# Aqua credit card — Build better credit with Aqua

> Mobile application for managing credit card accounts and payments. (iPhone/iPad app by NewDay Ltd.)

- Source: https://appshunter.io/ios/app/aqua-credit-card/id1059355733 (this page in markdown: same URL + `.md`)
- Developer: [NewDay Ltd](https://appshunter.io/developer/903335384)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 325 App Store ratings · 228 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 177 MB
- Languages: American English
- Released: 2016-03-21
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/aqua-credit-card/id1059355733/reviews.md

## What is Aqua credit card?

Manage your account anywhere, anytime, with our secure mobile app. Free to download now, we have lots of features to enable you to manage your account easily:

- View your latest balance and available credit limit
- View your latest transactions, including transactions that are still pending
- Make a payment on your account
- Set up or manage your Direct Debit
- Manage your statement preferences
- Update your contact details
- Get in contact with us and view our FAQs

Registered for Online Account Manager already?

If you’re registered for Online Account Manager already then you’ll be able to use these details to login. No need to re-register!

Not Registered for Online Account Manger?

If you’re not registered for Online Account Manager then no problem! Download the app and click ‘Register for Online Account Manager’. You’ll need the following details to hand:

- Last name
- Date of birth
- Postcode
- Your card details OR your account number

## Key features

- View balance and credit limit
- Track transactions (pending and posted)
- Make payments
- Set up/manage Direct Debit
- Manage statement preferences
- Update contact details
- Access FAQs and contact support

## What do users think of Aqua credit card?

Overall sentiment: positive

**Pros**

- 🚀 Amazing credit limit increases
- 👍 Excellent for building credit score
- 🚀 Easy to use app
- 👍 Helpful customer service
- 🚀 Reliable and trustworthy service
- 👍 User-friendly app navigation

**Cons**

- 🐛 Login issues and app crashes
- 💰 High interest rates
- 🔒 Difficult to access account without passcode
- 🐛 Payment and transaction issues
- 🔒 Lack of customer support on weekends

**Commonly reported bugs**

- Face ID suddenly stopped working
- App not recognizing passcode
- Transactions not updating in real-time
- System unavailable errors when trying to access account

**Most requested features**

- Dark mode option
- Ability to delete read messages
- More payment options
- Improved app stability and performance

## Recent user reviews (10 of 228)

All indexed reviews: https://appshunter.io/ios/app/aqua-credit-card/id1059355733/reviews.md

### 5/5 — Good

*2026-07-21, version 2026.28.1*

Very godd service so happy

### 5/5 — Ok

*2026-06-09, version 2026.23.1*

This card has really 
Shaped me and teach
Me how to manage my financial situation 
Even better than my mean bank I am saving 
With HSBC 
If it was not for Aqua and ZABLE who give me the chance I should have fail

### 5/5 — Ahmed

*2026-06-06, version 2026.22.1*

Amazing love it

### 5/5 — Best credit card

*2026-06-05, version 2026.22.1*

I have a good experience with aqua, they increase your credit limit very quickly

### 5/5 — Aqua

*2026-06-05, version 2026.22.1*

Aqua is awesome

### 5/5 — Miss

*2026-06-03, version 2026.22.1*

Excellent

### 2/5 — Too slow

*2026-05-23, version 2026.21.1*

I get that this isn’t an instant messenger app but trying to speak to an advisor is like pulling teeth. The app kicks you out, you have to log back in and then navigate to the chat screen again, when you get to the chat screen it’s 50/50 whether it will load.

### 1/5 — The worst experience

*2026-05-22, version 2026.21.1*

Needs constant redownloading and reautgenticating to work, does not remember where you left off, does not bring autosuggestions, will not allow to paste EMAIL to log in. The list goes on and on. Avoid if you can. They do approve everyone tho so great option for people with no other options.

### 3/5 — Great Card, but………..

*2026-05-13, version 2026.19.1*

I’ve had this card for a while and it’s a great card.  APR is sky high and over limit fee is a bit much. If you have poor credit the fees alone will put you in more debt.  Luckily I’ve paid mine off using a balance transfer card, but will look for a card with a much lower APR as I’ve spent more money on interest and fees which could have gone towards my balance. I’ve paid off and will not use again.

### 5/5 — Gul

*2026-05-01, version 2026.15.1*

It’s a great card and it’s one of the best from all credit cards

## Frequently asked questions about Aqua credit card

### What can I do with the Aqua credit card app?

The app allows you to manage your credit card account from anywhere. You can view your latest balance and available credit limit, track transactions, make payments, set up or manage your Direct Debit, and update your contact details. It also provides access to FAQs and customer support.

### Is the Aqua credit card app free to download?

Yes, the app is free to download. There are no charges for downloading or using the core features of the application to manage your credit card account.

### How do I log in to the Aqua credit card app?

If you are already registered for the Online Account Manager, you can use those login details to access the app. If you are not registered, you can easily register for the Online Account Manager directly through the app by providing your last name, date of birth, postcode, and either your card details or account number.

### What information do I need to register for the app if I'm not already registered for Online Account Manager?

To register for the Online Account Manager via the app, you will need your last name, date of birth, postcode, and either your card details or your account number. This information is used to verify your identity and link your account to the online service.

## Version history (last 5 releases)

### 2026.33.2 — 2026-08-18

Bug fixes and optimisations.

### 2026.32.1 — 2026-08-12

Bug fixes and optimisations.

### 2026.31.1 — 2026-08-05

Bug fixes and optimisations.

### 2026.29.3 — 2026-07-21

Bug fixes and optimisations.

### 2026.28.1 — 2026-07-14

Bug fixes and optimisations

## Apps similar to Aqua credit card

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## More apps by NewDay Ltd

- [Debenhams credit card](https://appshunter.io/ios/app/debenhams-credit-card/id904654044)
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All apps by NewDay Ltd: https://appshunter.io/developer/903335384

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*