# Archa: Business credit cards — Smarter, trusted, secure

> Business credit cards and spend management platform for high-growth companies. (iPhone/iPad app by Archa Pty Ltd.)

- Source: https://appshunter.io/ios/app/archa-business-credit-cards/id1398653063 (this page in markdown: same URL + `.md`)
- Developer: [Archa Pty Ltd](https://appshunter.io/developer/1398653062)
- Category: Finance
- Price: Free
- Rating: 1.00/5 from 1 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 41 MB
- Languages: American English
- Released: 2018-08-04
- Data updated: 2026-08-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/archa-business-credit-cards/id1398653063/reviews.md

## What is Archa?

Archa is the business credit card and spend management platform of choice for high-growth businesses. Simply put, Archa makes spending effortless, saving business owners time and money while empowering their teams to focus on what they do best.


Our cards are powered by Mastercard, and because they’re credit cards rather than pre-paid, they’re accepted everywhere, from flights and hotels to software subscriptions. Plus, we charge no FX fee mark-ups, so you can spend freely when you travel overseas or pay in other currencies.

• Issue corporate credit cards to your team
• Quickly visualize and search all of your transactions in the app
• Visibility and control over cards, budgets and spending while it happens
• Integrate with your existing accounting software
• Earn Velocity Points on your spend
• Save on FX fees
• Enjoy the security of complimentary Travel Insurance
• Make purchases with Apple Pay 

In life, there are a lot of enjoyable moments, none of which happen when you're in line at the bank, filling out paperwork or watching the teller fax your forms to somewhere that takes a fortnight to process. Not to mention that when you finally receive your card, you’re hit with high annual/monthly interest fees and a banking app that has only been designed as an afterthought.

That’s why Archa was created.

Here’s how we are different:
• We’ve done away with the convoluted sign-up process.
• Easy to understand pricing, with no hidden fees or interest.
• NO personal guarantee required. We assess and issue cards based on the creditworthiness of your business.
• We want to make receipts a thing of the past by tracking every dollar spent in real-time and building integrations with different accounting software.

We know how frustrating dealing with credit card companies can be, which is why we offer 24/7, locally-based support for our customers. We are just a phone call or an email away at all times, with more support options on the way.

If you’ve received your Archa card, download the app today to activate it. If not, head to archa.com.au and apply now.

T&Cs @ archa.com.au/terms. All cards and financial products are issued by Archa Limited. Registered address: 10-20 Gwynne St, Cremorne VIC 3121

## Key features

- Issue corporate credit cards
- Real-time transaction tracking
- Spend visibility and control
- Accounting software integration
- Earn Velocity Points
- No FX fee mark-ups
- Complimentary travel insurance

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/archa-business-credit-cards/id1398653063/reviews.md

### 1/5 — App is a chore to use

*2023-06-09, version 2.11.6*

Didn’t get the basics right.. 

Logging in/faceID/notifications broken and have been for some time.

### 5/5 — Great new banking app

*2021-05-06, version 2.0.4*

Credit card for small businesses. About time! What more can I say.

### 1/5 — Referrals don’t work

*2020-02-21, version 1.2.7*

What’s the point of saying something when it doesn’t work

### 1/5 — Great app!!!

*2019-08-29, version 1.2.7*

Can’t use it though

### 5/5 — So happy to be on the waitlist!!!

*2018-10-21, version 1.1*

I’m so excited to get onto the waitlist and to be able to see how many people are in front of me. Can’t wait until the main app is launched!!!!

## Frequently asked questions about Archa

### What is Archa?

Archa is a business credit card and spend management platform that helps high-growth businesses simplify spending, gain visibility, and empower their teams. It offers corporate credit cards powered by Mastercard, accepted globally.

### How does Archa help manage business spending?

Archa provides real-time transaction tracking, allowing you to visualize and search all your spending. You get visibility and control over cards, budgets, and spending as it happens, with integrations for accounting software.

### Are there any hidden fees with Archa?

Archa offers easy-to-understand pricing with no hidden fees or interest. Unlike traditional credit cards, they do not require a personal guarantee, assessing cards based on your business's creditworthiness.

### Can I use Archa cards overseas?

Yes, Archa cards are accepted everywhere Mastercard is, including for international travel. They also charge no FX fee mark-ups, allowing you to spend freely when traveling overseas or paying in other currencies.

### Does Archa offer rewards or benefits?

Archa allows you to earn Velocity Points on your spend. Additionally, you can enjoy the security of complimentary Travel Insurance when using your Archa card.

### What kind of support does Archa provide?

Archa offers 24/7, locally-based support for its customers via phone or email. They aim to make dealing with credit card companies less frustrating with readily available assistance.

### Is Archa available on multiple devices?

Based on the data, Archa is available on iPhone and iPod devices. Further platform compatibility details would need to be confirmed with the developer.

### How often is Archa updated?

The latest version of Archa is 3.16.0, last updated on February 22, 2026. This indicates a commitment to regular updates and improvements for the platform.

## Version history (last 5 releases)

### 3.20.0 — 2026-07-27

- General stability and reliability improvements

### 3.19.0 — 2026-06-16

- Fixed several issues affecting upload receipt.

### 3.18.0 — 2026-06-10

- Fixed several issues affecting cards and account loading.
- Improved app stability and reliability.

### 3.17.5 — 2026-05-17

- Bug fixes and minor improvements to support a smoother experience.

### 3.17.3 — 2026-05-12

- Performance and stability updates
- Minor bug fixes and maintenance updates

## Apps similar to Archa

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [INC.C Payments](https://appshunter.io/ios/app/incc-payments/id1526784336) | — | Free | Finance |
| [Yondr - Smart Money Manager](https://appshunter.io/ios/app/yondr-smart-money-manager/id1586066536) | — | Free | Finance |
| [ANNA Business Credit Cards](https://appshunter.io/ios/app/anna-business-credit-cards/id6741783960) | — | Free | Finance |
| [UnLock](https://appshunter.io/ios/app/unlock/id1578607699) | — | Free | Finance |
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## More apps by Archa Pty Ltd

- [Coles for Business Credit](https://appshunter.io/ios/app/coles-for-business-credit/id6752318370)

All apps by Archa Pty Ltd: https://appshunter.io/developer/1398653062

## Related topics

[business credit card](https://appshunter.io/ios/topics/business-credit-card)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*