# APS Iraq — user reviews > 40 indexed App Store user reviews of APS Iraq by Arab Payment Services, rated 3.80/5 from 312 ratings. - Source: https://appshunter.io/ios/app/aps-iraq/id1490241440/reviews - App overview in markdown: https://appshunter.io/ios/app/aps-iraq/id1490241440.md - Rating breakdown: 5★ 191 · 4★ 28 · 3★ 12 · 2★ 14 · 1★ 67 ## What do users think of APS Iraq? Overall sentiment: negative **Pros** - 👍 App design is great - 👍 Smooth compared to other Iraqi apps - 👍 Very useful for tracking expenditure - 👍 Useful for balance and transactions - 👍 Perfect app **Cons** - 🐛 App not working abroad (UK, US, Turkey) - 🐛 Cannot detect payments from client - 🐛 Cannot know remaining debts - 🐛 App does not allow registration as user - 🐛 App refuses payment of dues - 🐛 Does not support Visa card payments - 🐛 Cannot know total paid amount for loan - 🐛 App and card are full of errors - 🐛 App is primitive - 🐛 Failed service - 🐛 Failed app, disable NFC - 🐛 New card not working - 🐛 No credibility in dealing, cannot deposit or withdraw - 🐛 Problem scanning national ID back code - 🐛 Problem after registering information - 🐛 Cannot have more than one card - 🐛 Poor service - 🐛 App is basic, needs work - 🐛 App not loading outside Iraq - 🐛 Does not open in the US - 🐛 Does not support payment from Visa card - 🐛 Cannot check balance or transaction history abroad - 🐛 App is primitive - 🐛 App is primitive - 🐛 Cannot detect payments from client - 🐛 Cannot know remaining debts - 🐛 App does not allow registration as user - 🐛 App refuses payment of dues - 🐛 Does not support Visa card payments - 🐛 Cannot know total paid amount for loan - 🐛 App and card are full of errors - 🐛 App is primitive - 🐛 Failed service - 🐛 Failed app, disable NFC - 🐛 New card not working - 🐛 No credibility in dealing, cannot deposit or withdraw - 🐛 Problem scanning national ID back code - 🐛 Problem after registering information - 🐛 Cannot have more than one card - 🐛 Poor service - 🐛 App is basic, needs work - 🐛 App not loading outside Iraq - 🐛 Does not open in the US - 🐛 Does not support payment from Visa card - 🐛 Cannot check balance or transaction history abroad **Commonly reported bugs** - App not working abroad - Cannot detect payments from client - Cannot know remaining debts - App does not allow registration as user - App refuses payment of dues - App does not support Visa card payments - Cannot know total paid amount for loan - App and card are full of errors - App is primitive - Failed service - Failed app, disable NFC - New card not working - No credibility in dealing, cannot deposit or withdraw - Problem scanning national ID back code - Problem after registering information - Cannot have more than one card - Poor service - App is basic, needs work - App not loading outside Iraq - Does not open in the US - Does not support payment from Visa card - Cannot check balance or transaction history abroad - App crashes after new update - App not loading anything outside Iraq **Most requested features** - Support for TBI bank cards - Support for Development Bank cards - Add more card support - Remove restriction of one card per user - Allow registration as a user - Fix app to work abroad - Fix NFC technology - Fix scanning national ID back code - Allow saving a copy for the borrower upon payment - Support Visa card payments ## Newest reviews (13 of 40) ### 2/5 — خطا بالتطبيق *2026-01-31, version 12.0.0* التطبيق لا يسمح بالتسجيل كمستخدم فقط دفع مستحقات ### 3/5 — NOT WORKING ABROAD UK *2025-10-16, version 10.12.27* The app design is great and really smooth compared to other Iraqi apps. However, I cannot access the app abroad (in the United Kingdom)! Please fix this issue asap as there are people that have to make payments from abroad.... ### 2/5 — النصرف العقاري *2025-08-07, version 10.10.24* لدي قرض و لا استطيع معرفة مجموع المبلغ المدفوع ### 3/5 — Not working *2025-08-03, version 10.10.23* Why it doesn’t open in the US ?? ### 2/5 — النصرف العقاري *2025-04-18* لدي قرض و لا استطيع معرفة مجموع المبلغ المدفوع ### 1/5 — خدمه فاشلة *2025-04-17, version 10.7.6* البرنامج والبطاقه عباره عن اخطأ ### 1/5 — Not working outside Iraq *2024-12-18, version 10.1.4* The app is not loading anything outside Iraq. It keeps trying to load and nothing shows up ### 1/5 — تطبيق بدائي *2024-10-23, version 10.1.2* التطبيق بدائي بشكل كبير ### 4/5 — ديالى -بعقوبة *2024-08-20, version 9.9.14* لماذا عند الدفع لاتوجد نسخة حفظ للمقترض عند الدفع ### 1/5 — التطبيق فاشل *2024-05-04, version 9.8.2* فاشل فاشل فاشل فاشل الغو تقنية قراءة NFC ### 1/5 — بطاقة APS *2024-01-14* سجلت على بطاقه جديده بالرغم عندي بطاقه قديمه وفيها رصيد ولكن لاتعمل ### 1/5 — بغداد *2023-08-31* لا يوجد عندهم مصداقيه في التعامل ولا استطيه ايداع ولا سحب الام ### 3/5 — ***** *2023-07-19, version 7.7.0* ***** ## Most critical reviews (10 lowest-rated) ### 1/5 — برنامج سيء *2026-08-25, version 13.5.2* غير ممكن تتبع المدفوعات او سجل المدفوعات او كشف الحساب ومن غير الممكن عمل حساب خاص برنامج ضعيف ويحتاج لتطوير ### 1/5 — الحركات *2026-08-09, version 13.1.3* الحركات بس تحمل متطلع ورة التحديث الجديد شنو المشكلة ### 1/5 — الحركات *2026-06-18* الحركات بس تحمل متطلع ورة التحديث الجديد شنو المشكلة ### 1/5 — التطبيق متوسط *2026-06-13* عدم القدر على كشف الدفعات من خلال العميل عند دفع المستحقات الا عن طريق البنك عدم القدر على معرفة الديون المتبقية ### 1/5 — رسلت دفع مستحقات ولم يبعث صوره لي *2026-04-22, version 12.0.0* رسلت دفع مستحقات ولم يبعث صوره لي ### 1/5 — سيئ *2026-04-18, version 12.0.0* سيئ ### 1/5 — فاشل *2025-12-14, version 12.0.0* تطبيق بدائي يحتاج هواية شغل ### 1/5 — Bad bad bad *2025-10-01, version 10.10.25* The service is very poor ### 1/5 — المثنى *2025-09-22, version 10.10.25* البرنامج يرفض دفع المستحقات رغم عشرات المحاولات ### 1/5 — لا يدعم الدفع من بطاقات فيزا كارت *2025-08-27, version 10.10.25* لا يدعم الدفع من بطاقات فيزا كارت ## Most praised reviews (10 highest-rated) ### 5/5 — ديالى بعقوبة *2026-07-22, version 13.1.3* الوكيل ### 5/5 — ديالى بعقوبة *2026-04-12, version 12.0.0* الوكيل ### 5/5 — البصره الزبير *2026-01-06, version 12.0.0* . ### 5/5 — المثنى *2025-12-03, version 12.0.0* اود التواصل لتقديم مقترح ### 5/5 — Perfect *2025-09-05, version 10.10.25* Very useful am always checking my Expenditure in it ### 5/5 — بغداد *2024-08-26, version 9.9.14* شكرا جزيلا على خدماتكم الجميله والراقيه ### 5/5 — . *2023-07-09, version 7.7.0* Perfect ### 5/5 — Hi *2020-02-19, version 1.3.6* The niece app ### 5/5 — Great app *2020-01-03, version 1.0* Very useful app to keep me updated with my card balance and Transactions ### 4/5 — الدورة *2026-06-30, version 13.1.0* شارع 60 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*