# Apollo: Stock Debit Card

> Debit card rewards users with fractional shares of top companies. (iPhone/iPad app by Five Money, Inc..)

- Source: https://appshunter.io/ios/app/apollo-stock-debit-card/id1586417029 (this page in markdown: same URL + `.md`)
- Developer: [Five Money, Inc.](https://appshunter.io/developer/1572598376)
- Category: Finance, Business
- Price: Free
- Rating: 4.42/5 from 92 App Store ratings · 19 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.0 · 156 MB
- Languages: English
- Released: 2021-10-29
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/apollo-stock-debit-card/id1586417029/reviews.md

## What is Apollo?

Get up to 5% back in fractional shares of top companies with the Apollo MasterCard debit card. Download the app to earn, invest, save, & spend your money—all in the Apollo mobile banking app.

With the Apollo debit card, you’ll:

• build passive income & long-term wealth
• passively invest in the stocks you love
• earn up to 5% stock-back in Google, AMC, Disney, & more of the best companies 
• get a fully guaranteed FDIC insured account for up to $250,000.

See what they’re saying on the App Store:

• "[...] a great way to make your money work without the stress of managing your own portfolio”.

▶ EARN STOCK, NOT POINTS ◀

Earn up to 5.00% in company stock instead of points. Build wealth today with the only debit card that rewards you with a guaranteed % back. 

▶ GET YOUR MASTERCARD TODAY ◀

Just download the Apollo app & sign up for the MasterCard debit card in seconds, no credit check required.

▶ PICK YOUR OWN STOCK ◀ 

Apollo puts you in control of your financial future. Choose the stocks you want to earn or get rewarded with random top stocks & funds from AAPL to QQQ.

▶ STOCKS ARE BETTER THAN POINTS ◀

Your Apollo Mastercard guarantees you 1-5% back on every dollar you spend in fractional shares of the world’s top companies.

▶ WIN UP TO $1,000 IN STOCK WITH STOCK PACKS ◀

Win up to $1,000 in stock with stock packs as a reward for inviting friends, setting up direct deposit, and more. Sign up today to claim a free pack!

▶ BETTER REWARDS ◀

With nearly all debit cards in the United States offering no points or cash back, Apollo is the best way to invest & build wealth while you spend.

▶ REAL REWARDS THAT GROW OVER TIME ◀

Unlike points continuously losing value to inflation, often a pain to spend, & easy to hoard & forget about, your Apollo card rewards you with actual shares of real companies, making it easy & fun to invest & build wealth.

▶ BANK GRADE SECURITY & PRIVACY ◀

Your FDIC-insured checking account is fully guaranteed by the U.S. government for up to $250,000 & held at Piermont Bank. We built the Apollo app & servers with bank-grade security & encryption that keeps your data safe & private. You can withdraw your money via transfer at any time you want.

▶ UNMATCHED CUSTOMER SUPPORT ◀

We’re working hard to give you the best, most fun banking experience. Please reach out to support@withapollo.com with any questions. Visit https://www.withapollo.com to learn more. 

Apollo is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Apollo Mastercard® Debit Card is provided by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.

Brokerage services are provided by Alpaca Securities LLC ("Alpaca"), member FINRA, a wholly-owned subsidiary of AlpacaDB, Inc. Clearing services are provided by Velox Clearing LLC (Velox) and Vision Financial Markets LLC (Vision). All three are members of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash) per customer. Explanatory brochure available upon request or at www.sipc.org.

Five Money, Inc and Alpaca Securities LLC ("Alpaca") are not affiliated, and neither is responsible for the liabilities of the other. Technology is offered by Five Money, Inc.

## Key features

- Earn up to 5% stock-back
- Invest in chosen stocks
- FDIC insured account
- No credit check required
- Win stock rewards
- Fractional share rewards

## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/apollo-stock-debit-card/id1586417029/reviews.md

### 5/5 — Love it

*2023-02-26, version 1.7.3*

Love the card!! Super easy to use and makes investing really passive and simple. I love the stock packs — the animation makes it really fun to open them and it’s awesome getting free stocks. Would 100% recommend.

