# aria.mortgage — Mtg Loan Scenario Calculator

> Mortgage loan scenario calculator for personalized home financing insights. (iPhone/iPad app by Obraj, Inc.)

- Source: https://appshunter.io/ios/app/ariamortgage/id6743821357 (this page in markdown: same URL + `.md`)
- Developer: [Obraj, Inc](https://appshunter.io/developer/1714088690)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings
- Age rating: 17+
- Requires: iOS 15.6 · 56 MB
- Languages: American English
- Released: 2025-04-17
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ariamortgage/id6743821357/reviews.md

## What is aria.mortgage?

Anyone, in today's world, looking for a home mortgage loan, has millions of questions.  The most popular 3 questions are: What is my Interest Rate? What is my Cash to Close? and What is my Monthly Payment?  When you search answer to these questions, you do not get a clear and honest answer. Why? Coz just like your finger prints, no two loan applicants and their needs are different.  You cannot have a 'one size fit all' answer to your burning questions.

aria.mortgage is an app, supported by many licensed Residential Mortgage Loan Originator aka RMLOs, which empowers you to run unlimited numbers of scenarios, generate Fee Wroksheets, which include answers to all your questions! and all these answers are specific to you. 

This app will allow you to run all kinds of what-if scenarios? The same questions, that you wish to ask your RMLO and you can't. 

What's my current Credit Score? What-if my score is 20 points higher? Is it going to impact my Cash to Close? or will it help reduce my Interest Rate?

I just heard the Interest Rates dropped! How will this impact me? What is the Interest Rate right now?  

What if I buy a home worth $300,000. will I qualify? Or If I wish to buy a home worth $500,000 what is the income needed while evaluating my scenario?

How can I calculate my income like my RMLO does?  I've multiple businesses, can I calculate income on my own?  What if my income increases or decreases? What's the impact? Will I still qualify? How to calculate my bonus and commission income? What about my Investment Property Rental income? I receive other income like Child Support or Alimony or Social Security Income, How does an RMLO calculate that for my loan? 

I'm buying a home and negotiate a Seller's Concession. How this will help with my Cash to Close? or help with buying my rate down? What if I 've a second loan, how will it come to play? 

I wish to generate scenarios for every home that I see on MLS service! I want to feel free when I start the Mortgage Loan process!

If that is you with all these questions, this app is for you.  No more filling lengthy long forms thinking I 'll get my answer and instead there is a long line fo RMLOs trying to win my business. I know, all these re trying to help;p me but what if I'm not ready! Not Yet!! Just testing waters!!

And yet, I'll have an RMLO available to answer any questions on the fly; and I'll have access to a Real Estate Agent who can guide me through the process.  

This app will also allow me to generate a pre-qualification or pre-approval letter, generated by me, at will, and without talking to any RMLO. Kinda Self Service! And as many letters that I need, 24 hours a day, for as many home scenarios as I can think of.

As of today, no-one is allowing a consumer to self-servcie their own mortgage loan process.  This app, just like a financial mortgage calculator game, lets you do all this and more.

This app is TCPA compliant and will not result in you receiving millions of calls when you fill in a home mortgage inquiry form!

Download today and enjoy!

## Key features

- Unlimited mortgage scenario calculations
- Personalized fee worksheets
- Interest rate impact analysis
- Cash to close estimation
- Monthly payment projection
- Self-service pre-qualification letters


## Frequently asked questions about aria.mortgage

### What is aria.mortgage?

aria.mortgage is a finance app that allows users to run unlimited mortgage loan scenarios, generate personalized fee worksheets, and create pre-qualification letters. It aims to provide clear, individual-specific answers to common mortgage questions.

### Is aria.mortgage free to use?

Yes, aria.mortgage is available for free. The app is supported by licensed Residential Mortgage Loan Originators (RMLOs) and does not have in-app purchases or advertisements.

### What kind of mortgage scenarios can I explore with aria.mortgage?

You can explore scenarios related to interest rates, cash to close, monthly payments, credit score impacts, income changes, seller concessions, and the effect of second loans. It also allows for exploring different home purchase prices.

### Can aria.mortgage help me get pre-qualified for a loan?

Yes, aria.mortgage allows you to generate your own pre-qualification or pre-approval letters at will, 24 hours a day, without needing to speak directly with an RMLO. This feature is designed for self-service.

### What devices is aria.mortgage available on?

aria.mortgage is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is aria.mortgage updated?

The latest version of aria.mortgage is 1.0.44, which was last updated on January 15, 2026. Updates are provided by the developer, Obraj, Inc.

### What is the age rating for aria.mortgage?

aria.mortgage has an age rating of 17+. This is likely due to the complex financial information and decision-making involved in mortgage planning.

### Does aria.mortgage have ads?

No, aria.mortgage is ad-free. The app is designed to provide a clean user experience without interruptions from advertisements.

## Version history (last 5 releases)

### 1.1.3 — 2026-09-01

Maintenance Update.

### 1.1.2 — 2026-08-04

Maintenance Update.

### 1.1.1 — 2026-07-30

UI Enhancements
New Features Added
Overall Improvements

### 1.0.44 — 2026-01-15

Maintenance Update.

### 1.0.43 — 2026-01-06

Maintenance Update.

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## More apps by Obraj, Inc

- [HarborHaul](https://appshunter.io/ios/app/harborhaul/id6470716457)
- [aria.associates](https://appshunter.io/ios/app/ariaassociates/id6744784686)

All apps by Obraj, Inc: https://appshunter.io/developer/1714088690

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
