# AQRU — Earn, invest & exchange crypto > Earn, invest, and exchange crypto with competitive rates and transparent fees. (iPhone/iPad app by Accru Finance ltd.) - Source: https://appshunter.io/ios/app/aqru/id1576493853 (this page in markdown: same URL + `.md`) - Developer: [Accru Finance ltd](https://appshunter.io/developer/1576493855) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 15.2 · 40 MB - Languages: English - Released: 2021-12-07 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/aqru/id1576493853/reviews.md ## What is AQRU? Get crypto-smart. Get AQRUing. EARN Earn market-leading rates of interest on your crypto and stablecoins. > Transfer fiat and crypto in for free. > Choose to invest with or without lock-ins. > Interest is paid daily. > Withdraw with 24 hours notice. Transfer fiat out for free. INVEST We build and source the best investment strategies in crypto, to supercharge your portfolio. > AQRU Trend - access a weighted basket of the top ten cryptocurrencies*, overseen by a sophisticated algorithm designed to outperform the market. > AQRU Ten - Track the biggest coins in the market with a basket of the top ten cryptocurrencies*, weighted by market cap and rebalanced weekly. > Make recurring monthly deposits into your AQRU Trend or AQRU Ten account. Auto-invest the same amount on the same day of each month: dollar cost averaging without the strain! EXCHANGE Buy and sell cryptocurrencies and stablecoins at exchange rates normally reserved for institutions. > Totally transparent pricing: no rate padding, no tiers, no sneaky charges. > One single charge of 0.35% commission on every exchange, no matter how large or small. > No clutter, no distractions - just the clean, clear, lightning quick AQRU experience; > Transferring fiat and crypto in, and fiat out, for free. > Two fiat currencies (GBP and EUR), three stablecoins (DAI, Tether (USDT), USD Coin (USDC) and four cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE) and Shiba Inu (SHIB). * Excludes stablecoins, security tokens, and tokens constituting specified investments. ========= AQRU is an authorised Virtual Assets Service Provider. We are committed to helping our clients reach their financial targets. We protect your assets using bank-grade security and innovative wallet technology, and insure deposits to decentralised exchanges against hacking. AQRU works with leading investment providers who have proven audit histories and asset management competence. Our risk management committee monitors and reviews yield-generating strategies to stay ahead of all emerging market trends. ========= Capital at risk. You must be satisfied that this crypto offering is suitable for you in light of your financial circumstances and attitude towards risk. The price or value of cryptocurrencies can rapidly increase or decrease at any time. The risk of loss in holding cryptocurrencies can be substantial. Funds received by us in relation to cryptocurrency transactions are not safeguarded (under the UK Electronic Money Regulations 2011) or covered by the Financial Services Compensation Scheme. References to AQRU herein mean to Accru Finance Ltd. ## Key features - Earn interest on crypto and stablecoins - Invest in curated crypto baskets - Exchange crypto with transparent pricing - Recurring monthly deposits - Free fiat and crypto transfers - Bank-grade security ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/aqru/id1576493853/reviews.md ### 5/5 — Easiest Crypto app yet *2022-01-19, version 1.0.18* So easy to navigate and should help more people to be able to access crypto markets. ### 5/5 — Finally an easy crypto app *2022-01-14, version 1.0.14* Super simple and easy to use , love it ! ## Frequently asked questions about AQRU ### How does AQRU protect my assets? AQRU employs bank-grade security and innovative wallet technology to protect your assets. Deposits to decentralized exchanges are insured against hacking. ### What cryptocurrencies can I buy and sell on AQRU? You can buy and sell Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Shiba Inu (SHIB), DAI, Tether (USDT), and USD Coin (USDC). ### What are the fees for exchanging crypto on AQRU? AQRU charges a single, transparent fee of 0.35% commission on every exchange, regardless of the transaction size. ### Can I invest in AQRU without lock-ins? Yes, AQRU offers the option to invest with or without lock-ins, providing flexibility for your crypto investments. ### How often is interest paid on my crypto with AQRU? Interest earned on your crypto and stablecoins is paid daily, allowing you to see your earnings accumulate quickly. ### What investment strategies does AQRU offer? AQRU offers 'AQRU Trend,' a basket of the top ten cryptocurrencies managed by an algorithm, and 'AQRU Ten,' which tracks the top ten coins by market cap. ### Is AQRU available on all devices? AQRU is supported on iPhone, iPod, and Apple Watch devices, making it accessible across your Apple ecosystem. ### When was AQRU last updated? The latest version of AQRU was released and updated on January 10, 2023, indicating ongoing development and maintenance. ## Version history (last 5 releases) ### 1.0.201 — 2023-01-10 - Intero USDC ### 1.0.198 — 2023-01-04 - general improvements ### 1.0.193 — 2022-10-24 This update gets our stars aligned for our next big product release - keep your eyes on this space! ### 1.0.192 — 2022-10-17 In this release, we bring you 6% yields! App enhancements! Widgets! Download to earn up to 6% on your crypto, with no lock-ins or tiers. And there’s more, in this never-miss-a-thing edition… we’ve launched a home screen widget to keep your balance just a glance away, and a news bar in the app makes crypto news and views just a tap away. ### 1.0.186 — 2022-09-12 - Withdraw with biometrics - Performance improvements - Universal links to register ## Apps similar to AQRU | App | Rating | Price | Category | | --- | --- | --- | --- | | [BABB](https://appshunter.io/ios/app/babb/id1474391121) | 4.3 (85) | Free | Finance | | [Accrue: Send. Spend. 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