# ArCa.am — Easy and safe payments > Mobile app for secure payments, money transfers, and financial management. (iPhone/iPad app by Armenian Card CJSC.) - Source: https://appshunter.io/ios/app/arcaam/id1459256576 (this page in markdown: same URL + `.md`) - Developer: [Armenian Card CJSC](https://appshunter.io/developer/1459256365) - Category: Business, Finance - Price: Free - Rating: 3.50/5 from 28 App Store ratings · 11 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 95 MB - Languages: American English, Armenian, Russian - Released: 2019-04-12 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/arcaam/id1459256576/reviews.md ## What is ArCa.am? Make convenient and secure payments and money transfers from your smart phone – on the go. See ArCa app main features: • Cards – check your card balance, view recent credits and debits and make card to card money transfers; • Spendings – be aware of your spendings, secure your lost or stolen card by immediately blocking it from inside the app; • Limits – see your limits and card attached services at any time; • Payments – pay for utility and mobile services, parking, road police fines, property taxes, IPTV and Internet; • Recurring payments – set up the dates and frequency and your specified payments will be made automatically; • Push notifications – get notified instantly when your cards are debited or credited – and much more; • Beneficiaries – simplify your card-to-card transfers by saving your relatives data; • АТМ's –find ATM’s near you • 2 FA login – extended security and confidentiality during login; Nevertheless, please remember: • Protect your mobile phone against unwanted access with a screen lock. • Do not disclose any personal information, especially security details. ## Key features - Card balance and transaction history - Card-to-card money transfers - Block lost or stolen cards - Pay utility, mobile, and other services - Set up recurring automatic payments - Instant push notifications for transactions - Find nearby ATMs ## Recent user reviews (10 of 11) All indexed reviews: https://appshunter.io/ios/app/arcaam/id1459256576/reviews.md ### 1/5 — Extremely irresponsible developer *2023-04-03* My bank left the system because of security problems which they were not able to fix for weeks or months. Now I need to install multiple banking apps to manage what I was doing with this app. ### 1/5 — No care for users *2023-02-25, version 1.2.12* After the safari zero-day bug the system is still unable to transfer money, this is a national system and it’s down for several weeks, I think this is not acceptable. ### 5/5 — bad new version *2022-11-18, version 1.2.11* can not login after update, it says my account is not found ### 4/5 — Useful but needs enhancenent *2020-09-25, version 1.1.2* Very useful application. Covers many needs. Still not possible to switch between printer and save to document . Also , I can’t find the possibility to see all my transaction by date and amount which have done out of the application ### 5/5 — 👍🏻👍🏻👍🏻 *2019-07-14, version 1.0.6* Շատ հաճելի տեսնել ARCA նոր ,հաճելի հավելվածի տեսքով: Գերազանց աշխատանք: Կխնդրեի ուղղակի ավելացնել կոմունալ վճարումների դաշտում հեռախոսի համարով փնտրելու հնարավորությունը,այժմ նիայն բաժանորդի կոդով է լինում ### 1/5 — Have a commission in transfer *2019-07-03, version 1.0.5* The app extracts commission for services(card to card), yet nowhere is mentioned about that. And this is how ArCa gains competitive advantage in the market of similar apps. ### 5/5 — Goga *2019-05-02, version 1.0.2* Shat shnorhakalutyun zer gerazanc havelvaci hamar!srtanc cankanumem zez zer hataga ashxatanknerum hachoxutyun ### 5/5 — finally! *2019-04-22, version 1.0.1* Love it, finally it's enjoyable to interact with ArCa. Especially love the spendings statistics, though it can be improved to show short summaries of transactions, when clicking on smaller groups. ### 5/5 — Great app! *2019-04-15, version 1.0* Very useful, long-anticipated application. It just needs a little bit more refining. ### 5/5 — Was waitibg for it ages!! Thank you *2019-04-14, version 1.0* Amazing app, amazing UI/UX ## Frequently asked questions about ArCa.am ### What can I do with ArCa? ArCa allows you to check card balances, view recent transactions, make card-to-card transfers, pay for various services like utilities and mobile, and set up recurring payments. You can also block lost cards and find nearby ATMs. ### Is ArCa secure? Yes, ArCa emphasizes security with features like 2-factor authentication login for extended security and confidentiality. It also allows you to immediately block lost or stolen cards from within the app. ### How does ArCa handle recurring payments? You can set up recurring payments in ArCa by specifying the dates and frequency. This ensures that your specified payments will be made automatically on schedule. ### Does ArCa have ads? The provided data does not indicate whether ArCa contains advertisements. However, it is listed as a free application. ### What devices does ArCa support? ArCa is supported on iPhone and iPod devices, as indicated by the platform compatibility data. ### How often is ArCa updated? The latest version of ArCa was released on November 19, 2022, indicating that updates are provided periodically. The current version is 1.2.12. ### What is the user rating for ArCa? ArCa has a rating of 3.5 stars based on 28 ratings from users. ### What is the age rating for ArCa? ArCa has an age rating of 4+, making it suitable for users aged four and above. ## Version history (last 5 releases) ### 1.2.12 — 2022-11-19 Bug fixes and stability improvements ### 1.2.11 — 2022-11-18 Bug fixes and stability improvements ### 1.2.10 — 2022-11-01 Stability improvements ### 1.2.9 — 2022-10-20 Bug fixes and stability improvements ### 1.2.8 — 2022-09-12 Bug fixes and Enhancements ## Apps similar to ArCa.am | App | Rating | Price | Category | | --- | --- | --- | --- | | [Dignisi](https://appshunter.io/ios/app/dignisi/id1511411589) | 4.7 (12) | Free | Business | | [Staff.am](https://appshunter.io/ios/app/staffam/id1248999636) | 4.7 (109) | Free | Business | | [ggPartner](https://appshunter.io/ios/app/ggpartner/id1069360758) | 4.7 (13) | Free | Business | | [BSCosmo](https://appshunter.io/ios/app/bscosmo/id1632801161) | 5.0 (2) | Free | Business | | [Koriz](https://appshunter.io/ios/app/koriz/id1468856316) | 2.3 (3) | Free | Business | | [RIGZ Agent](https://appshunter.io/ios/app/rigz-agent/id1570866374) | 3.4 (10) | Free | Business | ## More apps by Armenian Card CJSC - [Arca Link](https://appshunter.io/ios/app/arca-link/id6741765205) All apps by Armenian Card CJSC: https://appshunter.io/developer/1459256365 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*