 (313) | Free | Finance |

## More apps by JC Accounting & Innovative Technologies, Inc

- [UDP/TCP/REST Network Utility](https://appshunter.io/ios/app/udptcprest-network-utility/id1246823651)
- [Cop Overtime Management](https://appshunter.io/ios/app/cop-overtime-management/id1266800462)
- [Cop Overtime Lite](https://appshunter.io/ios/app/cop-overtime-lite/id1440084374)
- [Overtime Calculator 2.0](https://appshunter.io/ios/app/overtime-calculator-20/id1440173888)
- [NYC Precinct Map](https://appshunter.io/ios/app/nyc-precinct-map/id1455352784)

All apps by JC Accounting & Innovative Technologies, Inc: https://appshunter.io/developer/1246822420

## Related topics

[amortization loan calculator](https://appshunter.io/ios/topics/amortization-loan-calculator) · [amortization calculator](https://appshunter.io/ios/topics/amortization-calculator) · [amortization calculator mortgage](https://appshunter.io/ios/topics/amortization-calculator-mortgage) · [amortization calculator schedule](https://appshunter.io/ios/topics/amortization-calculator-schedule) · [free amortization loan calculator](https://appshunter.io/ios/topics/free-amortization-loan-calculator) · [amortization](https://appshunter.io/ios/topics/amortization) · [free amortization calculator](https://appshunter.io/ios/topics/free-amortization-calculator) · [loan repayment calculator apps](https://appshunter.io/ios/topics/loan-repayment-calculator-apps) · [loan amortization schedule](https://appshunter.io/ios/topics/loan-amortization-schedule) · [amortization table](https://appshunter.io/ios/topics/amortization-table) · [mortgage amortization](https://appshunter.io/ios/topics/mortgage-amortization) · [loan amortization car](https://appshunter.io/ios/topics/loan-amortization-car) · [loan amortization](https://appshunter.io/ios/topics/loan-amortization) · [amortization schedule](https://appshunter.io/ios/topics/amortization-schedule) · [amortization calculator emi](https://appshunter.io/ios/topics/amortization-calculator-emi) · [loan amortization business](https://appshunter.io/ios/topics/loan-amortization-business) · [loan payoff calculator](https://appshunter.io/ios/topics/loan-payoff-calculator) · [loan calculator pro](https://appshunter.io/ios/topics/loan-calculator-pro)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*