# Amortization Loan Calculator — user reviews > 16 indexed App Store user reviews of Amortization Loan Calculator by JC Accounting & Innovative Technologies, Inc, rated 4.70/5 from 1,080 ratings. - Source: https://appshunter.io/ios/app/amortization-loan-calculator/id1436857045/reviews - App overview in markdown: https://appshunter.io/ios/app/amortization-loan-calculator/id1436857045.md - Rating breakdown: 5★ 937 · 4★ 69 · 3★ 22 · 2★ 9 · 1★ 43 ## What do users think of Amortization Loan Calculator? Overall sentiment: mixed **Pros** - 👍 Easy to use and understand - ✅ Accurate calculations - 💾 Ability to save loans - 🎯 Simple and convenient interface - 📊 Helpful for mortgage planning - ➕ Can add extra payments to individual months **Cons** - 📢 Too many ads cluttering the interface - 💰 Unexpected payment requests without clear pricing - 🔧 Limited functionality (30-year mortgages only) - ⚠️ Calculation accuracy issues reported - 🐛 App crashes and freezing problems - ❌ Confusing user interface with unclear controls **Commonly reported bugs** - App crashes when editing interest rate field - Cannot change loan term length from 30 years - No visible calculate button or calculation trigger - App becomes unresponsive after entering data - Incompatibility with iOS 12 and newer versions - Calculation errors producing incorrect numbers **Most requested features** - Add date tracking for loan creation and payment dates - Support for variable loan terms (not just 30 years) - Biweekly and accelerated biweekly payment options - Payment frequency flexibility beyond monthly payments - Clear calculate button or improved UI guidance ## Most critical reviews (10 lowest-rated) ### 1/5 — Bob D *2024-12-29* Too many ads and enticements!!! ### 1/5 — A jip *2020-09-24* It’s asking for a payment when I downloaded this app. WHAT PAYMENT? THERE IS NOTHING ON THE APP FROM THE APPLE STORE THAT STATES HOW MUCH THE PAYMENT IS! ### 1/5 — worthless *2020-01-26* adds fill the screen making the app unusable, delete ### 1/5 — What is this math exactly.... *2019-10-12* Numbers are so off every time. I use it to verify that my payments are right when I show clients numbers. Strike that.... is like to use it, but it’s wrong. Who in the world put this together and why did Apple allow it on the App Store?!?! ### 1/5 — Won’t do anything but 30 years *2019-05-24* Dumb ### 1/5 — It won’t let you do 10 yr am *2019-05-20* Waste of time and frustrating. If you only want a 30 yr am it’s ok. But change from that and it won’t work. Next ### 1/5 — It doesn’t do anything *2019-02-20* I put the numbers in the fields, and then it does nothing. There is no “calculate” button or command, and gives the message “must calculate before you can” do anything else — like even leave the screen to go to a different function. I’m a financial professional who just needed a basic amortization calculator, but after 30 minutes of trying & passing this around for others to look at, no one could figure out how to get the calculator to calculate. I’ve deleted it. ### 1/5 — Only allows for monthly payments *2019-01-03, version 1.1* Can’t calculate based on biweekly or accelerated biweekly payments. ### 1/5 — App keeps crashing *2018-09-24* Perhaps it's because I've upgraded to iOS 12 two days ago, but I can't use this app. It keeps on crashing the moment I try and edit the interest rate field. I couldn't complete a single calc. However, if this is indeed the case, it would be a weak excuse by the developer as they would've had access to iOS12 since June to release an update. Frustrating that apps of this poor quality still exist on the App Store. **Developer response:** I’ve tested it on iOS 12 without issue. What device are you using? Can you comment further on the steps that lead to the crash. ### 2/5 — Can’t change term length *2019-05-15* I can’t change the loan to be anything other than 30 years. The field seems like it should edit and work, but it doesn’t. I do like the ability to add extra amounts to any individual months. Make the time work for arbitrary numbers, and I’ll be happy. ## Most praised reviews (6 highest-rated) ### 5/5 — Easy to understand *2026-02-27* Easy to use, accurate, and you can save your loans. ### 5/5 — Love this amortization *2026-02-20* Love the simplicity of this one. ### 5/5 — Simple and brilliant *2025-12-22* Great app for tracking home loan repayment goals! ### 5/5 — The best *2025-12-09* Love everything . Helps me plan out my mortgage in paying off my loan early ### 5/5 — Very easy and convenient to utilize *2023-04-12* Nice ### 4/5 — Very good apt but….. *2026-01-12, version 1.3* I like this apt. It mostly gives me the info I need. If I could suggest adding a feature, it would be the ability to add dates to when the loan was created and when payments are made. Now it is only payment #’s. Dates would give me a better picture of where I’m going & what future moves would do. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*