# Annuity Lab

> Financial tool for comparing annuity riders and fixed index annuities. (iPhone/iPad app by Brody Knob LLC.)

- Source: https://appshunter.io/ios/app/annuity-lab/id1152480477 (this page in markdown: same URL + `.md`)
- Developer: [Brody Knob LLC](https://appshunter.io/developer/1152480476)
- Category: Finance
- Price: Free
- Rating: 1.10/5 from 10 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 11 MB
- Languages: American English
- Released: 2016-09-20
- Data updated: 2026-06-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/annuity-lab/id1152480477/reviews.md

## What is Annuity Lab?

With the Annuity Lab, compare a Living Benefit rider or a Fixed Index Annuity of your choice.

The built in formula of the Living Benefit Comparison will easily calculate the annual rate of return (simple or compound) and annual income amount of simple and plus riders. Next, it will show a visual comparison of the riders and will indicate which rider has the potential to provide the most income in retirement. The calculator will also display the rate of return the riders with the least annual income need to achieve in order to outperform the rider offering the most potential income.

The Index Comparison Calculator lets you compare average annual crediting rate and growth based on applying the cap rate to historical performance of two indexes of your choice.

The Make a Difference tool lets you calculate the required initial premium that needs to be invested in a rider in order to achieve a desired annual income after a specified period of time. It also allows you to compare up to three riders and see the differences between the required initial premiums for the compared riders.

The Income Modeler tool lets you compare two riders while viewing a table showing 30 years of contract value and annual income.  Viewing carry forward information will illustrate how the income can vary when changing the annual withdrawal amounts for a period of time.

*The Annuity Lab is for Broker/Dealer Use Only - Not For Use With Clients / Investing Involves Market Risk, Including the Possible Loss of Principal

## Key features

- Living Benefit Rider comparison
- Fixed Index Annuity comparison
- Annual rate of return calculation
- Annual income projection
- Historical index performance analysis
- Required initial premium calculation
- 30-year contract value modeling

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/annuity-lab/id1152480477/reviews.md

### 1/5 — Password Fail

*2023-04-15*

This is absolutely the worst app ever. This password issue is had been a problem since the beginning.

IDIOTS!!!

### 1/5 — No way to set password

*2019-07-23*

COMPLETELY USELESS

### 1/5 — How do we set a password?

*2019-01-14*

No means to set a password. Useless.

### 1/5 — Availability

*2018-07-04*

How can I get the password?

## Frequently asked questions about Annuity Lab

### What is Annuity Lab used for?

Annuity Lab is a financial tool designed for Broker/Dealers to compare different annuity riders and fixed index annuities. It helps calculate rates of return, income potential, and analyze historical index performance for planning purposes.

### Is Annuity Lab free to use?

Yes, Annuity Lab is available for free. It does not have any in-app purchases or advertisements, making it a completely free tool for its intended users.

### What devices does Annuity Lab support?

Annuity Lab is compatible with iOS devices, including iPhone, iPad, and iPod. It is designed for users within the Apple ecosystem.

### How often is Annuity Lab updated?

The latest version of Annuity Lab was released on September 13, 2021. While the app has not been updated recently, it offers core functionalities for annuity analysis.

### What is the age rating for Annuity Lab?

Annuity Lab has an age rating of 4+, indicating it is suitable for users of all ages. However, its content and intended use are specifically for financial professionals.

### Does Annuity Lab have ads?

No, Annuity Lab does not contain advertisements. The app is ad-free, ensuring an uninterrupted user experience for financial analysis.

### What are the limitations of Annuity Lab?

Annuity Lab is intended for Broker/Dealer use only and is not for use with clients. Investing involves market risk, including the possible loss of principal, which users should be aware of.

### What kind of financial comparisons can I make with Annuity Lab?

You can compare living benefit riders and fixed index annuities. The app calculates annual rates of return, income amounts, and visually compares rider potential for retirement income.

## Version history (last 5 releases)

### 10 — 2021-09-13

This release includes minor updates to functionality and text revisions.  Additional use cases are provided to further detail the Carry Forward options.

### 9 — 2020-11-18

Added an Income Modeler Tool to compare riders and review carry forward income amounts using a yearly table view.

### 8.1 — 2020-08-19

Minor tweak: removed requirement for minimum value for Premium and Desired Annual Income input fields.

### 8 — 2020-08-07

Comparison of plus Living Benefit riders.

### 7 — 2019-12-27

Removed Competitive Intelligence tool

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## More apps by Brody Knob LLC

- [DRVN](https://appshunter.io/ios/app/drvn/id1244075088)

All apps by Brody Knob LLC: https://appshunter.io/developer/1152480476

## Related topics

[annuity lab](https://appshunter.io/ios/topics/annuity-lab) · [brody knob llc](https://appshunter.io/ios/topics/brody-knob-llc) · [annuity calculator](https://appshunter.io/ios/topics/annuity-calculator) · [annuity](https://appshunter.io/ios/topics/annuity)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-02.*