# Annuity+ — Financing & leasing calculator > Loan and lease calculator with adjustable amortization schedules and detailed financial analysis. (iPhone/iPad app by Jens Winkelmann.) - Source: https://appshunter.io/ios/app/annuity-plus/id625729532 (this page in markdown: same URL + `.md`) - Developer: [Jens Winkelmann](https://appshunter.io/developer/625729535) - Category: Business, Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 20 MB - Languages: American English, French (France), German (Germany), Italian, European Portuguese, European Spanish - Released: 2013-03-29 - Data updated: 2026-09-25 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/annuity-plus/id625729532/reviews.md ## What is Annuity+? annuity+ is the smart financing and leasing calculator for iPhone. Solve rate, interest, residual value or financed amount with a tap. Individual payment schedules with seasonality and fixed payments, transparent amortization and sharing calculations by link. Free to download, Premium optional. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://annuityplus.app/datenschutz.html ## Key features - Loan and lease calculation - Adjustable amortization schedules - Detailed payment analysis - 30/360 interest method - Premium calculation features ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Full range of functions | $0.99 | per month | | Full range of functions | $7.99 | per year | | Full range of functions | $1.99 | per 3 months | ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/annuity-plus/id625729532/reviews.md ### 5/5 — Super! *2023-04-09, version 2.2* Alles was man braucht! ### 5/5 — 5 Sterne… *2023-04-09, version 2.1* …und endlich wurde die App aktualisiert :) ### 1/5 — Was rechnet das Ding eigentlich? *2020-10-09, version 1.3* Also was immer das Ding rechnet, es rechnet falsch. Ich hab ein bisschen rumgespielt, weil mir die Raten zu wenih auf veränderte Zinssätze reagiert haben. Bei 50% Zins und 500 Tsd. Euro Darlehenssumme, 10 Jahre ohne Restschuld, behauptet der Rechner das geht mit <60 tsd. Euro Rate... ### 5/5 — Beste App für Immobilienkäufer *2020-02-05, version 1.3* Ich nutze diese App schon sehr lange. Sie ist einfach das Handwerkszeug welches man braucht um schnell eine Finanzierung zu berechnen. ### 1/5 — Extrem nervige Werbung *2014-11-19, version 1.2* und kein Wort davon in der Beschreibung. Weg damit! ### 5/5 — Light Years ahead of any other loan app *2014-02-13* Jens in a visionary this must be the only app a finance salesman needs. ### 5/5 — Super App *2013-10-15, version 1.2* Tip Top. Geniale App ### 5/5 — Einfach hervorragend *2013-04-26, version 1.1* Ein wirklich klasse App für finanzmathematische Berechnungen. Einfach zu bedienen. Und sogar einzelne Raten können geändert werden. Einfach spitze! ### 5/5 — cooles tool *2013-04-09, version 1.0* auf das wesentlich wichtige reduziert !!! ### 5/5 — real good app *2013-04-07, version 1.0* use it often and it works always fantastic! ## Frequently asked questions about Annuity+ ### What is Lease & Loan Assist? Lease & Loan Assist is a business app designed to calculate loans and leases. It allows users to examine calculations based on financed amount, interest rate, residual value, and term using the 30/360 interest method. ### How does Lease & Loan Assist handle ads? Lease & Loan Assist is ad-free. The app utilizes Google Mobile Ads only when the Premium functionality is not subscribed to, allowing temporary access to premium features. ### What are the subscription options for Lease & Loan Assist? Lease & Loan Assist offers monthly, quarterly, and annual subscriptions for its premium calculation features. Each plan includes a one-month free trial. ### Can I cancel my Lease & Loan Assist subscription? Yes, you can manage or turn off auto-renew for your Lease & Loan Assist subscription in your Account settings at any time after purchase. However, cancellation of the current subscription is not allowed during the active period. ### What devices support Lease & Loan Assist? Lease & Loan Assist is currently supported on iPhone devices. ### When was Lease & Loan Assist last updated? Lease & Loan Assist was last updated on December 30, 2024, with the latest version being 3.4. ### What is the age rating for Lease & Loan Assist? Lease & Loan Assist has an age rating of 4+, making it suitable for a wide range of users. ### What is the 30/360 interest method used in Lease & Loan Assist? The 30/360 interest method is a convention used in finance where each month is considered to have 30 days and a year has 360 days for interest calculation purposes. Lease & Loan Assist grounds all its computations in this method. ## Version history (last 5 releases) ### 4.3 — 2026-09-24 Two small fixes this time: calculations shared from our website now open in the app exactly as they were shared, and the “Get Premium” button in the Info tab now leads to the right screen — where you can also unlock premium with a short video. ### 4.2 — 2026-09-21 New: a free 3-day premium trial for new users, explained by a short welcome screen. Redesigned trial-end hint and a clearer upgrade button. Fixes: no more paywall popping up on the very first launch, and payment-pattern tips now stay on the schedule screen. ### 4.1 — 2026-09-13 New in 4.1: • In-app feature tips • Siri & Shortcuts: e.g. “Calculate the payment in annuity+” • Share calculations as a link • Improvements & bug fixes ### 4.0 — 2026-09-12 New design, full amortization schedule, share calculations by link and adjust payment patterns. ### 3.4 — 2024-12-30 Update of In-App Purchase framework and minor bug fixes ## Apps similar to Annuity+ | App | Rating | Price | Category | | --- | --- | --- | --- | | [R-Lease](https://appshunter.io/ios/app/r-lease/id6670583275) | — | Free | Business | ## Related topics [lease miles calculator](https://appshunter.io/ios/topics/lease-miles-calculator) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-25.*