# AQUMON - The Money Making App — Robo Advisor,Investing ,Stock

> Automated digital investment platform for wealth management and portfolio growth. (iPhone/iPad app by Magnum (Shenzhen) Investment Magnagement Co., Ltd.)

- Source: https://appshunter.io/ios/app/aqumon-the-money-making-app/id1313188337 (this page in markdown: same URL + `.md`)
- Developer: [Magnum (Shenzhen) Investment Magnagement Co., Ltd](https://appshunter.io/developer/1313188336)
- Category: Finance, Business
- Price: Free
- Rating: 4.11/5 from 9 App Store ratings · 28 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 87 MB
- Languages: English, Chinese, Chinese
- Released: 2018-04-22
- Data updated: 2026-07-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/aqumon-the-money-making-app/id1313188337/reviews.md

## What is AQUMON?

AQUMON is Asia's leading digital investment platform. Our automated platform offers smarter, simpler and more affordable wealth management services to empower anyone to invest and maximise their returns.

- Data-Driven, Research Led Strategies
AQUMON's unique algorithms are written by PhD researchers team and processes 100TB of updated data from over 100,000+ financial instruments.  Our automated platform provides intelligent investment advice and recommends a customised investment portfolio.

- Diversified Asset Class Allocation Philosophy
 It is difficult for investors to predict the future movement of the markets. AQUMON's core strategy is based on the Nobel-prize winning concepts of global asset allocation to diversify risks, and reduces market exposure to grow wealth sustainably.

- Long-term, Hassle-Free Investments
AQUMON uses global asset allocation to reduce portfolio volatility and achieve long-term investment objectives. The automated investment process monitors market trends and automatically sends out adjustment alerts when the performance deviates

【Platform Features】
0 commission
- AQUMON portfolios do not charge commission or platform fees.

Start with Just USD 1,000!
- You can invest in an professional-grade investment portfolio with as little as US$ 1,000 / HK$5,000 ; our cash management products start at USD 10.

100% Transparent
- Open the App anytime, anywhere to view investment details and portfolio performance, your investing journey is no longer a mystery!

7x24 Speedy FX Exchange
- Capture Hong Kong, U.S. and A-share market opportunities around the clock.

Get Started in 5 Minutes 
- Access powerful investment tools in 5 minutes to start growing your money!

【Products】
- AQUMON Bespoke Service
 Asia's largest team of data scientists are here to tailor your portfolio to achieve superior investment returns based on personalised investment objectives through AQUMON's algorithmic tool, SmartAdvice.

- Flagship SmartGlobal Series
Our core global asset allocation strategies are suitable for investors of any experience level. Grow your money with investment portfolios made from H.K. and U.S. listed ETFs.

- Thematic ETF Portfolios
 From tech, biotech to ESG-driven companies, grow your money by investing in the themes you love. Starting from US$ 1,000 access a selection of quality ETF with different market and sector focus.

- Cash Management.
All-bond solution to help shelter your cash and spare change from volatile and poor market conditions while earning returns.

【Simple, Hassle-Free Investments 】
- Customized Investment Portfolios: Our automated advisory system will recommend an optimized investment plan based on your investment preferences and financial situation.
- One-Click Then Sit Back and Relax: Just click to accept and execute your recommended investment plan . 
- Wall-Street Research Made Easy: Access your investment data at a glance. No jargon, fully transparent, always available. 

【About Us】
- Legal Assurance: Licensed by the Hong Kong Securities and Futures Commission (SFC) under License Type 1, 4 and 9, with client assets held with the Bank of China (Hong Kong) Limited.
- Credible: Incubated and invested in by the Hong Kong University of Science and Technology, our shareholders include Cyberport, Alibaba Venture Capital and subsidiaries of BOC International.  
- Industry Approved: Our technology has been acknowleged through partnerships with 150+ financial institutions in Asia Pacific region.
- Scientific Investment: Based on rigorous, quantitative analysis of market data, our strategies cover a wide range of global assets.

## Key features

- Automated investment advice
- Data-driven algorithms
- Diversified asset allocation
- Low minimum investment
- Transparent portfolio performance
- 7x24 FX exchange

## Recent user reviews (10 of 28)

All indexed reviews: https://appshunter.io/ios/app/aqumon-the-money-making-app/id1313188337/reviews.md

### 1/5 — Impossible to register

*2024-07-11, version 3.8.69*

Image verify code wrong
Tried it 10 times, using email, phone and apple id. Nothing works. 

