# APL FCU Mobile Banking

> Mobile banking for account management, transfers, bill pay, and card controls. (iPhone/iPad app by APL Federal Credit Union.)

- Source: https://appshunter.io/ios/app/apl-fcu-mobile-banking/id595821656 (this page in markdown: same URL + `.md`)
- Developer: [APL Federal Credit Union](https://appshunter.io/developer/595821659)
- Category: Finance, Business
- Price: Free
- Rating: 2.70/5 from 19 App Store ratings · 69 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 150 MB
- Languages: American English
- Released: 2013-02-01
- Data updated: 2026-08-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/apl-fcu-mobile-banking/id595821656/reviews.md

## What is APL FCU Mobile Banking?

Securely manage your account anytime, anywhere with free mobile banking from APL Federal Credit Union. Login to your account using your same online branch login credentials or using biometrics. View account history, transfer funds, deposit checks, and more.

Account Access:
• Check account balances.
• View transaction history.
• View pending transactions.
• Open additional accounts.
• Apply for a loan.
• View FICO score.

Bill Pay:
• Schedule, cancel or modify payments anytime.
• Add/delete payees.

Move Money
• Transfer money between internal and external accounts.
• Transfer money with Zelle

Card Controls:
• Enable/Disable cards.
• Mark a card lost or stolen.
• Reorder a lost card.
• Set-up travel notifications.

Mobile Check Deposit:
• Deposit checks 24/7 by taking a photo with your device.

## Key features

- Check account balances and transaction history
- Transfer funds between accounts
- Schedule and manage bill payments
- Deposit checks via photo
- Enable/disable and report lost/stolen cards
- Apply for loans and view FICO score

## Recent user reviews (10 of 69)

All indexed reviews: https://appshunter.io/ios/app/apl-fcu-mobile-banking/id595821656/reviews.md

### 1/5 — Terrible app.

*2026-04-27, version 4020.2.0*

I have been trying to add my banking account for an hour straight. The app keeps crashing and bringing up pages of coding. I have never used an app that made it so difficult to pay my bills.

### 2/5 — Great when it works

*2025-05-02, version 4016.2.2*

The app is not glamorous and is not designed to be. It’s functional for the most part. Periodically there are parts of the app that stop working. The Zelle section of the app randomly stopped working today. Zelle section does not render and appears blank. Better luck next time?

### 2/5 — Mobile Deposit Issue

*2023-11-03, version 4009.2.2*

New app isn’t working for mobile deposit. It shows a “checking registration” message then never loads…..Old app worked better.

### 1/5 — Worse than the previous version

*2023-10-02, version 4009.2.2*

The old app used to work, then several months ago it constantly failed to load at all.   Sometimes if you waited long enough it would load.  Now the new app isn’t even updating from the App Store.

### 3/5 — APLFCU is a great bank, app could be better

*2023-10-01, version 4009.2.2*

APLFCU recently re-wrote their online banking app.
They addressed a lot of issues and improved security.
The one big thing they missed is the iPad app. It is vertical aspect only. Seems like a big over-site for people that use a keyboard with their iPad.
I took off two stars for that.

### 1/5 — Terrible

*2023-09-29, version 4009.2.2*

This app is awful. It always crashes. Sometimes doesn’t even let you log in for hours to days at a time. Extremely inconvenient. I need a bank to have reliable online banking options and this just simply isn’t it.

### 3/5 — Single account access only

*2023-05-04, version 20.2.5*

Unlike the previous version of the app, you can only access a single account, which is disappointing. It generally works, but isn’t nearly as slick as the Apps for the big banks.

### 1/5 — Updated app

*2023-04-13, version 20.2.5*

App continually crashes and can’t find host

### 5/5 — Credit union  1

*2023-02-27, version 20.2.5*

I have been with my APL credit Union for over twenty three years and it’s been a true asset to my success .

### 1/5 — App is fine. Tellers are poorly trained.

*2022-12-18, version 20.2.5*

On 12/13/22, she deposited the check into the wrong account. She was confused about how much was being deposited & how much cash back I wanted. Then she asked me to sign a receipt even though I already signed the deposit slip for cash back.

## Frequently asked questions about APL FCU Mobile Banking

### What can I do with the APL FCU Mobile Banking app?

The app allows you to securely manage your accounts anytime, anywhere. You can check balances, view transaction history, transfer funds between internal and external accounts, deposit checks by taking a photo, schedule and manage bill payments, and control your debit and credit cards.

### Is the APL FCU Mobile Banking app free to use?

Yes, the app is provided for free by APL Federal Credit Union. While the app itself is free, standard messaging and data rates from your mobile carrier may apply.

### How do I log in to the APL FCU Mobile Banking app?

You can log in to the app using your existing online branch login credentials. The app also supports biometric login for added convenience and security.

### Can I deposit checks using the app?

Yes, the app features a mobile check deposit function. You can deposit checks 24/7 by simply taking a photo of the front and back of your endorsed check directly through the app.

### What card controls are available in the app?

The card controls feature allows you to enable or disable your cards, mark a card as lost or stolen, reorder a lost card, and set up travel notifications to ensure your card works when you're away.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-18

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4022.0.0 — 2026-07-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4020.2.0 — 2026-04-07

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
