# AOD Mobile — user reviews

> 42 indexed App Store user reviews of AOD Mobile by AOD Federal Credit Union, rated 4.90/5 from 3,598 ratings.

- Source: https://appshunter.io/ios/app/aod-mobile/id1489993305/reviews
- App overview in markdown: https://appshunter.io/ios/app/aod-mobile/id1489993305.md
- Rating breakdown: 5★ 3,285 · 4★ 215 · 3★ 50 · 2★ 14 · 1★ 34

## What do users think of AOD Mobile?

Overall sentiment: negative

**Pros**

- 👍 Convenient mobile deposit
- 🚀 Easy to use
- 💡 Great features

**Cons**

- 🐛 Frequent crashes and issues
- 🔋 Slow and inaccurate performance
- 🚫 Incompatible with older devices

**Commonly reported bugs**

- Incorrect available balance display
- Frequent log-outs
- Pending transactions not visible

**Most requested features**

- Restore old app features
- Improve bill pay functionality
- Add dark mode option

## Newest reviews (11 of 42)

### 4/5 — New Mobile System

*2025-01-27, version 3.5.0*

The newest mobile system won’t work on Apple iPads because it requires version seventeen or higher which isn’t available from Apple. My iPad uses version fifteen and is up to date so in order to make payments I can’t use my iPad, but have to use my phone which is much smaller and inconvenient. Why couldn’t you install a computer system that works with current iPads instead of requiring a version that isn’t available from Apple. Whatever happened to “the customer is always right”?

### 5/5 — AOD in Lenlock AL

*2023-11-03, version 3.7.0*

Best banking experience and best bank I have had in my life. Always helpful and there when I need them.

### 5/5 — I love my new bank

*2023-09-14, version 3.6.0*

I love this bank !!!!!

### 5/5 — AOD

*2023-06-08, version 3.3.0*

The app is GREAT!!’

### 5/5 — Remote

*2022-12-19, version 2.48.0*

AOD’s remote deposit worked so much better than previous credit union.

### 5/5 — Outstanding Service

*2022-09-03, version 2.44.0*

I’ve been with AOD since I was 19years old. I’m 60 now. I have nothing but great things to say about AOD over my years. The people are great and have several friends now and it all started so many years ago. Thank you AOD for so many years of great service.

### 2/5 — Sounds

*2022-04-02, version 2.39.0*

Please remove the keyboard clicks when signing in, very annoying!!!

### 5/5 — Not Happy

*2022-01-05, version 2.37.0*

I was happy w/ this app until today. Every time I log in the app immediately logs me out.  I tried using the website via my cell and it logs me out after 5secs.  I have never had an issue with the app or site until now. Please fix the issues because I constantly check my account.

### 4/5 — 5 Stars Later

*2021-11-30, version 2.36.0*

Im just now getting familiar with the app to the point where I can work everything effortlessly. I plan to get more acquainted and then I’ll leave another review. Everything is good so far!

### 5/5 — easy!

*2021-10-11, version 2.35.0*

much less trouble than going to bank👍

### 5/5 — Great App!

*2021-10-06, version 2.34.1*

Easy to use! Has many great features!

## Most critical reviews (10 lowest-rated)

### 1/5 — Worst phone app

*2026-02-17, version 3.30.0*

I have offer banks an bank app , AOD app is trash , charges don’t show for days , or it will show all charges an a dollar amount left after all clear an pending, an that amount will change for no reason.. I’ve gone from have $600 with everything cleared to $-15 in a hour an money sometimes doesn’t ad up , kind of like money laundering

### 1/5 — Need to get into my account

*2025-11-11, version 3.17.0*

I can’t get into my account, Thank you

### 1/5 — Update

*2025-11-05, version 3.11.4*

Well I’m screwed! My iPhone doesn’t have a updated version to download!!!
So inconvenient!

