# Arcane: Build Credit. Quick. — Grow & Track Your Credit Score > Build credit by reporting rent and bill payments without a credit check. (iPhone/iPad app by Arcane Pathways LLC.) - Source: https://appshunter.io/ios/app/arcane-build-credit-quick/id6759348320 (this page in markdown: same URL + `.md`) - Developer: [Arcane Pathways LLC](https://appshunter.io/developer/1862217575) - Category: Finance - Price: Free - Rating: 5.00/5 from 4 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 17.0 · 32 MB - Languages: American English - Released: 2026-06-05 - Data updated: 2026-09-04 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/arcane-build-credit-quick/id6759348320/reviews.md ## What is Arcane? According to VantageScore, adding rental or utility data to an established credit file can increase your score by up to 150 points. Arcane Credit helps you build credit by reporting your on-time rent and bill payments directly to the credit bureaus—transforming everyday expenses into a powerful credit-building tool. Getting started is simple. Securely connect your bank account through Plaid, and we’ll automatically detect eligible rent and bill payments using advanced data enrichment technology. No paperwork, no landlord verification, and no hard credit check. Want to accelerate your progress? For a one-time fee of $39.99, Credit History Boost lets you add up to 2 years of past rent, utility, and phone payments to your credit file. Simple, transparent pricing for rent & bill reporting: • $3.99/month (billed annually, all features included) • $5.99/month (billed monthly, all features included) Access your FREE credit score & report. Stay ahead with 24/7 credit monitoring. Download Arcane Credit and start building your credit today. Disclaimer: Arcane Credit does not guarantee any increase in your credit score. Results may vary based on your overall credit profile and activity with other creditors. Arcane Credit does not remove accurate negative information from credit reports. VantageScore is not used by all lenders. Arcane Credit is not a lender, credit repair organization, or bank. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://arcanecredit.com/terms/ Privacy Policy: https://arcanecredit.com/privacy-policy/ ## Key features - Report rent and bill payments - No credit check required - Secure bank account linking - Automatic payment detection - Add past payment history - Transparent pricing ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/arcane-build-credit-quick/id6759348320/reviews.md ### 5/5 — Great for credit repair *2026-06-05* After bankruptcy, I thought I’d never have good credit again. Arcane helped me add 4 positive tradelines and rebuild my score! ## Frequently asked questions about Arcane ### Does Arcane have ads? Yes, Arcane contains advertisements. This is common for many free finance applications that offer robust features. ### How much does Arcane cost? Arcane offers a subscription model with two tiers: $3.99/month billed annually or $5.99/month billed monthly. There is also a one-time fee of $39.99 for the Score Boost feature. ### What is the age rating for Arcane? Arcane has an age rating of 17+, indicating it is intended for mature users. ### How often is Arcane updated? The latest version of Arcane is 1.1.0, and it was last updated on June 22, 2026, suggesting regular updates. ### What devices does Arcane support? Arcane is currently supported on iPhone devices. ### Can Arcane guarantee a credit score increase? Arcane does not guarantee any specific increase in your credit score. Results can vary based on your overall credit profile and activity with other creditors. ### Does Arcane remove negative credit information? No, Arcane does not remove accurate negative information from credit reports. It focuses on building positive payment history. ### What is the Score Boost feature in Arcane? The Score Boost feature allows you to add up to 24 months of past payment history to your credit profile for a one-time fee of $39.99, potentially strengthening your credit file. ## Version history (last 5 releases) ### 1.6.1 — 2026-09-01 General bug fixes and improvement ### 1.6.0 — 2026-08-27 Improvements to the bill detection flow. ### 1.5.1 — 2026-08-18 Fixed account linking bugs. ### 1.4.7 — 2026-08-16 Fixed a bug related to Plaid Link. ### 1.4.6 — 2026-08-15 Improved analytics. ## Apps similar to Arcane | App | Rating | Price | Category | | --- | --- | --- | --- | | [OttoRewards](https://appshunter.io/ios/app/ottorewards/id6452724886) | 5.0 (8) | Free | Finance | | [Flowasis: Real-Time Options](https://appshunter.io/ios/app/flowasis-real-time-options/id6612017616) | 4.4 (34) | Free | Finance | | [Attain: Home-Buying Coaching](https://appshunter.io/ios/app/attain-home-buying-coaching/id6477820235) | 4.8 (16) | Free | Finance | | [MyTruv - AI Money Manager](https://appshunter.io/ios/app/mytruv-ai-money-manager/id6757509490) | 4.9 (75) | Free | Finance | | [Credit Genius: Score & Games](https://appshunter.io/ios/app/credit-genius-score-and-games/id6480586955) | 4.8 (147) | Free | Finance | | [Becca's: Smart Credit Builder](https://appshunter.io/ios/app/beccas-smart-credit-builder/id6754761623) | 4.5 (21) | Free | Finance | ## Related topics [arcane filter](https://appshunter.io/ios/topics/arcane-filter) · [credit report build](https://appshunter.io/ios/topics/credit-report-build) · [dependency credit tracker](https://appshunter.io/ios/topics/dependency-credit-tracker) · [credit score track](https://appshunter.io/ios/topics/credit-score-track) · [bulid track](https://appshunter.io/ios/topics/bulid-track) · [report card comment maker 2026](https://appshunter.io/ios/topics/report-card-comment-maker-2026) · [build credit and fix it](https://appshunter.io/ios/topics/build-credit-and-fix-it) · [credit report now](https://appshunter.io/ios/topics/credit-report-now) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*