# Arizona Central Credit Union

> Mobile banking app for managing accounts, transfers, bill payments, and branch locations. (iPhone/iPad app by Arizona Central Credit Union.)

- Source: https://appshunter.io/ios/app/arizona-central-credit-union/id523267289 (this page in markdown: same URL + `.md`)
- Developer: [Arizona Central Credit Union](https://appshunter.io/developer/523267292)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 3,200 App Store ratings · 85 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 178 MB
- Languages: English, Spanish
- Released: 2012-05-31
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/arizona-central-credit-union/id523267289/reviews.md

## What is Arizona Central Credit Union?

With Arizona Central's Mobile Banking app you can stay on top of your financial life, even when you're on the go! 

• Check your account balances
• View your transaction history
• Transfer funds between accounts
• Pay your bills
• Find ATM and branch locations near you

It's simple, safe and secure!

To login use your current eBRANCH Online Banking user name and password.  If you're not yet an eBRANCH user or forgot your password, visit www.azcentralcu.org.

To learn how we protect your privacy, please visit https://www.azcentralcu.org/home/home

## Key features

- Check account balances
- View transaction history
- Transfer funds between accounts
- Pay bills
- Find ATM and branch locations

## What do users think of Arizona Central Credit Union?

Overall sentiment: neutral

**Pros**

- 👍 Convenient app
- 🚀 Fast and smooth
- 🔒 Secure
- 💡 Excellent mobile deposit feature
- 👍 User-friendly and intuitive
- 👍 Great for checking balances and transferring funds

**Cons**

- 🐛 Frequent crashes and bugs
- 🐛 Unreliable check deposit feature
- 🐛 Difficult to use bill pay
- 🐛 Compatibility issues with newer iOS versions
- 🐛 Slow and unresponsive at times
- 🔒 Lack of advanced security features (e.g., Face ID)

**Commonly reported bugs**

- Login screen freezes
- Check deposit feature not working
- App crashes when trying to use certain functions
- Compatibility issues with iOS 16
- Zelle feature removed without notice

**Most requested features**

- Add Apple Pay support
- Improve bill pay functionality
- Expand transaction history view
- Provide more customization options
- Integrate with external accounts for payments

## Recent user reviews (10 of 85)

All indexed reviews: https://appshunter.io/ios/app/arizona-central-credit-union/id523267289/reviews.md

### 1/5 — FIX YOUR APP!!!

*2026-07-09, version 2026.4.2.1*

Every time I try to deposit a check it tells me there is an error - front and back size doesn’t match. IT IS LITERALLY THE SAME PIECE OF PAPER! It is so frustrating messing with this for 20 min every time I have to deposit a check only to be told it is “held for review” that I am now looking for a new bank.

### 5/5 — Great But Small

*2026-05-27, version 2026.01*

We have been customers for over 10 years and pleased with this small credit union.  The employees are very friendly. Most of the times I visit there is no wait.  Only minor suggestion is to not to dispense $100 bills at the ATM which are a pain to use at merchants.

### 5/5 — Review

*2026-04-12, version 2026.01*

This is a Very. Trustworthy Bank. And the people who work are  very knowledgeable

### 1/5 — Seriously worst banking app

*2026-03-13*

I’m seriously considering switching banks because of this app. Every time I try to deposit a check it tries to tell me the back isn’t the same size as the front, randomly crops out the image. If all you are using it for is to check balances then fine but given there are hardly any bank locations left, I need the app to deposit checks and there’s no reason this shouldn’t work.

### 2/5 — Zelle

*2026-02-01, version 2025.5.0.1*

I just recently opened an account, checking and savings. Every time I try to Zelle my money over, it will kick me out the app and I’m not able to access Zelle. This is frustrating considering this is how I pay my rent!

### 5/5 — Good app. Zelle not working

*2026-01-09, version 2025.5.0.1*

Went to go try the app I will say it is better then the chase app by far. Love the breakdown and organized it is. I mean they even have a widget for the app so you can just check it on your phone at any time without logging in. The only gripe I have at the moment is the Zelle not working. Got to the point where I had to add the contacts and the app keeps crashing. Other then that. Love the app

### 2/5 — Bill Pay

*2025-09-21, version 2025.5.0.1*

The new Bill Pat is awful.  There was nothing wrong with the old one. This new one made me think about changing Banks.

### 1/5 — New updates

*2025-09-14, version 2025.5.0.1*

The new updates on the app have just made it more difficult and more time consuming and more steps not a fan

### 1/5 — Wheel reinvented

*2025-09-11, version 2025.5.0.1*

Once again they provided an update and the update stinks. Absolutely the worst update yet. I’ve been using this app for years ‘successfully’ with minor glitches here n there. Now the app just stinks. Bill pay is horribly complicated. I cannot find anything! Sooooo regrett updating!!!

### 1/5 — Doesn’t always work

*2025-07-16, version 2025.5.0.1*

I’m constantly being kicked out of the app when I try to Zelle

## Frequently asked questions about Arizona Central Credit Union

### What can I do with this mobile banking app?

This app allows you to manage your financial life on the go. You can check your account balances, view your transaction history, transfer funds between your accounts, pay your bills, and find ATM and branch locations near you.

### How do I log in to the app?

To log in, use your current eBRANCH Online Banking username and password. If you are not yet an eBRANCH user or have forgotten your password, you will need to visit www.azcentralcu.org to set up your account or reset your password.

### Is this app free to use?

Yes, the app itself is free to download and use. There are no charges associated with using the mobile banking features provided by Arizona Central Credit Union.

### What if I have questions about my privacy?

Arizona Central Credit Union is committed to protecting your privacy. You can learn more about how they protect your information by visiting their privacy policy page at https://www.azcentralcu.org/home/home.

## Version history (last 5 releases)

### 2026.4.2.1 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-03-26

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.1 — 2025-07-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.2.2.3 — 2025-03-19

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2024.10.1.10 — 2024-12-03

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
