# AMP Bank GO: Digital Banking — Save. Earn. Everyday Banking. > Mobile-only banking for Australians and small businesses with rewards and fee-free accounts. (iPhone/iPad app by AMP Services Limited.) - Source: https://appshunter.io/ios/app/amp-bank-go-digital-banking/id6578432956 (this page in markdown: same URL + `.md`) - Developer: [AMP Services Limited](https://appshunter.io/developer/382797555) - Category: Finance, Business - Price: Free - Rating: 4.72/5 from 1,158 App Store ratings · 66 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 279 MB - Languages: American English - Released: 2025-01-06 - Data updated: 2026-08-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/amp-bank-go-digital-banking/id6578432956/reviews.md ## What is AMP Bank GO? Everyday banking that rewards you AMP Bank GO is a digital banking app designed for everyday Australians and small businesses. Download the app and open a transaction account, manage your money, and earn Qantas Points, all with no monthly account fees.* Get 25% cashback up to $100 on eligible Uber rides and Uber Eats orders when you open a new AMP Bank GO Everyday Account during the Promotional Period. T&Cs Apply. Everyday bank account with no monthly fees Open a personal, joint or business everyday account with: • $0 monthly account fees* • Fast digital account opening • Easy money management in-app Earn Qantas Points on your balance. Turn your everyday banking into rewards: • Earn 1 Qantas Point for every $10 on your average monthly balance • Available for Everyday personal, joint and business accounts • Terms and conditions apply^ Spend globally with no FX fees • No AMP Bank GO currency conversion fees on international debit card purchases • Use your card overseas or shop online in foreign currencies with confidence • Get the Mastercard exchange rate with nothing added on top from us Simple payments, your way Pay and get paid easily with: • PayID • PayTo • BPAY • Direct debit • Apple Pay • Google Pay Save smarter With AMP Bank GO Save and Business Save accounts: • Competitive interest rates • No hidden conditions or hoops • Watch your savings grow daily Secure mobile banking to help keep your money and data safe Your security is our priority: • Biometric login • Real-time transaction monitoring • Fraud protection and instant card controls 24/7 support • Chat with real people, anytime, directly in the app. Term deposits with certainty • 6 and 12-month terms • Deposits from $5,000 to $10,000,000 • Know exactly what your money will earn How to open an account Download AMP Bank GO to apply for an Everyday Account and get started in minutes. Once you’re set up, you can spend, save and manage your money in one place, create Savings Spaces for your goals plus smart tools to help you manage your money with ease and link your Qantas Frequent Flyer account to earn Qantas Points on your average monthly balance. T&Cs apply. Eligibility • Available to Australian residents Important Information AMP Bank GO is issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian Credit Licence 234517. Rates are subject to change without notice. *Fees apply for approved business overdrafts. ^The applicable AMP Bank GO Terms and Conditions can be viewed at https://www.amp.com.au/appterms Information and data collected is processed in Australia and subject to Australian Privacy laws. Membership with the Qantas Frequent Flyer Program and Qantas Business Rewards Program are subject to the QFF and/or QBR Terms and Conditions as applicable. This information is general in nature and does not take into account your objectives, financial situation or needs. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517 ## Key features - Earn Qantas Points on balances - $0 monthly account fees - Multiple payment options (PayID, PayTo, BPAY) - Biometric security and fraud protection - No currency conversion fees on international transactions - 24/7 in-app chat support ## Recent user reviews (10 of 66) All indexed reviews: https://appshunter.io/ios/app/amp-bank-go-digital-banking/id6578432956/reviews.md ### 2/5 — Good but Incomplete *2026-08-18, version 1.74.0* Spaces are a great idea, and necessary because you can’t have more than one account to seperate out things like bills, direct debits etc. The problem is Spaces requires manual intervention. Just say I want a ‘Rent or Mortage’ Space. I have to move money back out of them to use the funds. This is tediously manual, risks me forgetting before a due date and goes against your stated goal of convenience. You should be able to direct debit from specific spaces with virtual card numbers or account numbers for the space. Your underlying platform can do this, so you should enable that if you want this to be really excellent vs just ok. Nice UI though. Keep going. ### 4/5 — Need new phone to use *2026-08-07, version 1.71.0* I like the app and the great interest rate in savings once I figured out how that works. Convinced my wife to also use AMP go but can’t download the app to her iPhone 7 as it requires iOS 16. Is there a fix that doesn’t require buying a new phone? ### 1/5 — Slowest application process *2026-08-06, version 1.71.0* I do not recommend wasting your time if you are interested in opening a bank account with AMP. They are extremely slow at processing applications. ### 4/5 — direct deposits notifications needed asap! *2026-07-12, version 1.69.0* Great app with an excellent UI! I especially love the colour scheme and, most importantly, the dark mode option. Too many other banking apps have bright white