# ARB: Personal & Small Business

> Mobile banking app for personal and small business accounts. (iPhone/iPad app by American Riviera Bank.)

- Source: https://appshunter.io/ios/app/arb-personal-and-small-business/id6463905671 (this page in markdown: same URL + `.md`)
- Developer: [American Riviera Bank](https://appshunter.io/developer/680754364)
- Category: Finance
- Price: Free
- Rating: 4.10/5 from 236 App Store ratings · 44 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 148 MB
- Languages: American English
- Released: 2023-10-07
- Data updated: 2026-09-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/arb-personal-and-small-business/id6463905671/reviews.md

## What is ARB?

Start banking wherever you are with the ARB: Personal & Small Business Mobile Banking app!  Available to all American Riviera Bank online banking customers.  ARB: Personal & Small Business Mobile allows you to check balances, make transfers, pay bills, and make deposits.

Available features of the ARB: Personal & Small Business app include:

Accounts
- Check your latest account balance and search recent transactions by date, amount, or check number.

Transfers
- Easily transfer cash between your accounts.

Bill Pay
- Pay and schedule your bills on-the-go via your mobile device.

Check Deposit
- Easily deposit checks on-the-go.


American Riviera Bank

## Key features

- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay and schedule bills
- Deposit checks

## What do users think of ARB?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 👍 Great app
- 👍 Works well
- 👍 Professional and kind staff
- 👍 User-friendly interface
- 👍 Modernized UI
- 👍 Bill pay and external transfers updated
- 👍 Card controls appreciated
- 👍 Zelle available
- 👍 Accessible everyday functions
- 👍 Mobile deposit working well

**Cons**

- 🐛 Clunky interface on iPad
- 🐛 Constantly drops password
- 🐛 Horrible app and website look
- 🐛 Security is a PITA
- 🐛 App could be improved for check photos
- 🐛 Face ID never works
- 🐛 Reset process sucks
- 🐛 App hangs up during transactions
- 🐛 Cannot log out
- 🐛 Not intuitive
- 🐛 Prompt to continue is almost invisible
- 🐛 Cumbersome and hard to understand
- 🐛 Pending transactions and balance unclear
- 🐛 Poor aesthetics
- 🐛 Poor text contrast
- 🐛 Tiny lettering
- 🐛 New font size too small
- 🐛 Debits not clearly indicated
- 🐛 Too many prompts
- 🐛 Locked out every few months
- 🐛 Awkward and slow
- 🐛 Too complicated
- 🐛 Logs out routinely
- 🐛 Less functional than predecessor
- 🐛 Pending transaction names don't match
- 🐛 QuickBooks balance is off
- 🐛 Glitchy and slow
- 🐛 Hard to operate
- 🐛 Violates UI guidelines
- 🐛 Non-buttons hard to identify
- 🐛 Misspelled words
- 🐛 Terrible app
- 🐛 Painful app

**Commonly reported bugs**

- App constantly drops password
- Face ID never works
- App hangs up during transactions
- Cannot log out of app
- User locked out with 'User information has been updated' message
- App logs out routinely
- App displays 'post please wait…' indefinitely
- App is glitchy and slow
- Pending transaction names do not match final transaction names
- QuickBooks balance is consistently off by a day

**Most requested features**

- Improve check photo functionality
- Make prompt to continue more visible
- Improve clarity of pending transactions and balance
- Increase font size and allow enlargement
- Improve contrast between text and background
- Make debit and deposit indicators clearer
- Streamline prompts for deposits/transfers
- Improve Face ID reliability
- Make app more intuitive
- Improve UI design and aesthetics
- Add dark mode option
- Improve QuickBooks balance accuracy
- Make app more functional than predecessor

## Recent user reviews (10 of 44)

All indexed reviews: https://appshunter.io/ios/app/arb-personal-and-small-business/id6463905671/reviews.md

### 5/5 — MrsRushing

*2026-07-11*

The nicest people work @ my San Luis Obispo branch on Higuera Street. They take care of us like family.   We look forward to our visits. They are very knowledgeable, but more importantly they’re very kind.

### 3/5 — App Needs some work

*2026-07-05, version 6.0.0.16757*

The app needs a smoother interface. I use it primarily on an iPad and some of the features are just clunky.

### 3/5 — Password problems

*2026-06-28*

Works great, except that you constantly drops my password and so I am forced to reset the system every second or third time I use it

### 5/5 — Best bank!

*2026-06-28, version 6.0.0.16757*

App is great, so easy to use

### 5/5 — Best Bank

*2026-06-25, version 6.0.0.16757*

Personal, professional with a human touch!

### 5/5 — Been using for a while

*2026-05-22*

Works just like it’s supposed too

### 4/5 — Sadie

*2026-04-15, version 6.0.0.15213*

Good

### 5/5 — MrsRushing

*2026-03-03*

The nicest people work @ my San Luis Obispo branch on Higuera Street. They take care of us like family.   We look forward to our visits. They are very knowledgeable, but more importantly they’re very kind.

### 1/5 — App and website

*2026-03-02, version 6.0.0.13526*

Suck!!! It’s horrible. Are we going back to the 80’s look?

### 5/5 — PITA security layers

*2026-02-18*

The app does the job. I think it’s better than their website. The security is a PITA.

## Frequently asked questions about ARB

### What can I do with the ARB: Personal & Small Business app?

The app allows you to perform essential banking tasks from your mobile device. You can check your latest account balances, search through recent transactions, easily transfer funds between your accounts, pay and schedule bills, and deposit checks on the go.

### Is the ARB: Personal & Small Business app free to use?

Yes, the app is available for free to all American Riviera Bank online banking customers. There are no additional charges for using the mobile banking features.

### Who is eligible to use the ARB: Personal & Small Business app?

This app is available to all existing American Riviera Bank online banking customers. If you have an online banking account with them, you can download and use the mobile app.

### What are the main features of the app?

Key features include checking account balances and transaction history, transferring money between your own accounts, paying bills directly from your device, and depositing checks remotely.

## Version history (last 5 releases)

### 6.0.0.18391 — 2026-08-25

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.17556 — 2026-07-13

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.16757 — 2026-06-15

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.15976 — 2026-05-18

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.15213 — 2026-04-14

We are continually working to deliver an exceptional user experience within the app. This release contains fixes and improvements. Turn on auto-updates to ensure that you always have the latest version.

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## More apps by American Riviera Bank

- [American Riviera Bank](https://appshunter.io/ios/app/american-riviera-bank/id680754361)
- [ARB: Commercial Banking](https://appshunter.io/ios/app/arb-commercial-banking/id6463905556)

All apps by American Riviera Bank: https://appshunter.io/developer/680754364

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*