# ARLO™ Reverse Loan Calculator — Instant Quote. No SSN Required

> Reverse mortgage calculator for instant eligibility, rates, and loan amounts. (iPhone/iPad app by All Reverse Mortgage, Inc..)

- Source: https://appshunter.io/ios/app/arlo-reverse-loan-calculator/id1434235590 (this page in markdown: same URL + `.md`)
- Developer: [All Reverse Mortgage, Inc.](https://appshunter.io/developer/956043577)
- Category: Finance, Utilities
- Price: Free
- Rating: 2.30/5 from 3 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 3 MB
- Languages: American English
- Released: 2020-10-07
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/arlo-reverse-loan-calculator/id1434235590/reviews.md

## What is ARLO™ Reverse Loan Calculator?

ARLO™ (All Reverse Loan Optimizer) remains the only reverse mortgage calculator of its kind to offer instant and accurate eligibility, real-time interest rates & APR.

ARLO™ will instantly generate a quote that includes your available loan amount and current interest rates. Best of all, ARLO™ will retrieve the most suitable program for your individual needs.

Using ARLO™ Reverse Mortgage Calculator

Step 1. Enter Age Details
Step 2. Enter Property Details

User Tips:

Do not forget to include your spouse’s age, even if they are not yet 62 as loan proceeds are always based on the age of the youngest spouse.

When you close a reverse mortgage within 6 months of your next birthday, your calculations automatically move you into the next year’s principal limit factor (if you are very close, it might benefit you to wait a few weeks).

If you have a HELOC (Home Equity Line of Credit), be sure to include this balance as part of the total mortgage payoff.

## Key features

- Instant eligibility quotes
- Real-time interest rates & APR
- Calculate available loan amount
- Find suitable reverse mortgage programs
- Input age and property details

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/arlo-reverse-loan-calculator/id1434235590/reviews.md

### 5/5 — Amazing Calculator

*2025-09-26, version 2.6*

What a great calculator. Incredibly easy to use and understand. Best one I’ve seen.

### 5/5 — Awesome and Quick

*2025-09-23, version 2.6*

Works Great. My wife and I just want a quick answer and ARLO gave me the answer I need

### 5/5 — Easy-to-Use

*2025-09-23, version 2.6*

Works well; I got the numbers I needed and was connected with an agent promptly.

### 5/5 — Best reverse mortgage calculator in App Store

*2025-09-23, version 2.6*

This is the most helpful reverse mortgage calculator I’ve used. It gives instant, accurate quotes without asking for personal information, which made me feel completely at ease.

The app is simple, clear, and easy to navigate. It showed me real-time rates and closing costs upfront, and the numbers were almost identical to what I later received from an agent.

If you want real numbers you can trust, this is the calculator I recommend for planning retirement or helping a loved one.

### 5/5 — Best reverse mortgage calculator in App Store

*2025-05-28*

This is by far the most helpful reverse mortgage calculator I’ve found — and I’ve tried several. It gives you an instant quote without asking for personal info like your Social Security number, which really put me at ease.

The interface is clean and simple, perfect for older users like myself. It walked me through the options clearly and even showed current interest rates and estimated closing costs — all upfront! I was surprised how accurate the quote was compared to what I later received from a live agent.

If you’re exploring reverse mortgage options and want real numbers (not vague estimates), ARLO™ is the only app I’d trust. Highly recommend for anyone planning their retirement or helping a loved one navigate the process.

### 1/5 — App is broken March 30th 2025

*2025-03-31, version 2.6*

Does not work

## Frequently asked questions about ARLO™ Reverse Loan Calculator

### What is ARLO™?

ARLO™ is a reverse mortgage calculator that provides instant and accurate eligibility, real-time interest rates, and APR. It helps users determine their available loan amount and find the most suitable program for their needs.

### How do I use ARLO™?

Using ARLO™ involves two main steps: entering your age details and then your property details. The app will then generate a quote based on this information.

### Does ARLO™ require my Social Security Number?

No, ARLO™ does not require your Social Security Number to generate an instant quote. This feature is highlighted in its subtitle, emphasizing privacy and ease of access.

### What information is crucial when entering spouse's age?

It is important to include your spouse's age, even if they are not yet 62, as loan proceeds are always based on the age of the youngest spouse. This ensures accurate calculations.

### When should I consider waiting to close a reverse mortgage?

If you are closing a reverse mortgage within 6 months of your next birthday, your calculations automatically move into the next year’s principal limit factor. It might benefit you to wait a few weeks if you are very close to your birthday.

### How should I account for a HELOC?

If you have a HELOC (Home Equity Line of Credit), be sure to include this balance as part of the total mortgage payoff when using the calculator for accurate results.

### What is the update frequency for ARLO™?

ARLO™ was last updated on October 22, 2020, to version 2.6. This indicates a past update, and users may want to check for newer versions if available.

### What is the user rating for ARLO™?

ARLO™ has a user rating of 2.3 stars from 3 ratings. This suggests that while the app offers specific functionality, user satisfaction may be mixed.

## Version history (last 2 releases)

### 2.6 — 2020-10-22

Minor graphics improvements as well as more options in connecting with us.

### 2.5.1 — 2020-10-07

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*