### 5/5 — Feels too good to be true!

*2023-02-21, version 1.7.2*

This is the easiest and most fun way to invest. You don’t even have to know much about investing. I love it!

### 5/5 — Super easy to invest

*2023-02-20, version 1.7.2*

Having this card has made it super easy to invest. I signed up for the Lunar trial and have been using the card for most of my purchases the last two weeks. I already almost have $10 of Amazon stock.

### 1/5 — Scam app. Stay away

*2023-02-18, version 1.7.2*

All the 5 stars reviews here are fake.

This app is just to take customers sensitive info.

### 2/5 — Has to be a scam

*2023-02-14, version 1.7.2*

How do you get denied for a debit card?

### 5/5 — Excellent

*2023-01-21, version 1.7.0*

Excellent only thing I would add is a direct way to chat support in app no one wants to park a bunch of money in an account that they don’t have access to immediate support if there is an issue. Also would like to see the ability to buy stock in app not just earn and sell, overall the concept is great and functionality is excellent I’ve had a few card declines but it seems to have sorted itself out.

### 5/5 — Cool

*2023-01-13, version 1.6.2*

Cool concept and good customer service

### 5/5 — Apollo is 100% legit

*2023-01-13, version 1.6.2*

I had recent issues with this app but the customer support is amazing! Sean has been writing me concerning issues I had within the app but everything is taken care of! He has showed me great customer service & has provided me with information as well! Thank you for taking care of my issue for me! I appreciate it :)

### 1/5 — I like the idea but it won’t let me add funds

*2023-01-04, version 1.6.1*

I really like the idea behind this app. The physical debit card I received looks nice too. If only I could use it…

The app says to .” Add a funding method
Choose how to fund your account to get your tree pack.” 

I link my bank account with plaid like it tells me to and I select the account I want to make the deposit from. 

Then when I click continue. It shows the little loading circle but never loads. 

After over a hour of waiting I gave up. Closed the app and reopened it to find my bank account is still linked. Sadly when I click continue it still just shows the little loading circle but never loads.

### 3/5 — Help

*2022-12-31, version 1.6.1*

I like the app but I’m trying to figure out why I asked a question 4 days ago and never got a response.

## Frequently asked questions about Apollo

### What does the Apollo Stock Debit Card do?

The Apollo Stock Debit Card allows you to earn fractional shares of top companies as rewards on every purchase. It functions as a debit card, enabling you to spend, save, and invest your money all within the Apollo mobile banking app, helping you build passive income and long-term wealth.

### How do I earn stock rewards with this card?

You earn stock rewards automatically on every dollar you spend. The card guarantees 1-5% back in fractional shares of world's top companies. You can choose which stocks you want to earn or receive random top stocks and funds.

### Is there a cost to get the Apollo debit card?

The app and the debit card are free to sign up for, with no credit check required. The description does not mention any fees associated with the card itself, and it is described as a free way to invest and build wealth while you spend.

### Is my money safe with Apollo?

Yes, your money is protected with bank-grade security and privacy. Your checking account is fully guaranteed by the U.S. government for up to $250,000 through FDIC insurance, held at Piermont Bank. The app and servers use encryption to keep your data safe.

### What are the benefits of earning stock instead of points?

Earning stock rewards offers real value that can grow over time, unlike points which can lose value to inflation and are often difficult to spend or track. Your rewards are actual shares of real companies, making it easy and fun to invest and build wealth.

## Version history (last 1 release)

### 1.7.3 — 2023-02-21

We've made some major overhauls to the Transactions and Portfolio tabs in preparation for some exciting new savings features that we hope to get into your hands soon.

You can also now see the lifetime return you've had on various investments, as well as toggle the portfolio chart to show investments, cash, or all assets.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
