# Analog: AI Financial Advisor — Access to CFPs, CFAs and CPAs > Financial planning app using Monte Carlo simulations for realistic future projections. (iPhone/iPad app by Analog Capital AI, LLC.) - Source: https://appshunter.io/ios/app/analog-ai-financial-advisor/id6764116269 (this page in markdown: same URL + `.md`) - Developer: [Analog Capital AI, LLC](https://appshunter.io/developer/1895647697) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 17+ - Requires: iOS 26.0 · 61 MB - Languages: American English - Released: 2026-05-21 - Data updated: 2026-10-04 - Monetization: free ## What is Analog? Analog Capital AI is a financial planning app that helps you explore when you could retire, how much you could spend, and how today’s decisions could shape your future. Build a plan around your income, investments, expenses, and goals. Then ask your AI planning assistant questions in plain English and compare possible futures—not just a single projection. A FINANCIAL PLAN THAT STARTS WITH YOU Get started through a guided conversation. Speak or type about your household, what you own, what you owe, and what you’re working toward. Connect bank and brokerage accounts to keep balances and holdings current. RETIREMENT PLANNING, WITH THE DETAILS INCLUDED Explore retirement timing, savings needs, and retirement income. Model 401(k) contributions, employer matches, IRAs, Social Security, and withdrawals. See how changing your retirement age or spending affects your projected outcomes. EXPLORE YOUR WHAT-IFS What if you retire five years earlier? Buy a home? Save more? Delay Social Security? Compare scenarios side by side and see how one decision changes the rest of your plan. UNDERSTAND YOUR TAX TRADE-OFFS Review projected federal and state taxes across your working years and retirement. Explore Roth conversions and required minimum distributions, with year-by-year detail that helps explain the numbers. STRESS-TEST YOUR FINANCIAL FUTURE Monte Carlo simulations model a range of possible market paths. See how often your plan meets your goals under the model’s assumptions, where it may fall short, and how changes to savings, spending, or investments affect the results. ASK YOUR PLAN A QUESTION “Could I retire at 55?” “Should I pay off my mortgage or invest more?” “What would a Roth conversion change?” Get explanations grounded in your plan and simulation results, with scenarios you can review before approving changes. BRING YOUR WHOLE PICTURE TOGETHER Include real estate, mortgages, stock grants, education goals, and recurring expenses. Review spending and update expense estimates as life changes. Add insurance policies and estate documents to explore how your plan could support the people who matter to you. PLAN INDEPENDENTLY, WITH PROFESSIONAL HELP AVAILABLE Use the planning tools on your own. CFP® professionals and CPAs are available separately by the hour when you need a human perspective. Download Analog Capital AI and start exploring your financial future. IMPORTANT INFORMATION The app’s tools and AI-generated outputs are for informational and educational purposes, not personalized investment, tax, legal, or financial advice. Projections are hypothetical, depend on inputs and assumptions, and do not guarantee future results. Investing involves risk, including loss of principal. Professional advisory services require a separate engagement. ## Key features - Monte Carlo simulations for financial projections - Model real-life income and expenses - Plan for custom financial goals - Personalized financial insights - AI planning copilot - Property and tax modeling ## Is Analog safe? Not enough ratings yet to assess Analog. ## Is Analog legit? Analog: AI Financial Advisor has limited verification signals. The AppsHunter Legitimacy Score for Analog is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Analog ### What is Analog Capital? Analog Capital is a financial planning application that utilizes Monte Carlo simulations to provide a comprehensive view of potential future financial outcomes. It models your real income, expenses, and goals to show a range of possibilities, not just an average projection. ### How does Analog Capital use Monte Carlo simulations? Analog Capital runs thousands of Monte Carlo simulations against your specific financial data, including income, expenses, accounts, and goals. This process generates a wide spectrum of potential future scenarios, highlighting success probabilities and potential risks. ### What financial elements can I model in Analog Capital? You can model salary, bonuses, 401(k) contributions and matches, RSUs, real estate, mortgages, property taxes, and home insurance, alongside recurring expenses. The app aims to reflect how money actually moves in real life. ### Can I set specific financial goals in Analog Capital? Yes, you can add and plan around various goals such as retirement targets, home purchases, education funding, or any custom financial objective. The app shows how these individual goals interact within your overall financial plan. ### Does Analog Capital offer personalized financial insights? Analog Capital provides personalized insights that identify key factors influencing your financial outcomes, such as savings rate, asset allocation, and tax efficiency. It helps you understand where small changes can lead to significant compounding effects. ### Is Analog Capital available on multiple devices? Based on the provided data, Analog Capital is currently supported on iPhone. Further platform availability may be updated in future releases. ### How often is Analog Capital updated? The latest version of Analog Capital is 1.12.0, and it was last updated on July 18, 2026. This indicates a relatively frequent update cycle for the application. ### Is Analog Capital free to use? Yes, Analog Capital is available for free. The provided data indicates a 'Free' price point and no in-app purchases or advertisements. ## Version history (last 5 releases) ### 1.27.0 — 2026-09-30 New screenshots ### 1.26.0 — 2026-09-12 Updated the app icon color. ### 1.25.0 — 2026-09-09 Review your spending in one place. See your recent transactions, adjust your monthly expense estimates, and keep your plan in step with what you actually spend. Plus stability improvements. ### 1.24.0 — 2026-08-24 Watch your plan come together — the guided intake now shows its progress as it builds. Adding investments is faster, with instant search and clearer results. Tidier goal amounts on your dashboard. ### 1.23.0 — 2026-08-22 - Dashboard Goals widget — your goals now appear on the mobile dashboard, each with its type, target month, and amount, matching the web view. - Insights — insight cards drop the severity label; the whole card is now a single tap into the review. - Projection drill-down — income and cash flow lead with a per-year figure, expenses with a per-month figure, and assets with their opening balance. - Chat composer — the microphone turns emerald while recording, so it's clear when Analog is listening. - Fix — goal target dates read as "December 2039" (month and year), the same as on the web. ## Apps similar to Analog | App | Rating | Price | Category | | --- | --- | --- | --- | | [NestFIRE: FIRE & Net Worth](https://appshunter.io/ios/app/nestfire-fire-and-net-worth/id6795230272) | — | Free | Finance | | [Smart Retirement Planner](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907) | 5.0 (1) | Free | Finance | | [Financial Playbook App](https://appshunter.io/ios/app/financial-playbook-app/id6761077062) | 5.0 (1) | Free | Finance | | [Golden Visa Calculator UAE](https://appshunter.io/ios/app/golden-visa-calculator-uae/id6761021848) | — | Free | Finance | | [Evibe — Portfolio Tracker](https://appshunter.io/ios/app/evibe-portfolio-tracker/id1666870677) | 5.0 (2) | Free | Finance | | [Zoe Financial](https://appshunter.io/ios/app/zoe-financial/id6477495504) | 4.7 (7) | Free | Finance | ## Related topics [cfps](https://appshunter.io/ios/topics/cfps) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-04.*