Please fix this if you want more customers…

### 1/5 — App crash after version 3.8.67

*2024-06-03, version 3.8.67*

App crashed in version 3.8.67 after press the “Agree and continue” please fix

### 1/5 — app crash 3.8.66

*2024-05-31, version 3.8.66*

App crashed after Agree and Continue to the new terms in 3.8.66, please fix

### 1/5 — 永遠聯絡唔到真人

*2023-11-20, version 3.8.62*

想入錢投資開户審批，無人覆，E-mail無人覆，WhatsApp無人覆，FB Messages唔覆，電話打唔通，即係點

### 1/5 — 暂时不推荐使用

*2023-05-06, version 3.8.50*

比较客观的说些吧，2月2号开始用的，在做信息审批，已经3个月过去了，没有任何进展和信息变动。
好处：界面比较清晰。

其他优点没啥了，目前也是只能看他们能提供什么，并无法做实际操作。

### 1/5 — -22% it’s not going well for AI!

*2022-09-07, version 3.8.41*

So far since Investing, this app has lost 22%, even in a dividend portfolio, even with auto rebalancing… seriously! Avoid for now!

### 1/5 — Scam, do not download the app

*2022-07-20, version 3.8.30*

Cannot delete account because they gift you 0.1 share of apple. Need to buy until a full share and then sell then delete account. Scam company.

### 1/5 — Crazy Apps and Just request your information

*2022-05-14, version 3.8.26*

Before opening the first page of apps, you have to provide all personal information such as name, phone number, address, jobs, annual income, ID number with pictures, maybe it needs your personal picture also. Also it requires you transfer money. I didn’t even try it, what makes you believe people provide all information before trying it? Crazy thinking and I gave this up, Rubbish and unnecessary.

### 1/5 — 垃圾AI

*2022-03-29, version 3.8.1*

點解買ETF都可蝕到咁，放左一年無左40%，垃圾AI

### 5/5 — Good app

*2021-12-31, version 3.7.13*

Good

## Frequently asked questions about AQUMON

### What does AQUMON do?

AQUMON is a digital investment platform that provides automated wealth management services. It uses data-driven algorithms and global asset allocation strategies to recommend and manage customized investment portfolios for users, aiming to maximize returns and minimize risk.

### What are the key features of AQUMON?

Key features include data-driven investment strategies developed by PhD researchers, diversified asset class allocation based on Nobel-prize winning concepts, long-term and hassle-free investment management, 0 commission fees, and the ability to start investing with as little as USD 1,000.

### How much does AQUMON cost?

AQUMON portfolios do not charge commission or platform fees. While the app itself is free to download and use, investing in professional-grade portfolios starts with a minimum of US$1,000. Cash management products are available from US$10.

### What kind of investments can I make with AQUMON?

AQUMON offers various investment products including Bespoke Services tailored by data scientists, Flagship SmartGlobal Series portfolios made from H.K. and U.S. listed ETFs, Thematic ETF Portfolios focusing on specific sectors like tech or ESG, and Cash Management solutions.

### How do I get started with AQUMON?

Getting started is designed to be quick and easy, taking approximately 5 minutes. You can access powerful investment tools, receive a customized investment plan recommendation based on your preferences and financial situation, and then execute it with one click.

## Version history (last 5 releases)

### 3.9.4 — 2026-06-26

Rectify the issue regarding the investment potential of domestic investors

### 3.9.3 — 2026-04-09

Added a confirmation popup for information accuracy when submitting modified risk questionnaires; exit directly if cancelling the assessment. Added validation: Question 7 + Question 8 will be blocked for logical conflict. A reminder will appear when annual household income jumps between A and D, with the previous option auto-displayed by default.

### 3.9.2 — 2025-11-20

This update has optimized the user experience, and the content of the Customer Agreement has been updated in the 「My Profile - About AQUMON」 section.

### 3.9.1 — 2025-10-01

Fixed some known issues

### 3.9.0 — 2025-09-29

AQUMON Launches SmartGlobalC 2.0: Asia’s First Global Asset Allocation Portfolio Featuring Spot Bitcoin and Ethereum ETFs

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*
