# AnchorUp: Debt & Retire — Crush debt. Plan retirement.

> Personal finance app for debt management and retirement planning. (iPhone/iPad app by Codelime LLC.)

- Source: https://appshunter.io/ios/app/anchorup-debt-and-retire/id6785300188 (this page in markdown: same URL + `.md`)
- Developer: [Codelime LLC](https://appshunter.io/developer/6775716712)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 30 MB
- Languages: American English
- Released: 2026-07-20
- Data updated: 2026-09-02
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/anchorup-debt-and-retire/id6785300188/reviews.md

## What is AnchorUp?

Lift the anchor of debt — and plan the future you actually want.

AnchorUp is a personal-finance app built around the one thing that holds most plans back: debt. Open it and your net worth, total assets, and total debt are right there — updated automatically every day, with your debt-free date sitting right next to them so you always know where you stand.

Then go deeper:

• SEE TODAY AT A GLANCE — Net worth, assets, and debt update daily. Tap any number to watch its day-by-day history.
• CRUSH DEBT FASTER — Compare snowball vs. avalanche payoff strategies side by side, and see exactly when you'll be debt-free.
• SYNC EVERYTHING — Securely link banks, loans, and investment accounts, or add anything by hand.
• FOLLOW EVERY DOLLAR — A color-coded cash-flow view routes each paycheck through savings, debts, and spending.
• PROJECT RETIREMENT — Watch your nest egg grow to your target age — and see freed-up debt payments supercharge it once each loan disappears.
• PLAN FOR COLLEGE — Model future tuition per child, with inflation built in.
• MOVE THE DATES — Drag what-if sliders (extra payments, a raise, a new car) and watch your debt-free and retirement dates shift in real time.
• SHARE A REPORT — Export a clean, professional PDF summary of your entire plan.

Built for households: set up both partners, link your accounts once, and plan together.

SUBSCRIPTION
AnchorUp is a subscription app. Start a 14-day free trial, then $59.99/year for your whole household. Payment is charged to your Apple ID at the end of the trial and auto-renews unless canceled at least 24 hours before the period ends. Manage or cancel anytime in your App Store account settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://anchorupfinancial.com/privacy.html

AnchorUp provides educational estimates and projections — not financial, investment, or tax advice.

## Key features

- Daily net worth, asset, and debt tracking
- Debt payoff strategy comparison (snowball vs. avalanche)
- Secure bank, loan, and investment account syncing
- Color-coded cash-flow visualization
- Retirement and college savings projections
- Interactive 'what-if' scenario sliders
- PDF report export

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| AnchorUp Premium (Annual) | $59.99 | per year |



## Frequently asked questions about AnchorUp

### What is AnchorUp?

AnchorUp is a personal finance app designed to help users manage their debt and plan for retirement. It provides daily updates on financial status, debt payoff strategies, and future projections.

### How does AnchorUp help with debt?

AnchorUp allows you to compare debt payoff strategies like snowball and avalanche, visualize your debt-free date, and model the impact of extra payments or raises on your payoff timeline.

### Can I link my bank accounts to AnchorUp?

Yes, AnchorUp securely links to banks, loans, and investment accounts. You can also add financial information manually if preferred.

### What are the subscription details for AnchorUp?

AnchorUp offers a 14-day free trial, after which it costs $59.99 per year for household access. Payments are charged to your Apple ID and auto-renew unless canceled at least 24 hours before the trial ends.

### How do I cancel my AnchorUp subscription?

You can manage or cancel your AnchorUp subscription anytime through your App Store account settings. Ensure cancellation occurs at least 24 hours before the renewal date.

### Does AnchorUp provide financial advice?

AnchorUp provides educational estimates and projections for debt and retirement planning. It does not offer financial, investment, or tax advice.

### Is AnchorUp available on multiple devices?

Based on the provided data, AnchorUp is supported on iPhone and iPod. It is designed for iOS devices.

### How often is AnchorUp updated?

The latest version of AnchorUp is 1.08, and it was last updated on August 1, 2026. This indicates regular updates to improve functionality and reliability.

## Version history (last 5 releases)

### 1.0.12 — 2026-08-28

• Connecting a bank that sends you to its own app to sign in now works properly. The connection comes back to Anchor Up and finishes, instead of leaving you stuck on your bank's screen or on a blank page.
• Choosing which accounts to link is no longer cut off at the bottom of the screen.
• Bank connections complete faster.
• Reconnecting a bank you previously disconnected no longer adds duplicate copies of your accounts.

### 1.0.11 — 2026-08-20

• Many more banks now connect on the first try — including savings-only banks and store cards that used to be turned away with "connectivity not supported."
• If your bank is still refused, Anchor Up now retries automatically with the right connection instead of leaving you at a dead end.
• Clearer choices when adding an account: "Connect your bank" for banks and cards, "Connect your investments" for brokerages.
• Investment balances always reflect your full account value including holdings, never just the uninvested cash.
• General reliability fixes.

### 1.0.10 — 2026-08-16

• Joint and unassigned accounts now show as their own line in the retirement projection, instead of counting toward whoever is listed first.
• Retirement readiness — on track or short of goal — now stays on screen while adjusting retirement ages and return rates, so you can see the effect as you make it.
• Net worth history no longer records a flat day when your brokerage hasn't published new balances yet.
• General reliability fixes.

### 1.0.9 — 2026-08-11

• Redeem a subscription code without leaving the app — tap "Have a redemption code?" on the subscription screen.
• Net worth history now records each day under the correct date.
• History charts no longer show an empty $0 point for today before that day's data has arrived.
• Steadier subscription access, plus general reliability fixes.

### 1.08 — 2026-08-01

Fixed: Net worth history now updates correctly every day.

• Balances are pulled live from your bank and brokerage on every sync, so what you see matches what your accounts actually say — no more stale or frozen numbers.
• Investment accounts keep syncing correctly after you reconnect them.
• Net worth history now shows a real change each day instead of occasionally reading "no change."
• Clearer alerts when a linked account stops reporting, so you know when a number needs attention instead of quietly trusting an old one.

## More apps by Codelime LLC

- [MiddieBack](https://appshunter.io/ios/app/middieback/id6785085572)

All apps by Codelime LLC: https://appshunter.io/developer/6775716712

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