backgrounds that are harsh on the eyes, so it’s great to see AMP Bank Go offering a dark theme. My only issue is that there are currently no notifications when you receive a payment, whether it’s your wages being deposited or someone sending you money. Not getting notified at all is a bit of a downside, and I think this is a pretty important feature. It would be great to see this added in the next update. Other than that, keep up the great work, AMP Bank Go! I’m looking forward to seeing even more features added in future updates. ### 1/5 — Terrible bank *2026-07-10, version 1.69.0* I would strongly advise against banking with AMP Bank. My account was locked for two weeks without any clear communication. After it was finally unlocked, I discovered I still couldn’t transfer money out of the account or use my funds to make purchases. My money is effectively trapped, despite the account supposedly being accessible again. The customer service experience has been extremely disappointing. I’ve been calling throughout the week and keep getting the same response: there is “no timeframe” for my case to be reviewed because it’s handled on a “case-by-case basis.” No one has been able to provide a meaningful update, an explanation, or an estimated resolution time. Having your own money inaccessible for weeks is unacceptable, and the lack of transparency and accountability has made the experience even more frustrating. I expected far better from a bank. Until AMP Bank improves its communication and resolves customer issues in a timely manner, I cannot recommend banking with them. ### 5/5 — Easy process *2026-07-05, version 1.68.0* I’m amazed at how easily I was verified and account opened same day ### 3/5 — Glitch *2026-07-03, version 1.68.0* Every time I open the App, it asks me to update the app and takes me to the App Store. I use the latest version of the app. Please check as it looks like this app is not secure. ### 1/5 — Worst bank app *2026-06-30, version 1.67.0* 0 stars ### 4/5 — Let me pick my categories please! *2026-06-29, version 1.67.0* Two suggestions to get to five stars. 1. Let me add my own transaction categories (like Taxes) and remove the ones I won’t use (like Coffee). 2. Support as many data integration standards as possible. Some financial aggregators do not recognise AMP Bank GO, even though they do support AMP Banking, AMP Wealth, etc. Otherwise super happy. ### 1/5 — Scheduled payments *2026-06-18, version 1.65.0* Please make setting up scheduled payments more easy and intuitive to set up. I can’t just make one without going through multiple hoops. Scheduled payments, add payment, select/add account, set date and amount, done. Please do something like this. ## Frequently asked questions about AMP Bank GO ### What are the monthly fees for AMP Bank GO accounts? AMP Bank GO offers $0 monthly account fees for personal, joint, or business Everyday accounts. Fees may apply for approved business overdrafts. ### How can I earn rewards with AMP Bank GO? You can earn 1 Qantas Point for every $10 on your average monthly balance in your transaction account. These points can be used for personal or business rewards. ### What security features does AMP Bank GO offer? AMP Bank GO prioritizes security with the latest biometric technology, fraud protection, real-time transaction monitoring, and card controls to safeguard your money and data. ### Can I use AMP Bank GO for international transactions? Yes, you can spend, withdraw cash, and pay in foreign currencies with AMP Bank GO. There are no currency conversion fees on international debit card transactions. ### What payment methods are supported by AMP Bank GO? AMP Bank GO supports multiple payment options including PayID, PayTo, direct debit, and BPAY, allowing for seamless access and transfer of your money. ### Is AMP Bank GO available on all devices? AMP Bank GO is available on iPhone and iPad devices, offering a mobile-only banking experience. ### How often is AMP Bank GO updated? The latest version of AMP Bank GO is 1.65.0, and it was last updated on June 11, 2026. Updates ensure the app remains secure and functional. ### What is the user rating for AMP Bank GO? AMP Bank GO has a strong user rating of 4.7 stars based on 1,158 ratings, indicating a high level of user satisfaction. ## Version history (last 5 releases) ### 1.75.0 — 2026-08-19 We have a new cashback offer in partnership with Uber. Get 25% cashback up to $100 on eligible Uber rides and Uber Eats orders when you open a new AMP Bank GO Everyday Account during the Promotional Period. T&Cs Apply. Visit www.amp.com.au/personal-banking/offers/uber-cashback for more. ### 1.74.0 — 2026-08-12 We’ve been working behind the scenes to fix bugs, improve performance, and strengthen security. We also have a new cashback Offer in partnership with Uber. Visit www.amp.com.au/personal-banking/offers/uber-cashback for more. ### 1.73.0 — 2026-08-10 We’ve been working behind the scenes to fix bugs, improve performance, and strengthen security. ### 1.71.0 — 2026-07-23 We’ve been working behind the scenes to fix bugs, improve performance, and strengthen security. ### 1.70.0 — 2026-07-15 We’ve been working behind the scenes to fix bugs, improve performance, and strengthen security. ## More apps by AMP Services Limited - [My AMP](https://appshunter.io/ios/app/my-amp/id763144972) - [Advice LIVE 2024](https://appshunter.io/ios/app/advice-live-2024/id6474412909) All apps by AMP Services Limited: https://appshunter.io/developer/382797555 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*