### 1/5 — DUMB UPDATE

*2025-11-02, version 3.11.2*

i cant even check the balance in my account anymore bc ur stupid app requires 17 ios or greater WHICH I DO NOT HAVE i cant afford to buy a new phone so like what am i supposed to do now go to the bank every time i want to check my balance i mean i cant even make any purchases anymore thanks a lot stupids

### 1/5 — App needs to be fixed

*2025-08-15*

I have used this app for a good minute now and it’s not working. It’s not letting me login or even see the homepage, even though I have a strong connection it says that there is a connection error and it has been doing this for two days now.

### 1/5 — Newest version of app

*2025-02-19, version 3.18.0*

Why can’t you fix the app to work on ALL versions of smartphones and tablets???  The latest and greatest version isn’t so great if you can’t download it and use!!!!  You have made where you have to have the latest and greatest version of these new 5g phones and that’s not right for all of your customers that doesn’t run out and purchase the new smartphones every time one comes out!!!  Some people can’t afford to do that!!!  So please and I’m asking for a lot of other people as well…fix the app so it goes back to working on older tables and phono!!  AOD should want to please their customers or have you even read any of the comments and see how many customers actually have the app?? Really y’all can do better!!!

### 1/5 — app

*2023-09-29, version 3.6.0*

the app literally always has issues.

### 1/5 — Bad

*2023-02-26, version 2.48.0*

System down or slow on consistent basis.no way this what I’m dissatisfied with aod . Cant pick nickname, 98765432

### 1/5 — Obnoxiously slow

*2022-03-04, version 2.38.1*

Don’t get it if you want to know your banking balances in a timely manner. No other app on my phone is this slow.

### 1/5 — None

*2021-03-17, version 2.28.0*

Idk why yall locked me out of my account but im getting anew bank in the morning or tommorow afternoon

## Most praised reviews (10 highest-rated)

### 5/5 — A bank review?

*2026-08-09, version 3.30.0*

Okay I’ll write a review of my bank. AOD Federal Credit Union. 34 years ago I opened my first checking account at AOD. Since then I’ve had loans, dealt with other banks, had other checking accounts (I’m sorry you had to find out this way AOD). My point is that I have tried other banks, other credit unions over the course of 34 years and I still only call one bank my home bank. I have been in some serious binds. I’ve had some seriously dumb questions and concerns. The people that work at AOD are simply the best. They are friendly and they know what they’re doing. They don’t act like you’re imposing on them when you walk in or call. Also: let’s talk about the app. It’s so easy to use. You can pay bills and transfer money and check your balances. It can be fun as well but that really only happens when you have plenty money in there. See, I’ve never had any relationship last as long as this one has, and we’re still going strong. If only AOD was a woman…

### 5/5 — AOD

*2026-08-06, version 3.30.0*

Let me deposit from anywhere in the world

### 5/5 — Great app!!

*2026-01-29, version 3.30.0*

Very good app handles all my needs financially!!

### 5/5 — So easy

*2026-01-23, version 3.30.0*

The app is easy to use.  It makes my life so much better.

### 5/5 — Blessed

*2025-12-17, version 3.30.0*

Thank You AOD for Managing my Life!

### 5/5 — Update

*2025-02-06, version 3.5.0*

Cannot load on iPad.  Thanks for taking my ability to use my iPad w/AOD.

### 5/5 — The pending time ,posted time

*2024-12-19, version 3.18.0*

Is terrible

### 5/5 — My Bank

*2024-12-02, version 3.18.0*

I really like my bank. Sometimes I mess up and they are so helpful. They are super nice.

### 5/5 — Inaccurate data

*2024-01-04, version 3.9.0*

The app does not accurately capture pending transactions.

### 5/5 — Transfers

*2023-12-16, version 3.8.0*

The only thing I hate about the APP is you can only transfer money from checking/savings 6 times a month. I feel like I should be able to move my own money around however I like and however many times I like.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*
