# 极简记账-自动记账软件&记账本&资产管理 — 无广，无社区，智能自动快捷记账

> A minimalist app for efficient expense tracking and financial overview. (iPhone/iPad app by ShenZhen LuDeQingYun Infomation Technology Co., Ltd.)

- Source: https://appshunter.io/ios/app/and-and/id6504852125 (this page in markdown: same URL + `.md`)
- Developer: [ShenZhen LuDeQingYun Infomation Technology Co., Ltd](https://appshunter.io/developer/1140406166)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.30/5 from 3 App Store ratings · 35 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 47 MB
- Languages: Chinese (Simplified, China)
- Released: 2025-06-11
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/and-and/id6504852125/reviews.md

## What is 极简记账?

极简记账 —— 刚刚好的记账工具。
秉承 “少即是多” 的设计理念，去掉了理财、社区、后台等繁杂功能，只保留最核心的记账流程与清晰的图表展示。无论结婚、旅行、装修还是日常开销，它都能轻松应对，正是你想要的记账 App。

产品功能

自动记账
支持快捷指令自动触发记账，消费完成后自动匹配账单金额与日期，记账无需手动操作。

快速记账
一键完成记账，分类清晰明了，让每一笔开销都有据可查。

日历查阅
按月查看账单总览，每日支出一目了然，轻松掌握花销节奏。

多种记账本
支持日常、家庭、生意、旅行、装修等场景预设分类，还可自定义月起始日，适配不同记账习惯。

资产账户（可选）
可添加银行、支付宝、微信等账户，随时了解余额动态。该功能默认关闭，可在设置中按需开启。

账本导出
支持一键导出 Excel 表格，整理数据更高效。

丰富图表
收支变化、分类消费排行等图表，直观呈现消费结构，助你快速分析财务状况。

分类预算
可为各类支出设定预算，合理规划每一笔开销。

数据安全
账单保存即同步，实时备份，防止数据丢失。

记账提醒
贴心的记账提醒功能，帮你养成记账习惯。

消费趋势
用图表清晰呈现消费走势，洞察支出规律。

极简记账，让记账回归简洁高效。

联系我们

我们始终希望根据用户的需求打磨更好的产品。如果你有任何建议或意见，欢迎联系我们：
simpleaccountteam@163.com

## Key features

- Automatic expense tracking
- Quick manual entry
- Calendar view of expenses
- Multiple customizable ledgers
- Optional asset account tracking
- Excel data export
- Rich financial charts
- Category budgeting

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 极简记账永久会员 | $4.99 | one-time |
| 极简记账半年会员 | $2.99 | one-time |
| 极简记账一年会员 | $3.99 | one-time |


## Recent user reviews (10 of 35)

All indexed reviews: https://appshunter.io/ios/app/and-and/id6504852125/reviews.md

### 5/5 — 好

*2026-08-27*

方便简单好用

### 5/5 — 备注 有问题

*2026-08-27*

备注 无法完全查看，只显示全部分，一旦编辑就很麻烦。

**Developer response:** 非常抱歉，我们忽略了长文本的情况，目前2.4.1版本已修复该问题

### 5/5 — 推荐

*2026-08-27*

特别好用，很简洁，功能很全

### 4/5 — 用了好几年了，很喜欢

*2026-08-27*

希望能支持从moze 导入 另外三百上限真的太难了

### 3/5 — 更新了好丑求你变回来

*2026-08-26*

以前界面挺简洁的，把上下滑改成左右切换这个功能也不错，但是我觉得这个界面有点臃肿，有点丑了，设计师把一个简洁的软件变成了老年机界面，你当然可以考虑到年长人群对于大字的需求，那你可以设置一个字号调整，而不是改一个这么丑的页面

**Developer response:** 您好，其实新版本页面字号目前我们都是按照iOS的标准来去做，比如大标题也是使用iOS的官方组件，iOS系统的设置页面采用的也是大标题。可能因为之前字号过小，所以您刚更新有点不太适应。

### 5/5 — 非常方便快捷

*2026-08-22*

非常好用，而且没有广告，能够满足我的日常需求

### 4/5 — 求上个汇率功能

*2026-08-13*

用了很久了，到了留学的时候。希望能上个汇率功能，现在有点麻烦

### 5/5 — 真的很好的app

*2026-05-19*

坚持记账10年了，原来是用的挖财记账，但那个软件已经废了，到处广告吃相难看，导致我很长一段时间因为不想看开屏广告，消费后都是截屏然后攒一堆再抽时间断网录入app，久而久之几张变成了累赘。直到最近一次更新后断网也给我弹广告，一气之下所有数据不要了直接给删了，用了极简记账后一打开直接记录，一点广告都没有，页面干净整洁，我终于恢复了消费后马上记账的好习惯，对app开发者表示由衷的感谢！

### 5/5 — 一款简洁、无广告的好软件

*2026-03-16*

很符合“小而美”的一款软件。希望能增加两项功能1.资产类型增加多币种 2.多设备记账数据实时同步功能，目前在不同设备退出账号再登录，有的记账条目依旧不能同步。

### 5/5 — 好用，求推出小组件直接记账功能！

*2026-01-16*

感谢作者

## Frequently asked questions about 极简记账

### What is 极简记账's primary function?

极简记账 focuses on core expense tracking, offering automatic and quick manual entry. It provides clear charts and budgeting tools to help users understand and manage their spending habits efficiently.

### How does 极简记账 handle data security?

Data security is a priority, with bills saved and synchronized instantly for real-time backup. This ensures that your financial data is protected against loss.

### Can I track different types of expenses with 极简记账?

Yes, 极简记账 supports multiple ledgers for various scenarios like daily expenses, family, business, travel, and renovations. You can also customize the start of your month to fit your personal accounting habits.

### Does 极简记账 offer budgeting features?

Yes, 极简记账 allows you to set budgets for different spending categories. This feature helps you plan your expenses more effectively and stay within your financial goals.

### How can I view my spending patterns in 极简记账?

The app provides rich charts, including income and expense trends and category spending rankings. These visual representations help you quickly analyze your financial structure and spending habits.

### Is 极简记账 available on multiple devices?

Based on its supported devices, 极简记账 is available for iPhone, iPad, and iPod, indicating compatibility across Apple's mobile ecosystem.

### How often is 极简记账 updated?

The latest version, 2.9.2, was last updated on May 18, 2026. This suggests a relatively active development cycle, with updates likely occurring to improve functionality and address user feedback.

### What is the user rating for 极简记账?

极简记账 has a strong user rating of 4.6 stars from 93 ratings, indicating a high level of user satisfaction with its features and performance.

## Version history (last 5 releases)

### 2.9.5 — 2026-08-27

1.fix bugs

### 2.9.4 — 2026-08-25

V2.9.4
1.优化界面UI

### 2.9.2 — 2026-05-18

V2.9.2
1.适配暗黑模式
2.修复导入微信账单问题
3.新增自定义分类颜色

### 2.9.1 — 2026-05-12

V2.9.1
1.优化预算功能

### 2.4.1 — 2026-04-17

1.修复备注不全问题
2.修复QQ登录问题

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All apps by ShenZhen LuDeQingYun Infomation Technology Co., Ltd: https://appshunter.io/developer/1140406166

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*